# IncredibleBank — user reviews

> 62 indexed App Store user reviews of IncredibleBank by IncredibleBank, rated 4.80/5 from 3,809 ratings.

- Source: https://appshunter.io/ios/app/incrediblebank/id1072509143/reviews
- App overview in markdown: https://appshunter.io/ios/app/incrediblebank/id1072509143.md
- Rating breakdown: 5★ 3,377 · 4★ 267 · 3★ 74 · 2★ 19 · 1★ 72

## What do users think of IncredibleBank?

Overall sentiment: positive

**Pros**

- 👍 User-friendly app
- 🚀 Fast and responsive
- 💡 Useful features like mobile deposit, bill pay, and Zelle
- 🔒 Secure banking experience
- 👍 Simple and clean dashboard
- 👍 Excellent customer service

**Cons**

- 🐛 Reliability issues with app crashing or not loading
- 🐛 Problems with mobile deposit functionality
- 🐛 Compatibility issues with newer iOS versions
- 🐛 Incorrect account balance updates
- 🐛 Difficulty setting up extra mortgage payments

**Commonly reported bugs**

- Verification code not being sent for login
- Incorrect credit card payment deductions from wrong account
- Older iPad devices unable to access accounts

**Most requested features**

- Dark mode option
- Improved mobile deposit functionality
- Better iOS version compatibility
- More reliable balance updates
- Easier setup for extra mortgage payments

## Newest reviews (13 of 62)

### 2/5 — Mobile deposit only works half the time

*2026-04-18, version 3.33.0*

Mobile deposit features seems to be very hit or miss. I have had several checks that are continually rejected for “missing endorsement” when my name is signed big and bold in black ink.

### 2/5 — Mortgage

*2023-12-07, version 3.8.0*

Despite being assured of the ease to make extra mortgage payment via app. Difficult to set up.  Tired of spending hours for something so simple.

### 5/5 — Great Bank

*2023-01-19, version 2.48.0*

Best bank in Wausau Wisconsin!

### 5/5 — Best digital app ever!

*2022-12-20, version 2.48.0*

The app is so easy to use, beautiful, and FAST!!  Absolutely love it.

### 5/5 — Love this app!

*2022-11-10, version 2.47.1*

I love this app and I love this bank! Thanks Incredible!

### 5/5 — Great experience!

*2022-09-01, version 2.44.0*

I opened my accounts online a couple of weeks ago and it took about 10 minutes including logging in to online and mobile banking.

### 5/5 — Simple dashboard, easy to use

*2022-05-09, version 2.41.0*

The dashboard is clean and simple to use, and I love that I can organize the dashboard myself to put the things that are most important to me at the top.

### 5/5 — Wrong transfers

*2022-01-13, version 2.37.0*

This has happened multiple times where we specifically ask out credit card payment be taken out of our savings not checking and again it happened yesterday.🤦‍♂️

### 5/5 — Incredible Bank of Merrill

*2021-05-20, version 2.30.0*

I love this Bank! The staff are all amazing and kind. Great job during a really hard time ladies! True heros😎Jenna63

### 3/5 — Mobile Deposit

*2020-09-18, version 2.22.0*

Sometimes I have to take 10 pictures before it takes my check

### 5/5 — Great Bank

*2020-09-15, version 2.22.0*

My husband and I were looking for a bank with convenience and friendliness. I definitely found that with Incredible Bank.

### 5/5 — Great App

*2020-09-03, version 2.21.1*

I recently downloaded this app a few months ago. WOW love it.  It is so easy to use and has so many options for working with your accounts effortlessly.  Love it.  Great job Incredible Bank for an awesome app, as usual taking care of your customer  every step of the way.

### 5/5 — IB Mobile App

*2020-09-02, version 2.21.1*

Love this App! I can view and do so much in the App at one time! Love the new features and can’t wait to see what comes next!

