# InCred Money — user reviews

> 30 indexed App Store user reviews of InCred Money by Alpha Fintech Private Limited, rated 4.39/5 from 18 ratings.

- Source: https://appshunter.io/ios/app/incred-money/id6449935824/reviews
- App overview in markdown: https://appshunter.io/ios/app/incred-money/id6449935824.md
- Rating breakdown: 5★ 13 · 4★ 3 · 3★ 0 · 2★ 0 · 1★ 2

## Newest reviews (10 of 30)

### 3/5 — Auto logout

*2026-03-18*

Stop automatic logout. Every 8-10 days I get logged out and need to login again. This should be fixed. Even if you have app update, you should never logout users. That is how most of the app work.

**Developer response:** Hi, periodic logouts are part of our security measures to keep your account safe. However, your feedback has been noted and shared with the team to improve the experience.

### 4/5 — No sell option

*2025-08-27*

Unlisted shares can only be bought from this InCred platform, when the sell option will be started ? ? ?

### 4/5 — InCred Money

*2025-04-12*

Fully digital process only can buy with limited options but cannot sell here

### 2/5 — Not able to log in again

*2024-12-30*

Logged out and now I am not able to log in again there is no option to log in again. Only new sign in is there.

### 3/5 — Issue with Digi Lockar

*2024-10-09*

I have been facing issue to do my KYC via Digi Locker from few months. Not able to do invest without KYC

### 3/5 — Average price is missing

*2024-09-30*

Can you please show the average price? Currently we don’t see it .

### 2/5 — Fix bugs

*2024-08-10*

Kindly fix the bugs in the system that isn’t allowing me to complete the kyc and also add a chat option for getting help from your representatives  for the same

### 4/5 — Multiple options for FD

*2024-04-04*

Good and easy app, multiple options to choose, liked the service 👍

### 5/5 — Excellent App for investing

*2024-04-04*

Provides good options for investing in bonds

### 4/5 — App not opening after latest update in iOS.

*2024-03-14*

This is very disappointing.

## Most critical reviews (10 lowest-rated)

### 1/5 — scam app

*2025-10-24*

hi all, please dont invest money on this app,
these are scammers. 
how i got scammed-
i bought oyo shares worth rs 50k, each share worth rs25. now in the app, the price of shares have surged and i have decent profit as price have surged to rs 28 per share. heres the scam- they wont let you sell on this price  and you cant sell on app, instead they will themself quote very lower price on mail. for the same share if someone today buying at 28, i am being paid 22.5 rs only. 
there is no transparency of buyers and sellers. this price too is decided by this firm and never being quoted on this app.

### 1/5 — Scam alert!!!!

*2025-10-08*

Do not trust the price showing in app. They inflate price and sell to customers which never turn green in future. I bought 4 different companies and eventually lost money and stuck. Buy only once listed in Exchanges.

### 1/5 — App is not working after latest updates

*2025-06-05*

App is not working after latest updates

### 1/5 — Your App not Allowing Login even though i have account

*2024-12-26*

What kind of app is this Your App not Allowing Login even though i have account . You should have separate option for create account and login user.
Whenever i logout from this app ask me login and after entering mobile details and otp asked for name and email id  why it needed ? And if i enter those details then email already registered. What should i do …. Not a basic feature is design well.

### 1/5 — Very poor service

*2024-12-15*

After buying a stock they claims that in 7 working days it will be reflected in my Demat account but today’s it’s 13th day and my stock is still not showing me in my account.

### 1/5 — Poor customer service

*2024-10-06*

Poor customer service. In these times when account is opened digitally and KYC is completed in a day or two, they will make you sit for weeks with a message of KYC under process while your unlisted investment opportunity go away.

### 1/5 — Buggy!

*2024-09-20*

The app doesn’t even complete the login process. I have been trying to login from months now. Every time Akshat mentions in his video and I try. I see the same error every time that something went wrong.

### 2/5 — The App is good but the company never updates data consistently.

*2026-05-21*

The app is super easy to use from usability point of view however the data can be unreliable when you sell unlisted stocks.

I had 500 stocks of NERL which I sold and purchased another stock with the Proceeds while all the quantities are reflecting perfectly in my Demat account, my InCred app still shows the 500 quantities of NERL and also the additional stocks that I purchased with the proceeds. So now I have more stocks on InCred money app as opposed to my Demat. The data is unreliable on app now.

**Developer response:** Hi Francis, we’re extremely sorry for the delayed response and appreciate you taking the time to share such detailed feedback.

If the issue still persists, we’d like our team to look into the data-sync issue you’ve highlighted. Please share your registered contact details with us at connect@incredmoney.com, and we’ll assist you in getting this resolved.

We’re continuously working to improve the accuracy and reliability of your experience, and your feedback helps us do better.

### 2/5 — Not worth buying unlisted shares in high valuation

*2025-07-03*

The app is good, but absolutely no value addition to customers. The unlisted shares are sold at high valuation. The price of recently listed HBD was ₹1200 here and the same was listed at ₹740. All who bought it here become absolute fools. So think twice whether you need to buy at high valuation.

### 2/5 — Screen Loading issues

*2024-12-30*

Every time we get into a stock and get back, the page loads right from the top in Live stocks section. (Ideally we should be taking the user to the stock which they clicked on so that it’s easy to continue from where they left)
Also the page takes long time to load atleast in 30% of the attempts.

## Most praised reviews (10 highest-rated)

### 5/5 — buy only can’t sell

*2026-05-05*

To much disappointed with selling process buy easily and for sell you need to wait may be 1-2 years no response no emergency way to exit even the price is low when you selling

**Developer response:** Hi Dharmesh, we sincerely apologise for the delayed response and understand your concern regarding the selling experience.

Unlisted shares may have limited liquidity, and the time taken to find a buyer can vary depending on market demand and availability. If you are still facing an issue with a sell request, please reach out to us at connect@incredmoney.com, and our team will look into it and assist you.

We appreciate your feedback and are continuously working to improve the overall experience for our investors.

### 5/5 — Incred Non listed Shares

*2025-08-26*

Great site helpful staff - I was ordering parag parigh unlisted shares and was stuck in the payment  part and got a call from bhavik who helped me in getting the order through Thanx dear

### 5/5 — Clean, easy, intuitive to use.

*2025-01-30*

Have invested in MLDs, unlisted equity and also in bonds and NCDs. And I love the portfolio tracking feature! Look forward to more investment vehicles opening up.

### 5/5 — Mr

*2025-01-16*

Incred Money is very reliable and easy to use platform for alternative investments

### 5/5 — Good

*2024-09-13*

Easy to use and quick response

### 5/5 — Love the app

*2024-09-05*

Very smooth quick and convenient. Awesome products. Great going InCred Money !

### 5/5 — Nice app to buy Unlisted Stock

*2024-08-23*

I started using to buy unlisted stock. 
Clean and easy to use app with all required info available to know about unlisted stock.
Looking for more update regarding app user experience such as dark mode, live tracking of the current status of your order etc.

### 5/5 — Good investment app

*2024-04-19*

Nice and easy to use

### 5/5 — Very nice app

*2024-04-16*

App is seamless and gives great experience to usere

### 5/5 — Easy to invest

*2024-04-04*

I invested in fixed deposit and bonds easily. Recommend everyone to invest in bonds and fd on this app

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*
