# iLoan, credit simulator

> Loan and mortgage simulation app for financial planning and comparison. (iPhone/iPad app by JP-Software.)

- Source: https://appshunter.io/ios/app/iloan-credit-simulator/id481970267 (this page in markdown: same URL + `.md`)
- Developer: [JP-Software](https://appshunter.io/developer/394927783)
- Category: Finance, Utilities
- Price: $4.99
- Age rating: 17+
- Requires: iOS 12.0 · 15 MB
- Languages: American English, French (France)
- Released: 2012-01-12
- Data updated: 2026-09-02
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/iloan-credit-simulator/id481970267/reviews.md

## What is iLoan, credit simulator?

Don't borrow money without iLoan, the best app for loan & mortgage projects.

iLoan allows you to calculate and compare loans thanks to monthly payments, APR and loan total cost. All simulations are convenient to real estate borrow, vehicle loan and consummer credit.

iLoan allows you to calcultate :
- your monthly borrowing capacity
- your borrowing capacity
- your capacity by calculating a criteria versus the others among : monthly payment, annual interest rate, duration, principal and early repayments
- Savings & private income plans


Type of loan you can simulate :
- Loan simulation (fixed or adjustable rate) 
- Loan graduated-payment simulation (fixed rate) 
- Complex project with multiple loans : you can also make a loan-smoothing (searching monthly payment, principal or duration)


iLoan allows you to calculate your loan payments considering insurance rate and loan charges, displaying graphical analysis and amortization table !
At last, you can save & export by email (CSV & PDF format) your favorite loans !

## Key features

- Loan and mortgage simulations
- Monthly payment calculation
- APR and total cost analysis
- Borrowing capacity calculation
- Savings and income plan analysis
- Graphical analysis and amortization table
- Exportable reports (CSV & PDF)

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/iloan-credit-simulator/id481970267/reviews.md

### 5/5 — M’accompagne dans mes projets depuis …. Olalala …..

*2026-01-08*

Vraiment très pratique. Je l’utilise dans mes projets financiers et immobiliers depuis plus de 10 ans. 
Je l’utilise notamment pour vérifier les performances des assurances vie sans me contenter des infos officielles de la banque, pas toujours précises quand à l’intégrations des différents coûts dans le calcul du taux de rentabilité. 
Idem pour des projets immobiliers, avant de contacter les banques, je peux simuler différents scénario et prendre une décision adaptée à mes objectifs. 
Bravo au développeur.

### 4/5 — PTZ 2024

*2025-03-14*

Une super application très complet Avec possibilité de montage technique technique…
À quand la mise à jour du prêt à taux 2024?

### 5/5 — Top

*2025-02-14*

Application top , mais est ce que les mises à jour seront faites ? Je parle du PTZ 2025

### 5/5 — Super

*2025-01-26*

Application top!

### 5/5 — Mise à jour

*2024-09-12*

Bonjour le PTZ n’est pas à jour. 
Pourtant c’est un le très bonne application, mais inutilisable aujourd’hui.

### 5/5 — Jérémie.B

*2022-03-30*

Fan de cette application, en tant qu’agent Immo je la trouve vraiment top 👌🏼

### 4/5 — Mes prêts

*2021-05-19*

Très bonne application mais la nouvelle police blanche sur fond clair est vraiment une très mauvaise idée.

### 5/5 — Superbe application

*2021-02-01*

J’ai trouvé ce programme hyper détaillé tout en étant hyper convivial et très facile à exploiter. Tout y est tableau d’amortissement, calcul des intérêts, capacité de remboursement,  produits en Excel ou produits en PDF vraiment une excellente application. Seul bémol depuis quelques temps les échéances  sont peu lisibles blanc/ blanc. Dommage l’application Était jusqu’alors sans aucun défaut et c’est rare.

### 4/5 — Interrogation

*2020-08-31*

J’adresse cette demande au développeur.
J’ai fait une simulation, à laquelle j’ai ajouté un commentaire j’ai choisi de l’envoyer à un client....
Il n’a jamais rien reçu.....et moi je ne trouve plus aucune trace de mon envoi!
Avez vous idée de l’endroit où je peux retrouver mon mail?

### 1/5 — Marche plus

*2020-04-17*

La dernière mise à jour plante au lancement. Retour direct écran d’accueil de l’iPhone.

## Frequently asked questions about iLoan, credit simulator

### What types of loans can iLoan simulate?

iLoan can simulate standard loan and mortgage projects, including fixed or adjustable rate loans, graduated-payment loans, and complex projects with multiple loans. It also supports consumer credit and vehicle loans.

### Can iLoan help me understand my borrowing capacity?

Yes, iLoan allows you to calculate your monthly borrowing capacity and your overall borrowing capacity. You can also set criteria like monthly payment, interest rate, duration, and principal to determine your capacity.

### Does iLoan provide visual aids for loan analysis?

Yes, iLoan displays graphical analysis and an amortization table to help you visualize your loan payments over time. This includes considering insurance rates and loan charges.

### Can I save and share my loan simulations with iLoan?

Absolutely. iLoan allows you to save your favorite loan simulations and export them via email in CSV and PDF formats. This makes it easy to share your financial plans.

### What devices is iLoan compatible with?

iLoan is designed for Apple devices, including iPhone, iPad, and iPod. It requires iOS 17+ for the latest version.

### How often is iLoan updated?

The latest version of iLoan is 3.6.7, which was last updated on April 18, 2020. While not frequently updated recently, it offers a comprehensive set of simulation tools.

### What is the price of iLoan?

iLoan is a paid application, available for a one-time purchase of $4.99. There are no in-app purchases or subscriptions required.

### Is iLoan suitable for younger users?

iLoan has an age rating of 17+, indicating it is intended for adult users due to the financial planning content it provides.

## Version history (last 5 releases)

### 3.6.7 — 2020-04-18

Fix issues

### 3.6.6 — 2020-04-13

Minor bug fix

### 3.6.5 — 2019-01-31

Minor updates to support last iOS version

### 3.6.4 — 2018-05-11

Minor fix

### 3.6.3 — 2018-01-15

Minor enhancements

## Apps similar to iLoan, credit simulator

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| --- | --- | --- | --- |
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| [Bee Mortgage Calculator](https://appshunter.io/ios/app/bee-mortgage-calculator/id1527983873) | 4.3 (77) | Free | Finance |
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## More apps by JP-Software

- [iAbsences](https://appshunter.io/ios/app/iabsences/id413148019)
- [My iExpenses Pro](https://appshunter.io/ios/app/my-iexpenses-pro/id421357721)
- [Salary Net / Gross (Pro)](https://appshunter.io/ios/app/salary-net-gross-pro/id458944358)
- [iLogger Pro](https://appshunter.io/ios/app/ilogger-pro/id464680670)
- [Timesheet, my hours](https://appshunter.io/ios/app/timesheet-my-hours/id633264905)

All apps by JP-Software: https://appshunter.io/developer/394927783

## Related topics

[loan simulator](https://appshunter.io/ios/topics/loan-simulator)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*