# InCred Money — Stocks & Trading > Invest in unlisted shares, digital metals, and fixed deposits with zero commission. (iPhone/iPad app by Alpha Fintech Private Limited.) - Source: https://appshunter.io/ios/app/incred-money/id6449935824 (this page in markdown: same URL + `.md`) - Developer: [Alpha Fintech Private Limited](https://appshunter.io/developer/1435455421) - Category: Finance - Price: Free - Rating: 4.40/5 from 18 App Store ratings · 30 written reviews indexed - Age rating: 4+ - Requires: iOS 15.5 · 162 MB - Languages: American English - Released: 2023-10-02 - Data updated: 2026-08-31 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/incred-money/id6449935824/reviews.md ## What is InCred Money? Open a Demat account and invest in stocks, F&O, ETFs, and US stocks InCred Money is an all-in-one investing platform to open a Demat account online and invest in Listed Stocks on NSE & BSE, ETFs, IPOs, and US Stocks. Whether you're opening your first Demat account or actively trading, InCred Money offers transparent pricing, advanced trading tools, portfolio insights, and a seamless investing experience—all from one powerful app. Key Highlights Zero-fee Demat account opening with zero AMC for the first year Flat ₹9 brokerage per executed order across Equity delivery, intraday & F&O Unlimited Trading Plan at just ₹999/month Fully paperless Demat account opening Advanced Charts powered by TradingView with 100+ technical indicators Multi-Chart layouts to analyze multiple stocks simultaneously Advanced Order Types for smarter trade execution Brokerage Calculator to estimate charges before placing a trade Portfolio Health Check to identify portfolio strengths and gaps Swipe Trading for faster order placement with a simple swipe gesture Why Choose InCred Money? One app for Stocks, ETFs, IPOs, US Stocks, Demat account, and trading Backed by InCred Group, a diversified financial services group spanning lending, wealth, and asset management Transparent flat-fee pricing with no hidden charges Powerful trading tools designed for both beginners and experienced investors Fast, intuitive investing experience with modern market insights and analytics Stock Trading & Demat Account Buy and sell shares across NSE and BSE Open a Demat account online with a fully digital onboarding process Create and monitor your investment portfolio in real time Access Advanced Charts with 100+ technical indicators Use Multi-Chart layouts to compare multiple stocks simultaneously Place trades using Advanced Order Types for greater control Analyze brokerage costs before every trade with the Brokerage Calculator F&O & Commodity Trading Advanced Charts powered by TradingView Multi-Chart view for tracking multiple stocks together Advanced Order Types for flexible execution Real-time watchlists and portfolio tracking Fast order placement with Swipe Trading Brokerage Calculator to estimate charges instantly Portfolio Health Check to understand diversification, concentration, and portfolio quality Swipe Trading Simply swipe to buy or sell without navigating multiple screens Execute trades quickly during fast-moving markets Reduce taps and streamline order placement Designed for speed, convenience, and a smoother trading experience Apply for IPOs Apply for IPOs online in a few taps Track ongoing and upcoming IPOs Seamless IPO application process Stay informed about new market listings Invest in US Stocks from India Diversify with access to global investing opportunities through our integrated US Stocks app. Invest in the US Stock market and US Share market from India Track US Stocks from India in real time, follow the NASDAQ live stock market Research using a powerful US Stock screener before you buy us stocks Begin US investing, US trading, or long-term US stock investment with confidence on a modern US trading app ETF Investing Build diversified portfolios with Exchange Traded Funds. Invest in Equity, Index, and Sector ETFs Track ETF prices in real time Diversify investments with low-cost investment options Invest for long-term wealth creation through ETFs Regulatory Information & Exchange Membership Details Member Name: InCred Money Broking Ltd (formerly known as South Asian Stocks Ltd.) SEBI Registration Number: INZ000164738 CIN: U67120DL1995PLC064834 Member Code: NSE: 09073 | BSE: 6329 | MCX: 55215 | NCDEX: 1233 Registered Exchanges: NSE, BSE, MCX, NCDEX Approved Segments: CM, FO, CD, COM Registered Office: 3rd Floor, Building No. 5, Local Shopping Complex, Rishabh Vihar, Near Karkarduma Metro Station, East Delhi - 110092 ## Key features - Invest in unlisted and pre-IPO shares - Buy/sell digital gold and silver - Fixed deposits with better returns - Zero commission and transparent pricing - Portfolio tracking with real-time insights - Secure storage for digital metals ## Recent user reviews (10 of 30) All indexed reviews: https://appshunter.io/ios/app/incred-money/id6449935824/reviews.md ### 2/5 — The App is good but the company never updates data consistently. *2026-05-21* The app is super easy to use from usability point of view however the data can be unreliable when you sell unlisted stocks. I had 500 stocks of NERL which I sold and purchased another stock with the Proceeds while all the quantities are reflecting perfectly in my Demat account, my InCred app still shows the 500 quantities of NERL and also the additional stocks that I purchased with the proceeds. So now I have more stocks on InCred money app as opposed to my Demat. The data is unreliable on app now. **Developer response:** Hi Francis, we’re extremely sorry for the delayed response and appreciate you taking the time to share such detailed feedback. If the issue still persists, we’d like our team to look into the data-sync issue you’ve highlighted. Please share your