# IndiaLends-Loans, Credit Score — Personal Loans, Credit Score > Online marketplace for personal loans, credit cards, and free credit reports. (iPhone/iPad app by Indialends.) - Source: https://appshunter.io/ios/app/indialends-loans-credit-score/id1163514601 (this page in markdown: same URL + `.md`) - Developer: [Indialends](https://appshunter.io/developer/1163514600) - Category: Finance - Price: Free - Rating: 4.40/5 from 42 App Store ratings · 55 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 201 MB - Languages: American English - Released: 2016-10-12 - Data updated: 2026-08-25 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/indialends-loans-credit-score/id1163514601/reviews.md ## What is IndiaLends? IndiaLends is an online marketplace for credit products and offer free credit report, range of credit cards and personal loans from different Banks and NBfcs. IndiaLends offers instant personal loans to its customers with most products being fully digital. IndiaLends also provides technology, data and credit analytics solutions along with a loan management platform to financial institutions. IndiaLends is run by a team of credit risk professionals and data scientists with multiple years of experience in consumer credit. Product features: Personal loan Get personalized personal loan offers up to ₹25 lacs at interest rates starting 10.25% for a tenure ranging from 1 year to 5 years. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility. IndiaLends has associations with over 50+ banks and NBFCs including BAJAJ FINANCE LIMITED, IDFC FIRST Bank Limited etc. Personal Loan Eligibility Age - 18 years - 60 years Employment Type - Salaried/Self-Employed Minimum Net Income (monthly) - ₹10,000 Work Experience - Salaried for at least 6/12 months or Self-Employed for at least 3 years Tenure: (Min) 6 to (Max) 60 months Interest Rate ranging from 10.25% to 25% depending on customer’s credit and risk profile Representative Example With a representative 25% APR based on borrowing ₹ 5 lacs and repaying over 60 months with 60 monthly repayments, the monthly repayments will be ₹ 14,676 which can be paid within a tenure of 60 months. The total payout here would be: Principal Amount – Rs 5,00,000 Interest Charges (@25%): Rs 3,80,540 Loan processing Fee (@2%): Rs 10,000 Documentation Charges: 400 Amortization Schedule charges: 150 Total cost of the loan: Rs 8,91,090 Our Lending Partners: Clix Capital Services Private Limited PaySense Services India Private Limited Axis Bank Limited BHANIX FINANCE AND INVESTMENT LIMITED Piramal Capital & Housing Finance Limited Whizdm Innovations Private Limited’s LENDINGKART Finance Limited Rupeek Fintech Pvt Ltd Ruptok Fintech Pvt Ltd Flat White Capital Pvt. Ltd. Tata Capital Financial Services Limited BAJAJ FINANCE LIMITED Bridge Fintech Solutions Private Limited HDFC Bank Limited ICICI Bank Limited Kotak Mahindra Bank Limited YES BANK Ltd IndusInd Bank Limited InfoCredit Services Private Limited Kisetsu Saison Finance India Private Limited IIFL Finance Limited InCred Financial Services Limited L&T Finance Limited Ditya Finance Private Limited Finnovation Tech Solutions Pvt. Ltd. SOCIAL WORTH TECHNOLOGIES PRIVATE LIMITED Maybright Ventures Pvt. Ltd. MWYN Tech Private Limited IDFC FIRST Bank Limited Citi Bank India Limited Standard Chartered Bank PLC State Bank of India Freecharge Payment Technologies Private Limited *Please note the processing fee can vary from 1.5% - 6%. The figures provided are indicative and subject to change from time. * However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy Credit Card With the IndiaLends app, get credit card suggestions from 40+ options and select the credit card that best suits you. Some of the credit card providers associated with us are ICICI Bank, HDFC Bank, American Express, SBI, Kotak Mahindra Bank, Citibank, RBL and Yes Bank. Free Credit score / Cibil Score At IndiaLends app, check your free Credit Score / Cibil Score worth ₹1200 and get a detailed analysis of your credit report / Cibil Report and tips to improve your score. Our latest feature allows you to refresh your credit report and know why your credit score has changed. ## Key features - Free credit report - Personal loans up to ₹25 lacs - Personalized loan offers - Range of credit cards - Fully digital loan process - Loan management platform for institutions ## Recent user reviews (10 of 55) All indexed reviews: https://appshunter.io/ios/app/indialends-loans-credit-score/id1163514601/reviews.md ### 1/5 — Fack app *2025-11-01, version 7.6.1* Fack app ### 5/5 — Great Experience *2025-10-04, version 7.6* That’s an amazing app for loan . I need urgently loan and I applied for loan from there on call their agent assist me and disbursed amount ### 5/5 — Unique Approuch by Aakanksha Mam *2025-09-06, version 7.5.2* i would like to inform