# Income and Expense Tracker — Budget Finance Money Planner

> Personal finance tracker for income, expenses, budgets, accounts, and debts. (iPhone/iPad app by Alexey Sakharov.)

- Source: https://appshunter.io/ios/app/income-and-expense-tracker/id1225559794 (this page in markdown: same URL + `.md`)
- Developer: [Alexey Sakharov](https://appshunter.io/developer/800373228)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.70/5 from 484 App Store ratings · 139 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 47 MB
- Languages: American English, French (France), German (Germany), Brazilian Portuguese, Russian, European Spanish
- Released: 2017-05-30
- Data updated: 2026-08-29
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/income-and-expense-tracker/id1225559794/reviews.md

## What is Income and Expense Tracker?

Incomes app is a convenient accounting of your personal finances!

The main function of the application:
- Budgets
- Accounts with different currencies
- Transfers between accounts
- Categories of costs and revenues
- Subcategories

Statistics:
- Circular chart
- Filter by period, by account
- Line chart
- Filter by period, bills and categories

Debts:
- Debts (Loans)
- Debtors
- Repayment of debts
- Forecasting the return date

Security:
- Password
- TouchID

Synchronization:
- iCloud

Other:
- Light and Dark themes
- Widgets
- Interesting updates in the near future!

Renewable Subscription Information:

Payment will be charged to your iTunes account upon confirmation of purchase. The next payment will be charged to your iTunes account after you renew your subscription, unless you turn off auto-renewal at least 24 hours before the end of the current period. Within 24 hours before the end of the current subscription period, your account will be charged for the subscription cost, which is equal to the subscription price for the first period. You can change or turn off auto-renewal of your subscription in your Apple ID settings at any time after purchase.
Privacy Policy: https://docs.google.com/document/d/1P4Ey0jxtF3bYS1TldlzdfPE7aAH_-l2d5FUH-lAuxu8
Terms of Service: https://docs.google.com/document/d/1RGwSXuOPn6Wcan0-09j_flJOIR3iO1XE7tEzjytMy38

For all questions, write to sakharovapps@gmail.com

## Key features

- Budgeting tools
- Multi-currency accounts
- Transfers between accounts
- Cost and revenue categories
- Debt management
- Financial statistics and charts
- Password and TouchID security

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Month | $4.99 | per month |
| Premium Month | $4.99 | per month |
| Premium Year | $14.99 | per year |
| Premium Year | $14.99 | per year |
| Premium Year 7 days free | $14.99 | per year |
| Spending tracking | $14.99 | per year |
| Premium Year | $14.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium Version | $21.99 | one-time |
| Premium Version | $59.99 | one-time |


## What do users think of Income and Expense Tracker?

Overall sentiment: mixed

**Pros**

- 👍 Intuitive and user-friendly interface
- 🎨 Beautiful, modern design with customizable themes
- 💰 Affordable pricing compared to competitors
- 📊 Clear analytics and expense tracking
- 🏷️ Customizable categories with emoji support
- 💳 Multiple account/wallet support
- 🌍 Multi-currency support
- ⚡ Fast and responsive performance
- 🎯 Simple, no-frills approach without unnecessary features
- 📱 Widget functionality for quick expense entry
- 🔄 Manual currency conversion control between accounts
- 📈 Subcategories for detailed expense breakdown

**Cons**

- 💸 Limited free version (only 20 transactions)
- 🚫 Misleading free tier presentation
- 📱 No iPad support
- 🔗 Cannot synchronize between iPhone and iPad
- ⚠️ Subscription-based model required for full use
- 🐛 Recurring transaction precision issues (decimal places)
- 🔐 No account linking/bank integration
- 📅 Monthly budget resets not customizable
- 👥 No multi-user/family account sharing
- 💔 Data loss after app crashes
- 🔧 Widget functionality broken after updates
- ⌨️ Keyboard locale issues with decimal input

**Commonly reported bugs**

- App crashes when accessing settings
- Category color changes not persisting
- Expenses counted as income in net flow calculation
- Decimal input issues with keyboard locale
- Widget functionality broken after updates
- Data not fully restoring from iCloud backup
- App crashes and data loss
- Widget display being cut off
- Recurring transaction decimal precision limitation
- Balance calculation errors with automatic payments

**Most requested features**

- Recurring/automatic expense tracking with auto-entry
- Budget carryover to next month if under/over limit
- Account synchronization across devices
- Multi-user/family budget sharing
- Custom budget period (not just calendar months)
- Receipt/photo attachment to transactions
- Refund transaction type (separate from income)
- Account balance adjustment without counting as income/expense
- Weekly reporting option
- Lifetime purchase option (one-time payment)
- Subcategory-level analytics and charts
- Multiple business/personal account profiles
- Recurring transaction visibility for future months
- Better account selection ergonomics
- Widget customization (colors, fonts, background)
- Quick Shortcuts/Apple Pay integration
- Dark mode toggle independent of system settings
- Calculator within the app
- More category options (pharmacy, etc.)
- Transaction editing for initial account balance
- Improved widget loading speed
- Support for more color options for categories

