# iKnowMom — Teen Spending, Parent Approved > Parental finance app for teen spending tracking and positive behavior rewards. (iPhone/iPad app by Julian Smiles.) - Source: https://appshunter.io/ios/app/iknowmom/id6760205150 (this page in markdown: same URL + `.md`) - Developer: [Julian Smiles](https://appshunter.io/developer/1883160234) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 65 MB - Languages: American English - Released: 2026-04-27 - Data updated: 2026-08-12 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/iknowmom/id6760205150/reviews.md ## What is iKnowMom? Being a financially present parent isn't about control. It's about knowing. Most parents find out their teen has bad money habits when it's already a problem — overdrafts, Venmo to strangers, impulse spending on things that don't matter. By then, the conversation is reactive. Defensive. Too late. iKnowMom changes that. ------------------------------------------- WHAT iKNOWMOM DOES ------------------------------------------- iKnowMom securely connects to your teen's bank accounts and P2P wallets — Cash App, Venmo, Zelle — through Plaid, the same technology trusted by millions of Americans. You get a clear, daily picture of where their money is actually going. Not a firehose of anxiety. Not constant alerts. A calm, clear window into your teen's financial world — so conversations start with understanding, not suspicion. - See linked account balances and transactions - Track P2P transfers in one place - Set spending alerts that matter to you - Reward positive behavior with gift cards from 80+ brands - Open honest money conversations before problems start ------------------------------------------- THE REWARD THAT CHANGES BEHAVIOR ------------------------------------------- Accountability without encouragement is just punishment. iKnowMom gives you the tools to reward your teen when they get it right — staying under budget, saving toward a goal, making smart choices. Choose from 80+ gift card brands and send rewards directly to your teen through the app. Because the goal isn't to catch them — it's to raise them. --------------------------------------------------- BUILT FOR THE PARENT WHO PAYS ATTENTION --------------------------------------------------- You're not a helicopter parent. You're an intentional one. You know that financial habits formed at 16 follow your child into adulthood. You've seen what happens when kids leave for college without ever learning how money works. You don't want that for yours. iKnowMom is for the parent who wants to be in the conversation — not locked out of it. --------------------------------------------------- PRIVACY & SECURITY --------------------------------------------------- iKnowMom uses Plaid's bank-grade encryption to connect accounts. We never store your teen's bank credentials. Transactions are read-only — iKnowMom cannot move, access, or control funds. Your data is never sold. Ever. --------------------------------------------------- HOW IT WORKS --------------------------------------------------- 1. Download iKnowMom and create your parent account 2. For Teen accounts that are linked to a parent account simply link the parent account and the app will identify the associated teen accounts 3. Invite your teen to join your Family 4. Get your first weekly snapshot within 24 hours 5. Set alerts, track goals, send rewards 6. Initiate conversations guided by a Financial Coach Because loving your teen means knowing — not guessing. --------------------------------------------------- SUBSCRIPTION INFORMATION --------------------------------------------------- iKnowMom Plus and Family plans are auto-renewable subscriptions billed through your Apple ID. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. A 7-day free trial is available for new subscribers — any unused portion is forfeited upon purchase of a subscription. Manage or cancel anytime in iPhone Settings → tap your name → Subscriptions. Plus Monthly: $4.99/month Plus Annual: $49.99/year Family Monthly: $9.99/month Family Annual: $99.99/year Privacy Policy: https://iknowmom.com/privacy Terms of Use: https://iknowmom.com/terms ## Key features - Connects to teen bank accounts and P2P wallets - Daily spending overview - Track P2P transfers - Set custom spending alerts - Reward positive behavior with gift cards - Facilitates money conversations ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Plus Monthly | $4.99 | per month | | Plus Annual | $49.99 | per year | | Family Monthly | $9.99 | per month | | Family Annual | $99.99 | per year | ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/iknowmom/id6760205150/reviews.md ### 5/5 — A time-saver and a money-saver all in one !! *2026-05-19* Very helpful tool to manage kids spending and to teach them good expense management. The app reinforces responsible behavior by rewarding positive actions. As a parent, it is easy to add your kids in the app and link bank accounts. Very user friendly interface and intuitive functionality. I like the fact that that there are plenty of options to choose rewards from so we can cater to different interests of our kids to keep them motivated. Overall a fantastic app. I am glad a friend introduced me to this app. It saves a lot of time and ofcourse money in terms of reduced unwanted expenses :) ### 5/5 — Amazing app *2026-04-29* Must need for every parent who wants to inculcate good habits and spending behavior when it comes to handling finances. ## Frequently asked questions about iKnowMom ### How does iKnowMom ensure the security of my teen's financial information? iKnowMom uses Plaid's bank-grade encryption to connect to accounts. It only has read-only access and never stores your teen's bank credentials, ensuring funds cannot be accessed or moved. ### What types of accounts can iKnowMom connect to? iKnowMom securely connects to your teen's bank accounts and popular P2P wallets such as Cash App, Venmo, and Zelle through Plaid. ### Can I set specific spending limits or alerts with iKnowMom? Yes, you can set spending alerts that matter to you. This allows you to stay informed about your teen's financial activity without constant notifications. ### How does iKnowMom help reward positive financial behavior? iKnowMom allows you to reward your teen for smart financial choices by sending gift cards from over 80 brands directly through the app. ### What is the update frequency for iKnowMom? The app was last updated on May 1, 2026, indicating active development. The latest version is 1.0.2. ### Is iKnowMom available on multiple devices? Based on the provided data, iKnowMom is currently supported on iPhones. Information regarding Android or other device compatibility is not specified. ### What is the user sentiment for iKnowMom? The app has a perfect rating of 5.0 stars from 1 review, suggesting a highly positive initial user experience. ### Does iKnowMom have ads? No, iKnowMom does not contain advertisements, as indicated by the 'hasAds' flag being false. ## Version history (last 4 releases) ### 1.0.4 — 2026-08-11 - Bug Fixes and Performance Improvements ### 1.0.2 — 2026-05-01 - Improved Guided Tour ### 1.0.1 — 2026-04-30 Bug Fixes: - Issue related to Teen Invite expiring before verification. - Ability to Resend Invites from App ### 1.0 — 2026-04-27 No release notes. ## More apps by Julian Smiles - [College Countdown](https://appshunter.io/ios/app/college-countdown/id6763329640) All apps by Julian Smiles: https://appshunter.io/developer/1883160234 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*