# In My Stash — Stash it, or spend it?

> Stash it, or spend it? (iPhone/iPad app by BRANDYN ALLEN VANDAL.)

- Source: https://appshunter.io/ios/app/in-my-stash/id6798956967 (this page in markdown: same URL + `.md`)
- Developer: [BRANDYN ALLEN VANDAL](https://appshunter.io/developer/6798956969)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 14 MB
- Languages: American English
- Released: 2026-08-17
- Data updated: 2026-10-31

## What is In My Stash?

In My Stash answers one question — stash it, or spend it? — from what's really in your bank, not a guess.

Most budgeting apps bury you in charts and categories. In My Stash gives you a calm, honest answer at the moment you're deciding: can I spend this, or should it stay put? It reads your true available balance, holds back what's already committed (rent, bills, upcoming charges), and tells you plainly.

PRIVATE BY DESIGN
• Your data lives on your device — not on our servers.
• Backups are end-to-end encrypted. We can't read them.
• Nothing is sold or shared. Export or erase everything, anytime.
• Optional read-only bank connections — In My Stash can see balances and transactions, but can never move your money.

BUILT TO GUIDE, NOT SHAME
• A resilience-aware decider that adapts to YOUR situation — a thin cushion gets gentle, protective guidance; a comfortable one gets opportunity-cost nudges.
• No lectures, no guilt. Just a clear next step.

WHAT'S INSIDE
• "Stash or spend?" decision helper tied to your real balance
• Payday-first pacing — or Freelance mode that paces what's really in the bank across the month
• Face ID unlock, with everything encrypted behind your PIN
• Safety-net / runway view — how long you'd last if income stopped
• Recurring bills held back automatically before you're told you can spend
• Month-by-month savings jars
• Accessibility-first: Dark Mode, Reduce Motion, Reduce Transparency, and Increase Contrast all respected

In My Stash is a decision tool, not licensed financial advice.

## Is In My Stash safe?

Not enough ratings yet to assess In My Stash.

## Is In My Stash legit?

In My Stash has limited verification signals. The AppsHunter Legitimacy Score for In My Stash is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.0.4 — 2026-09-14

Every answer now comes with a receipt: what's left after this, the pace to hold per day until payday, and the amount that would still get a green answer. When you're on pace to come up short, the answer shows what you're spending per day next to what's left per day, so it's a plan instead of a warning. The home screen is simpler, and the next-payday field now shows a cue when it's empty.

### 1.0.3 — 2026-09-10

Clearer answers, and a quicker start.

• Straighter answers. "It'll pinch" when a purchase costs you something you can see. "Only if you need it" when you're already short and it's a need. And when you're short, a want is a plain "Stash it."
• Bills are held back even without a bank connected — anything due in Recurring & upcoming comes off what's safe to spend, and the answer says so.
• When no bank is connected, every answer says what it's based on (what you've logged this month), with a one-tap link to connect a bank for an answer from your real balance.
• Being short is said in words — "$250 short at payday" — instead of a minus sign you could miss.
• Early in the month, the pace projection no longer treats one big bill as your daily habit.
• After setup, Home shows a short checklist — log your income or connect a bank, set your payday, add your bills, turn on a PIN. Each is a tap away, and you can hide it.
• Activity: "Connect a bank" where your balance would be, and a clearer safety-net tile until you've stashed something.
• Settings spells out the SimpleFIN fee ($1.50/mo, paid to SimpleFIN) and says which screens are translated so far.
• Small wording fixes across the Budget, Trends and welcome screens.

### 1.0.2 — 2026-08-19

Smoother banking:
• New bank connections sync immediately — no waiting, no manual refresh
• If your bank is still preparing your transactions, the app tells you and retries automatically
• When a connection needs you to log in again, a one-tap Reconnect takes you straight there

Also in this update: a refreshed launch screen and a faster, smoother start.

### 1.0.1 — 2026-08-18

Polished the launch experience and refreshed the app's look for a faster, smoother start.

### 1.0 — 2026-08-17

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*