# Inbank Pay - app & card — App. Card. 2% cashback. > Payment app and Mastercard with 2% cashback and credit limit options. (iPhone/iPad app by Inbank AS.) - Source: https://appshunter.io/ios/app/inbank-pay-app-and-card/id1480361694 (this page in markdown: same URL + `.md`) - Developer: [Inbank AS](https://appshunter.io/developer/1470372544) - Category: Finance - Price: Free - Rating: 2.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 78 MB - Languages: English, Estonian, Russian - Released: 2020-11-18 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/inbank-pay-app-and-card/id1480361694/reviews.md ## What is Inbank Pay? Inbank Pay - the best way to pay! Inbank Pay is a new generation payment app and card, which gives you 2% cashback. The fantastic duo: it is the best combination of physical card and virtual payment app. Use it within your limit or top it up yourself. Whatever suits your plans. Inbank offers card solutions based on your lifestyle - Standard, Platinum and Platinum Metal. Reward yourself for shopping! With Inbank Pay, you’ll earn money back on every purchase in your favourite stores. You will be able to choose up to 3 of your favourite stores or categories where you will always earn 2% money back when shopping. In addition, we will constantly surprise you with exclusive special and partner offers. You can always find an overview of the offers in the app. Travelling and shopping has never been this carefree! Create your account in 2 minutes! Just download the app, enter your details and select your favourable card. You can start using the virtual card right away. The contactless payment card will be sent to your home address within 10 days. The credit card is issued by the internationally recognized Mastercard. We offer you a maximum possible credit limit that depends on your income and liabilities, but you decide how much of the limit you will use. If you use the issued limit, it is interest-free for Standard card 35 or for Platinum and Platinum Metal 45 days, depending on the card you choose. During this time, you can use the money for free. After that, you can repay the full amount or only the minimum repayment. We offer Inbank Pay users even more secure and faster direct and mobile payments. Use the easy and convenient Apple Pay payment option on all your Apple devices. Just double click and add your Inbank card to your Apple Wallet. Download the app! Follow us: in Instagram https://www.instagram.com/inbank.ee/ in Facebook https://www.facebook.com/InbankEesti/ For more information visit our website: https://inbankpay.ee Inbank Pay is a financial service by Inbank AS. Before concluding the contract, read the T&C or consult a specialist. ## Key features - 2% cashback on purchases - Physical and virtual Mastercard - Select favorite stores for cashback - Interest-free credit periods - Apple Pay integration - Multiple card tiers ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/inbank-pay-app-and-card/id1480361694/reviews.md ### 2/5 — Unpredictable transaction timing when refiling *2022-11-21* The app itself is pretty good, the only issue is the reliability when you refill your card it might be refilled in one hour, eight hours, or a whole da it’s anyone’s guess so that doesn’t leave you with much predictability over when you can money ## Frequently asked questions about Inbank Pay ### What is Inbank Pay? Inbank Pay is a payment app and Mastercard that offers 2% cashback on purchases. You can choose up to three favorite stores or categories to earn cashback on, and it provides a physical and virtual card for easy payments. ### How does the cashback work with Inbank Pay? You can earn 2% cashback on every purchase made with your Inbank Pay card. You have the flexibility to select up to three of your favorite stores or categories where this cashback will always apply. ### What are the different Inbank Pay card options? Inbank Pay offers three card solutions: Standard, Platinum, and Platinum Metal. These tiers are designed to suit different lifestyles and may offer varying benefits and credit limits. ### How secure is Inbank Pay? Inbank Pay utilizes secure payment options like Apple Pay for direct and mobile payments. The credit card is issued by Mastercard, an internationally recognized payment network, ensuring a level of security for transactions. ### What is the interest-free period for Inbank Pay? The interest-free period for using the issued credit limit varies by card type. The Standard card offers 35 days, while the Platinum and Platinum Metal cards provide 45 days of interest-free usage. ### How quickly can I get my Inbank Pay card? You can start using the virtual card immediately after downloading the app and completing your account setup. The physical contactless payment card will be sent to your home address and should arrive within 10 days. ### Does Inbank Pay have ads? Based on the provided information, Inbank Pay does not contain advertisements. The app is free to download and use without interruptions from ads. ### What devices does Inbank Pay support? Inbank Pay is available for iPhone and iPod devices. It is designed to be accessible on Apple's mobile operating systems. ## Version history (last 5 releases) ### 1.30.0 — 2024-09-10 Bugfixes and improvements ### 1.29.0 — 2024-09-02 Bugfixes and improvements ### 1.28.1 — 2024-08-07 Bugfixes and improvements ### 1.28.0 — 2024-07-31 Bugfixes and improvements ### 1.26.0 — 2024-06-11 Bugfixes and improvements ## Apps similar to Inbank Pay | App | Rating | Price | Category | | --- | --- | --- | --- | | [ATLMoney](https://appshunter.io/ios/app/atlmoney/id1609184966) | 4.4 (67) | Free | Finance | | [Minu Pension](https://appshunter.io/ios/app/minu-pension/id1422673407) | 5.0 (1) | Free | Finance | | [ERGO Estonia](https://appshunter.io/ios/app/ergo-estonia/id1280982874) | 5.0 (1) | Free | Finance | | [Olkypay](https://appshunter.io/ios/app/olkypay/id1592673663) | 4.0 (2) | Free | Finance | | [Placet Group](https://appshunter.io/ios/app/placet-group/id1490554056) | — | Free | Finance | | [Citadele Bank](https://appshunter.io/ios/app/citadele-bank/id495139240) | 4.9 (104) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*