## Recent user reviews (10 of 139)

All indexed reviews: https://appshunter.io/ios/app/income-and-expense-tracker/id1225559794/reviews.md

### 5/5 — Одобряю

*2026-07-23*

Очень понравилось все легко и понятно вот только печально что нету прямого приключение банковской карты (понимаю что это не безопасно) но было бы топ ;)

### 5/5 — Excelente App, i want to suggest domo improves

*2026-05-01*

It would be excellent if in budgets when I pass the limit, I can configure that the amount would be discount for the next month and viceversa if I don’t reach the limit, I have that extra amount the next month

### 5/5 — Can’t synchronize

*2026-03-30*

Hi, app is great I just can’t synchronize my account iPad with iPhone.  Is it possible to do ti since its backed up in iCloud? Thanks

### 1/5 — Don’t use

*2025-12-11, version 1.28*

The worst app, I was recording expenses with peace unless they say the free version is limited to record the whole expenses

### 1/5 — -

*2025-10-10, version 1.28*

написали бы сразу, что бесплатно только 20 транкзаций
приложение удалила, больше пользоваться не буду

### 3/5 — Retour expérience

*2025-08-28*

Bonne application et facile d’utilisation. Cependant elle pourrait être excellente avec des nouvelles fonctionnalités indispensables (certaines soumises aux développeurs en espèrent la prise en compte): 
-le solde est sur l’année et pas au mois ce qui empêche de faire de la planification budgétaire dans le temps et ni de savoir combien il nous reste réellement en fin de mois 
- pas de possibilité d’avoir plusieurs profils dans le cadre d’analyse budgétaire familiale 
- pas la possibilité de voir les transactions récurrentes dans les mois à venir il s’affiche qu’à une date donc aucune planification possible de budget en avance (prévision des dépenses)
- choix entre les comptes qui pourrait être plus ergonomique sur le menu principal

### 2/5 — Количество транзакций

*2025-07-26, version 1.27.6*

Спустя почти месяц пользования узнаю, что бесплатных транзакций только 20! Потратила куча сил чтобы вписать данные - я не против платных приложений, но делайте это достойно. Оповещайте сразу о своих услугах!

### 1/5 — Пустая трата времени

*2025-07-22, version 1.27.6*

20 транзакций в бесплатной версии

### 1/5 — Limited transaction

*2025-07-09, version 1.27.4*

Setting a transaction limit is a joke. What a joke app.

### 3/5 — Great app but…

*2025-06-25*

Give us an option for lifetime purchase

## Frequently asked questions about Income and Expense Tracker

### What does the Income and Expense Tracker app do?

This app provides a convenient way to manage your personal finances. It allows you to track your income and expenses, set up budgets, manage accounts with different currencies, and monitor debts. You can also view financial statistics through various charts and filters.

### What are the key features of this finance app?

Key features include budgeting tools, accounts with support for multiple currencies, transfers between accounts, categorization of costs and revenues, debt management with repayment tracking and forecasting, and security options like password and TouchID. It also offers financial statistics and synchronization via iCloud.

### How does the subscription work for this app?

The app operates on a renewable subscription model. Payment is charged to your iTunes account upon purchase and upon renewal unless auto-renewal is turned off at least 24 hours before the current period ends. You can manage or disable auto-renewal in your Apple ID settings.

### Is this app compatible with my device?

While specific compatibility details are not provided in the description, the mention of iCloud synchronization and iTunes account for payments suggests it is designed for Apple devices (iPhone, iPad). It also supports light and dark themes and widgets.

### What are common use cases for this app?

Common use cases include tracking daily spending, planning monthly budgets, monitoring savings goals, managing multiple bank accounts with different currencies, keeping track of loans and debts, and analyzing spending habits through visual charts to make informed financial decisions.

## Version history (last 5 releases)

### 1.29.2 — 2026-04-01

- Bug fixes

### 1.29.1 — 2026-03-04

- Bug fixes

### 1.29 — 2026-03-01

- Bug fixes
- UI improvements

### 1.28 — 2025-08-26

- Daily budget added
- You can choose passcode timeout (time after closing the app when passcode is not requested)
- Fixed bugs in recurring payments and other bugs

### 1.27.6 — 2025-07-15

Bug fixes and performance improvements

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## More apps by Alexey Sakharov

- [Budgetty - Incomes & Expenses](https://appshunter.io/ios/app/budgetty-incomes-and-expenses/id800373225)
- [Math Games Rocket Learning](https://appshunter.io/ios/app/math-games-rocket-learning/id1513221657)
- [Fonts & Keyboards for iPhones](https://appshunter.io/ios/app/fonts-and-keyboards-for-iphones/id1592957048)
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- [Tractor GPS Navigation](https://appshunter.io/ios/app/tractor-gps-navigation/id6745335240)

All apps by Alexey Sakharov: https://appshunter.io/developer/800373228

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*