# Inclined Line of Credit — Manage Your iLOC Account > Access and manage life insurance policy cash value via a line of credit. (iPhone/iPad app by Inclined Technologies, Inc.) - Source: https://appshunter.io/ios/app/inclined-line-of-credit/id6755695798 (this page in markdown: same URL + `.md`) - Developer: [Inclined Technologies, Inc](https://appshunter.io/developer/1855648643) - Category: Finance - Price: Free - Rating: 5.00/5 from 279 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 51 MB - Languages: American English - Released: 2026-01-06 - Data updated: 2026-09-03 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/inclined-line-of-credit/id6755695798/reviews.md ## What is Inclined Line of Credit? Inclined makes it easy for permanent life insurance policy owners to access the cash value in their policies whenever they want, for whatever matters most. The Inclined Line of Credit (iLOC), is a revolving line of credit designed to give you that freedom and flexibility. The Inclined app is an extension of our platform for existing iLOC clients, putting the power to view, draw from, and make payments on your iLOC account in the palm of your hand. It provides iLOC clients with faster, easier, and more intuitive access to the cash value in their permanent life insurance policies—anytime, anywhere. FAST ACCESS TO FUNDS Make draws from your active iLOC account that arrive the next day (in some cases it may take longer.) PAY ANYTIME Make payments on-the-go in just a few clicks from within the app. MANAGE LINKED ACCOUNTS View and manage connected bank accounts used for transfers. ACCOUNT VISIBILITY Check your credit limit, account balance, transaction history and view account documents anytime. — NOT AN EXISTING iLOC CLIENT? If you’re interested in accessing the cash value in your permanent life insurance policies, visit Inclined.com to learn more and apply today. Permanent Life Insurance provides a powerful living benefit for policyowners by offering a smart liquidity option using the cash value in your policies. The Inclined Line of Credit offers efficient access to the cash that’s rightfully yours whenever you want it. Features of the iLOC include: - Apply online in about 15 minutes with no cumbersome financial disclosures - Access up to 95% of your policy’s cash value - Credit limits are re-evaluated automatically as your cash value grows - Assign unlimited policies to a single line of credit - Active iLOCs don’t show as outstanding debt on credit reports - No required payments as long as there is room on your credit limit - Evergreen lines stay open with no manual renewals required - Competitive rates - No fees, ever! ## Key features - Access cash value from life insurance policies - Revolving line of credit - Next-day fund transfers - On-the-go payments - Manage linked bank accounts - View credit limit and transaction history ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/inclined-line-of-credit/id6755695798/reviews.md ### 5/5 — Quick and easy *2026-07-07* Quick and easy ### 5/5 — Easiest way to access my iLOC! *2026-01-13* I am so happy that Inclined has added an app, it has made accessing my account and funds extremely straightforward. ### 5/5 — Great way to access my iLOC *2026-01-13* Can login and request a draw very quickly ## Frequently asked questions about Inclined Line of Credit ### How do I access funds with Inclined? You can make draws from your active iLOC account directly within the Inclined app. Funds typically arrive the next business day, though processing times can vary. ### Can I make payments on my iLOC through the app? Yes, the Inclined app allows you to make payments on your iLOC account easily with just a few clicks, anytime and anywhere. ### What information can I see about my iLOC account? The app provides full account visibility, allowing you to check your credit limit, current account balance, transaction history, and view important account documents. ### Is Inclined available on all devices? Inclined is currently available for iPhone, iPad, and iPod devices, offering convenient access across Apple's ecosystem. ### How often is Inclined updated? The app was last updated on February 15, 2026, with version 1.1.0, indicating ongoing development and support. ### What are the benefits of using Inclined for my policy's cash value? Inclined offers fast access to funds, flexible payment options, and clear account visibility, providing a convenient way to utilize your policy's living benefit. ### Does Inclined have any fees? According to the app's description, there are no fees associated with the iLOC, ever, making it a cost-effective way to access your cash value. ### Is my iLOC account information secure with Inclined? While specific security measures are not detailed, financial apps typically employ industry-standard encryption and security protocols to protect user data and transactions. ## Version history (last 5 releases) ### 2.2.0 — 2026-08-02 Various bug fixes. ### 2.1.0 — 2026-05-18 Various bug fixes and performance improvements ### 2.0.0 — 2026-04-13 This update introduces cash value visibility, giving you a clearer view into your policies and the asset powering your Inclined line of credit. ### 1.1.0 — 2026-02-15 Various bug fixes ### 1.0.3 — 2026-02-03 Various bug fixes. ## Related topics [ofline credit](https://appshunter.io/ios/topics/ofline-credit) · [inclined line of credit](https://appshunter.io/ios/topics/inclined-line-of-credit) · [inclined](https://appshunter.io/ios/topics/inclined) · [line of credit](https://appshunter.io/ios/topics/line-of-credit) · [cash value line of credit](https://appshunter.io/ios/topics/cash-value-line-of-credit) · [credit line](https://appshunter.io/ios/topics/credit-line) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*