# Incentive: Financial Wellness — Take control of your money > Personalized financial planning and spending challenges for improved money management. (iPhone/iPad app by eMoney Advisor.) - Source: https://appshunter.io/ios/app/incentive-financial-wellness/id1460141598 (this page in markdown: same URL + `.md`) - Developer: [eMoney Advisor](https://appshunter.io/developer/295651699) - Category: Finance - Price: Free - Rating: 4.60/5 from 34 App Store ratings - Age rating: 4+ - Requires: iOS 11.0 · 43 MB - Languages: American English, Arabic, Czech, Danish, Dutch, Finnish, French (France), German (Germany), Hebrew, Hindi and 19 more - Released: 2020-08-11 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/incentive-financial-wellness/id1460141598/reviews.md ## What is Incentive? Invite code required from a financial professional. Take control of your finances by doing easy things every day to help improve the impact of your money. Don’t know where to start? Don’t worry. Just enter your age and income, and the app instantly gives you a target plan. It’s that easy! With your simple-to-follow target plan, you’ll be able to better oversee your retirement funds, budgeting, emergency savings, and even insurance coverage, right from your phone. Complete weekly and monthly spending challenges designed with guidance and backed by the knowledge and experience of financial professionals. You can even sync bank accounts, credit cards, and loans to get a more accurate view of all your finances in one convenient place. YOUR PERSONAL TARGET PLAN: Everyone’s financial life looks different. When you start using this app, all you have to do is enter your age and income and you’ll instantly get a target plan. This plan gives you information to let you know if you’re on or off track in areas such as: retirement, emergency savings, debt, budgeting, and insurance. CHALLENGES: This app will suggest weekly and monthly challenges like reducing spending in certain lifestyle areas, to help encourage you to make changes that result in real improvement. Seeing your progress is encouraging and helps keep you aware of spending habits that may be keeping you from reaching savings goals faster. BIG PICTURE OVERVIEW: When you sync your bank accounts, credit cards, and loans to your profile, this app will be able to give you a more detailed target plan that includes your monthly payments, helps track your spending habits, and suggests more accurate ways to adjust your budgeting to get you and your finances where you want to be. ## Key features - Personalized target financial plan - Weekly and monthly spending challenges - Retirement fund oversight - Budgeting and emergency savings tracking - Insurance coverage monitoring - Bank account and credit card syncing ## Frequently asked questions about Incentive ### What is Incentive: Financial Wellness? Incentive: Financial Wellness is a free app designed to help users take control of their finances. It provides a personalized target plan based on age and income, tracks various financial aspects, and offers spending challenges. ### How do I get started with Incentive: Financial Wellness? To use Incentive: Financial Wellness, you need an invite code from a financial professional. Once you have the code, you can enter your age and income to receive an instant target plan. ### What financial areas does Incentive: Financial Wellness cover? The app helps you oversee retirement funds, budgeting, emergency savings, and insurance coverage. It also tracks spending habits and suggests ways to adjust your budget. ### Can I link my bank accounts to Incentive: Financial Wellness? Yes, you can sync your bank accounts, credit cards, and loans to get a more accurate and comprehensive view of your finances within the app. ### Does Incentive: Financial Wellness offer any challenges to improve spending? Yes, the app suggests weekly and monthly spending challenges designed to encourage changes that lead to real financial improvement and help you reach savings goals faster. ### What devices is Incentive: Financial Wellness available on? Incentive: Financial Wellness is available for iPhone and iPod devices. ### How often is Incentive: Financial Wellness updated? The latest version of Incentive: Financial Wellness is 0.54.3, and it was last updated on January 30, 2023. ### What is the user rating for Incentive: Financial Wellness? Incentive: Financial Wellness has a high user rating of 4.6 stars based on 34 ratings. ## Version history (last 5 releases) ### 0.54.3 — 2023-01-30 - Ability for applicable users to opt into sweepstakes giveaway ### 0.54.2 — 2022-12-10 - Ability for applicable users to opt into sweepstakes giveaway ### 0.54.1 — 2022-11-17 - Ability for applicable users to opt into sweepstakes giveaway ### 0.53.5 — 2022-11-02 New features and bug fixes ### 0.53.4 — 2022-10-25 New features and bug fixes ## Apps similar to Incentive | App | Rating | Price | Category | | --- | --- | --- | --- | | [Altruist Client](https://appshunter.io/ios/app/altruist-client/id1498498855) | 4.8 (1,358) | Free | Finance | | [Pocketnest](https://appshunter.io/ios/app/pocketnest/id1462706136) | 4.8 (184) | Free | Finance | | [MyWealthGuide](https://appshunter.io/ios/app/mywealthguide/id1596512219) | 5.0 (2) | Free | Finance | | [LPL Focus](https://appshunter.io/ios/app/lpl-focus/id1627793926) | — | Free | Finance | | [Advisor360°®](https://appshunter.io/ios/app/advisor360/id1475009556) | 5.0 (1) | Free | Finance | | [RightCapital](https://appshunter.io/ios/app/rightcapital/id1425772044) | 3.9 (46) | Free | Finance | ## More apps by eMoney Advisor - [eMoney Summit 2019](https://appshunter.io/ios/app/emoney-summit-2019/id1433840575) - [eMoney Client Portal](https://appshunter.io/ios/app/emoney-client-portal/id6479571927) All apps by eMoney Advisor: https://appshunter.io/developer/295651699 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*