# IME Pay — Mobile Digital Wallet (Nepal)

> Nepal's digital wallet for instant bill payments, money transfers, and merchant purchases. (iPhone/iPad app by IME Khalti Limited.)

- Source: https://appshunter.io/ios/app/ime-pay/id1241888344 (this page in markdown: same URL + `.md`)
- Developer: [IME Khalti Limited](https://appshunter.io/developer/1241888343)
- Category: Finance, Utilities
- Price: Free
- Rating: 3.80/5 from 112 App Store ratings · 69 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 324 MB
- Languages: American English, Nepali
- Released: 2017-05-31
- Data updated: 2026-08-22
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ime-pay/id1241888344/reviews.md

## What is IME Pay?

Experience the legacy of IME now on your smartphone. Presenting IME Pay!

With the aim to simplify daily life for all Nepalese, IME introduced IME Pay for easy, quick, and hassle-free online digital payments for day-to-day services. Licensed by Nepal Rastra Bank (NRB) and powered by IME Remit, IME Pay is now a leading payment gateway in Nepal.

IME Pay is an advanced digital wallet that allows users to transfer money from wallet to wallet, pay utility bills and make purchases online or offline instantly with a few quick taps on their smartphones. It essentially brings all cash transactions to the tips of your fingers, from basic household purchases to high volume business trades. With our wide range of partners and merchants, we are dedicated to ease your everyday life by providing you the most lucrative offers.

With Nepal’s largest IME network of 25,000+ touchpoints, we encourage our customers to make smart and safe payments digitally, within the convenience of their smartphones. All your payments are just a tap away with IME Pay!

Our Features include:

MONEY TRANSFER

Add Money

You can load money into your IME wallet account from various available mediums:

• Linked Bank
• E-banking/M-banking
• Connect IPS
• Nearby Agents

IME Pay users can enjoy free banking transactions with linked banks like Global IME Bank, NIC Asia Bank, Siddhartha Bank, Bank of Kathmandu, Kumari Bank, NIBL Bank, and other banks.

Send Money

Send money feature makes IME Pay users to conveniently send/ transfer money to desired destinations:

• IME Pay Wallet transfer
• Cash Pickup
• Bank Deposit

Withdraw Money

You can withdraw the desired amount from nearby IME Agents. Scan the QR code located in agent counters and cash out the desired amount.

Request Money

You can also request the desired amount to your friends and family. Both parties should be IME Pay users.

UTILITY BILLS PAYMENT

You can make quick and easy payments with a few taps on your smartphone. We offer a wide range of facilities to our valued customers. Our services include:

• Mobile Top-up (NTC, Ncell & SmartCell)
• Landline (Nepal Telecom)
• Electricity (Nepal Electricity Authority NEA)
• Water (Khanepani)
• TV (DishHome, MeroTV, SkyTV and more)
• Internet (Worldlink, Vianet, Subisu, ADSL and more)
• EMI (MAW Investment, Jagdamba Credit &Hulas)
• Insurance Premium (IME General Insurance, Sagarmatha, NECO & more)

MERCHANT PAYMENTS

You can make payments for products and services at IME Pay registered merchants including restaurants, cafes, convenience stores, and more. Scan QR codes placed in the payment counter at the merchant location or search for the merchant directly in the app. You can find various discounts and offers available at merchants in the “Deals” section.

TICKETING

We provide the option to find tickets according to your preferences and buy tickets directly from your smartphone. You can instantly book tickets via IME Pay for the following services:

• Airlines
• Movie Tickets
• Chandragiri Hills Cable Car

EVENTS

Ticketing and Voting are facilitated by IME Pay where you can instantly purchase tickets to available events. Vote for your favorite contestants in TV shows or any other competitions integrated into the app.

No more queue! No more traffic jams! No more penalty!

Live a smart life, choose IME Pay today, and pay all your bills anytime from anywhere instantly!

## Key features

- Wallet to wallet money transfer
- Utility bill payments
- Merchant QR code payments
- Add money from linked banks
- Cash pickup and bank deposit options
- Request money from contacts
- Airline and movie ticket booking

## Recent user reviews (10 of 69)

All indexed reviews: https://appshunter.io/ios/app/ime-pay/id1241888344/reviews.md

### 5/5 — Scammer

*2025-12-03, version 3.8.7*

Saala paisa chor haru… account ma vako paisa Khalti Exit Settlement Merchant???… paisa firta gar chor

### 1/5 — Ime pay was better before khalti came.

*2025-11-09, version 3.8.7*

IME PAY was best app ever. The khalti mixed up and the scammer for khalti work in Ime.  Cheap people work here with no professionalism.