registered contact details with us at connect@incredmoney.com, and we’ll assist you in getting this resolved. We’re continuously working to improve the accuracy and reliability of your experience, and your feedback helps us do better. ### 5/5 — buy only can’t sell *2026-05-05* To much disappointed with selling process buy easily and for sell you need to wait may be 1-2 years no response no emergency way to exit even the price is low when you selling **Developer response:** Hi Dharmesh, we sincerely apologise for the delayed response and understand your concern regarding the selling experience. Unlisted shares may have limited liquidity, and the time taken to find a buyer can vary depending on market demand and availability. If you are still facing an issue with a sell request, please reach out to us at connect@incredmoney.com, and our team will look into it and assist you. We appreciate your feedback and are continuously working to improve the overall experience for our investors. ### 3/5 — Auto logout *2026-03-18* Stop automatic logout. Every 8-10 days I get logged out and need to login again. This should be fixed. Even if you have app update, you should never logout users. That is how most of the app work. **Developer response:** Hi, periodic logouts are part of our security measures to keep your account safe. However, your feedback has been noted and shared with the team to improve the experience. ### 1/5 — scam app *2025-10-24* hi all, please dont invest money on this app, these are scammers. how i got scammed- i bought oyo shares worth rs 50k, each share worth rs25. now in the app, the price of shares have surged and i have decent profit as price have surged to rs 28 per share. heres the scam- they wont let you sell on this price and you cant sell on app, instead they will themself quote very lower price on mail. for the same share if someone today buying at 28, i am being paid 22.5 rs only. there is no transparency of buyers and sellers. this price too is decided by this firm and never being quoted on this app. ### 1/5 — Scam alert!!!! *2025-10-08* Do not trust the price showing in app. They inflate price and sell to customers which never turn green in future. I bought 4 different companies and eventually lost money and stuck. Buy only once listed in Exchanges. ### 4/5 — No sell option *2025-08-27* Unlisted shares can only be bought from this InCred platform, when the sell option will be started ? ? ? ### 5/5 — Incred Non listed Shares *2025-08-26* Great site helpful staff - I was ordering parag parigh unlisted shares and was stuck in the payment part and got a call from bhavik who helped me in getting the order through Thanx dear ### 2/5 — Not worth buying unlisted shares in high valuation *2025-07-03* The app is good, but absolutely no value addition to customers. The unlisted shares are sold at high valuation. The price of recently listed HBD was ₹1200 here and the same was listed at ₹740. All who bought it here become absolute fools. So think twice whether you need to buy at high valuation. ### 1/5 — App is not working after latest updates *2025-06-05* App is not working after latest updates ### 4/5 — InCred Money *2025-04-12* Fully digital process only can buy with limited options but cannot sell here ## Frequently asked questions about InCred Money ### What can I invest in with this app? You can invest in unlisted shares and pre-IPO opportunities, digital gold and silver with 24K 999.9+ purity, and fixed deposits (FDs) from trusted NBFCs. The app aims to provide a comprehensive platform for various investment needs. ### How does the app make investing simple and transparent? The app offers zero commission on all investments, meaning what you save is what you get. It provides 100% transparent pricing with no hidden charges and real-time tracking for all your investments, making the process straightforward. ### What are the benefits of investing in digital gold and silver? You can buy and sell digital gold and silver instantly, starting with as little as ₹10, and set up SIPs for steady growth. Your holdings are securely stored in insured vaults by MMTC-PAMP, and you can redeem them for cash or physical delivery. ### Is this app suitable for new investors? Yes, the app is made for every investor, including first-time investors, salaried professionals, HNIs, NRIs, and family offices. It provides curated deals, expert research, and insights to help users make informed decisions. ### What are the security measures in place? The app is powered by InCred Group and is regulated by SEBI & RBI-approved NBFCs. It employs strong KYC procedures, encryption, and secure servers to ensure the safety of your investments and personal data. ## Version history (last 5 releases) ### 2.20 — 2026-08-27 All Your Portfolios, One View Link multiple Gmail accounts to seamlessly import your investment updates and get a more complete view of your portfolio. Smarter Mutual Fund Tracking An upgraded MF Central flow makes fetching and tracking your mutual fund investments faster, smoother, and more accurate. ### 2.19 — 2026-08-19 - All Your Portfolios, One View Link multiple Gmail accounts to seamlessly import your investment updates and get a more complete view of your portfolio. - Smarter Mutual Fund Tracking An upgraded MF Central flow makes fetching and tracking your mutual fund investments faster, smoother, and more accurate. ### 2.18 — 2026-08-11 General performance enhancements to keep your app running smoothly thanks for using InCred Money! ### 2.17 — 2026-07-30 We have made seamless app enhancements for an improved experience. Thank you for being a part of InCred Money! ### 2.16 — 2026-07-23 We have made seamless app enhancements for an improved experience. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*