## Most critical reviews (10 lowest-rated)

### 1/5 — App

*2026-07-06, version 3.34.1*

The online banking app is terrible to use. The bank wants to charge us to use the check scanner so we returned it (should have kept it because they are still charging us for the scanner). Now we are trying to remote deposit checks and it doesn’t allow us to do that either. We continuously get an error that the check has already been deposited even though the check was just written out and it’s the first time attempting to deposit it. I wish we were in a place to change financial institutions - I would do it immediately!  I will also advise anyone to NOT get setup with incredible bank.

### 1/5 — Glitches

*2026-03-19, version 3.32.0*

This app has not worked for me for several weeks. It does not connect to my accounts and is useless at this point.

### 1/5 — Needs to be more reliable

*2025-12-06, version 3.29.0*

Needs to be more reliable constantly glitches not wanting to load and and inaccurate balance considering it involves my money it should be way more reliable and fast not having to go to the ATM to check balance Everytime wold be nice

### 1/5 — For mobile deposit only

*2025-10-09, version 3.27.0*

App deposits auto reject even if you write “for mobile deposit only.” Super frustrating!

### 1/5 — Trash

*2025-02-26, version 3.20.0*

Can’t even log in to app. Says it’s sending verification code and never does.

### 1/5 — IOS 15 compatibility?!?

*2024-04-12, version 3.5.0*

App versions after 3.5.0 are not compatible with the latest version of IOS 15.8.2. Please fix this. Especially since, IOS 15 is still supported by Apple; with security updates being released as needed.

### 1/5 — Mobile deposits doesn’t work

*2020-11-29, version 2.24.0*

My main reason to download this app was being able to have the option to do mobile deposits. It never works. I’ve tried different backgrounds, darker pens, lighting, etc.. never works. Extremely disappointed.

### 1/5 — Review

*2020-09-02, version 2.21.1*

The app is great and easy to use.

### 1/5 — Incredible bank?

*2020-04-23, version 2.17.2*

Definitely INCREDIBLE!!!

### 1/5 — Junk ware

*2017-12-21, version 2.3.4*

Never made it past the authentication screen. Several minutes watching the spinner. This “convenience” software makes me consider taking up the life of a Luddite. Complete garbage.

## Most praised reviews (10 highest-rated)

### 5/5 — Excellent service!

*2026-07-14, version 3.34.1*

So easy to navigate and quick responses to all my questions.

### 5/5 — Love the popcorn

*2026-02-28, version 3.30.2*

Great folks at 17th Ave location except for Kelly (JK, lol). Great personal and business bank!

### 5/5 — Customer Service

*2026-02-20, version 3.30.2*

If you are looking for that personal service like we use to have  many moons ago. Incredible Bank us for you. Always a human at the other end of the phone and always ready to help with any issue or need.  I love this Bank and highly recommend to all.

### 5/5 — Convenient

*2026-01-26, version 3.30.2*

Quick look at everything, helps me stay up on all finances

### 5/5 — Best Bank

*2026-01-07, version 3.30.0*

I have dealt with the most positive and polite staff! Hands down Michelle Albenga was amazing to work with!! I would recommend her and the bank!!

### 5/5 — Review

*2026-01-04, version 3.30.0*

I love y’all, mean it.

### 5/5 — Pretty good app

*2025-04-18, version 3.22.0*

Works well, has all functionality I need. Use it for mortgage, credit card, personal and business checking accounts

### 5/5 — IncredibleBank

*2025-03-02, version 3.5.0*

Am I to understand, because my iPad is older that I must get a new iPad to see MY BANK ACCOUNT.? If that is correct, I will be using a different bank as soon as I can get into the bank, and withdraw my cash! I realize I’m not the riches customer, but I imagine I am not the poorest either! So ASAP I WILL BE TAKING MY CASH OUT AND PUT IT INTO ANOTHER BANK, I will be using a heck withdrawal!

### 5/5 — Amazing

*2024-05-09, version 3.11.3*

Amazingly helpful; love my bank!

### 5/5 — App works fine.

*2023-04-06, version 3.1.1*

App has everything to make it easy to work with my 
bank accounts.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