### 4/5 — Good job.

*2025-08-29, version 3.8.6*

Keep it up good job.

### 1/5 — Unprofessional customer care and app they created!

*2025-08-13, version 3.8.6*

I honestly can’t recommend this app. It doesn’t work — not a single feature I’ve tried has actually done what it’s supposed to. I’ve called support several times, only to be told I have to use the chat instead. Fine. But then, after sending them a full video showing exactly what’s wrong, the chat person still didn’t get it.

Instead of focusing on the actual problem, they kept going on about the fact that I signed up with an international number. That has nothing to do with the issue I showed them. I explained everything clearly, even demonstrated it, but it felt like they weren’t interested in fixing it.

This is hands-down one of the worst customer service experiences I’ve had. If this is how they handle problems, I wouldn’t waste my time with this app.

### 5/5 — Excellent

*2025-07-07, version 3.8.2*

Very good wallet all service are excellent. No need to say I don’t have bank account. It will give more benifit then bank. Just need to add service transfer IMEPay to other wallets

### 1/5 — Unusable - KYC team are just cluless donkeys

*2025-07-01, version 3.8.1*

Reasons are not clear, arbitrary, and frustrating. They  have no idea on what customer service is.

### 1/5 — App can’t open

*2025-04-03, version 3.7.8*

What problem not working

### 5/5 — Excellent

*2025-02-22, version 3.7.5*

Best Service and excellent Customer Support. SAFE AND TRUSTWORTHY. 🫡

### 5/5 — Useful App

*2025-02-17, version 3.7.5*

I really like IME Pay application

### 5/5 — Excellent

*2025-02-03, version 3.7.4*

Good

## Frequently asked questions about IME Pay

### What is IME Pay?

IME Pay is a digital wallet application designed for users in Nepal. It allows for easy, quick, and hassle-free online digital payments for day-to-day services. Licensed by Nepal Rastra Bank, it facilitates money transfers, utility bill payments, and merchant purchases directly from your smartphone.

### What are the key features of IME Pay?

Key features include transferring money between IME Pay wallets, sending money to bank accounts or for cash pickup, and withdrawing money via IME Agents. Users can also pay a wide range of utility bills such as mobile top-up, electricity, water, TV, and internet. Additionally, it supports merchant payments via QR codes and allows for booking airline and movie tickets.

### How can I add money to my IME Pay wallet?

You can load money into your IME Pay wallet account through various mediums. These include linked bank accounts, e-banking/m-banking services, Connect IPS, and nearby IME Agents. Some banking transactions with specific linked banks are free of charge.

### Is IME Pay free to use?

Based on the provided information, IME Pay is a free application. There is no mention of subscription fees or upfront costs to download and use the core services. While the app itself is free, standard transaction fees might apply depending on the specific service or bank involved, though some banking transactions are noted as free.

### Who is the target audience for IME Pay?

IME Pay is primarily targeted at individuals residing in Nepal who wish to simplify their daily financial transactions. It's for anyone looking for a convenient and secure digital platform to pay bills, transfer money, and make purchases, effectively bringing cash transactions to their fingertips.

## Version history (last 5 releases)

### 3.8.7 — 2025-10-09

• Minor bug fixes
• UI improvements

### 3.8.6 — 2025-08-13

• Minor bug fixes
• UI improvements

### 3.8.5 — 2025-08-04

• Minor bug fixes
• UI improvements

### 3.8.4 — 2025-07-27

• Minor bug fixes
• UI improvements

### 3.8.3 — 2025-07-16

• Minor bug fixes
. UI improvements

## Apps similar to IME Pay

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| [Laxmi Sunrise Mobile Money](https://appshunter.io/ios/app/laxmi-sunrise-mobile-money/id1180027824) | 4.2 (59) | Free | Finance |
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## More apps by IME Khalti Limited

- [Khalti Digital Wallet (Nepal)](https://appshunter.io/ios/app/khalti-digital-wallet-nepal/id1263400741)

All apps by IME Khalti Limited: https://appshunter.io/developer/1241888343

## Related topics

[khalti](https://appshunter.io/ios/topics/khalti) · [khalti digital wallet](https://appshunter.io/ios/topics/khalti-digital-wallet) · [nepal payment](https://appshunter.io/ios/topics/nepal-payment) · [esewa nepal](https://appshunter.io/ios/topics/esewa-nepal)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*