to Indianlend Team that , Akanksha mam have clear my all basic Doubts & Her behaviour & Approuch was also good , so that the reson i have Deciding to Sent the little review about her exelent work behavior & Humble Approuch with Customer. Thanks & Regurds Ankit Lakhani Indialend customer ### 5/5 — Review *2025-08-10, version 7.5* Thanks you for helping me, very good and helpful ### 5/5 — Loan amount *2025-07-22, version 7.4.1* Team helped me to receive loan very easily. Thanks to the team ### 5/5 — Hassle free instant loan app *2025-07-15, version 7.4.1* Good service and good follow up by executives I got instant loan 25k without asking income proof. ### 1/5 — Fack app *2025-06-23, version 7.4* Not trash gies ### 5/5 — Ajay Kumar *2025-05-17, version 7.3.4* I had rarely good experiences I am well satisfied thanks to mr Ajay Kumar who helped me to get faster loan distribution ### 1/5 — Fake app *2025-04-10* I'm extremely disappointed and frustrated with the Indialends App. They claim to provide easy loans, but what they actually provide is a web of deceit and scams. Despite providing my personal and financial information and raising concerns before taking the loan, they failed to provide the loan as promised and neglected to address my concerns.  Facts of the Case: - On 13march I applied for a loan at our Indialends Platform and submitted my personal and financial information for a loan. - Before proceeding with the loan, I raised concerns regarding “Stashfin"lender app. - Despite my concerns, the app our Indialends team assured me that my loan would be processed, and I would receive the loan amount.  - However, after providing all the required information and documents, I did not receive the loan amount.  The concern I raised before taking the loan have now become a reality. Cause of Action: - Our Indialends App has engaged in unfair and deceptive practices by collecting my personal and financial information without providing the loan as promised. *Advice:* Look for legitimate lenders and avoid apps like Indialends that have a history of scams and deceit. Your financial security is worth it. **Developer response:** This is not at all how we want you to feel. Please email your concern to support@indialends.com so that we can rectify the issue and give a much better experience. ### 5/5 — Urgent loan app in 5 min *2025-03-12* Thank you so much I am very happy and this app are very trusted and helpful for student and loan with in 5-10 min in your bank account without Andy risk ## Frequently asked questions about IndiaLends ### What does IndiaLends offer? IndiaLends is an online marketplace that provides access to personal loans, credit cards, and free credit reports from a wide range of banks and NBFCs. It also offers technology and data solutions to financial institutions for credit risk assessment and loan management. ### What are the features of personal loans through IndiaLends? You can get personalized personal loan offers up to ₹25 lacs with interest rates starting at 10.25% for tenures between 1 to 5 years. The app helps you find the best suitable banks or NBFCs based on your eligibility, aiming for minimal interest rates and easy approval. ### Is IndiaLends free to use? Yes, the app offers a free credit report and acts as a marketplace for credit products. While the app itself is free to download and use for accessing offers, the actual loans and credit cards obtained through the platform will have associated costs such as interest rates and processing fees. ### Who is eligible for a personal loan through IndiaLends? Eligibility typically requires you to be between 18 and 60 years old, employed (salaried or self-employed), with a minimum net monthly income of ₹10,000. Salaried individuals need at least 6-12 months of work experience, while self-employed individuals need at least 3 years of experience. ### What are the typical costs associated with a personal loan? Costs include interest charges, which can range from 10.25% to 25% depending on your profile. There are also loan processing fees (typically 1.5% - 6%), documentation charges, and potential amortization schedule charges. Additional charges may apply for changes in payment mode or delayed/non-payment of EMIs. ## Version history (last 5 releases) ### 8.6 — 2026-08-24 Introducing Score Plus Game — a fun way to learn about your credit score. Answer questions, gain useful insights, and build your credit knowledge as you play. ### 8.5.2 — 2026-08-12 This update includes important security enhancements and general bug fixes for a safer, smoother app experience. ### 8.5.1 — 2026-07-24 This update includes feature enhancements, issue fixes, and performance improvements for a better app experience. ### 8.5 — 2026-06-16 We've made improvements to enhance your experience: • Refined the Personal Loan application flow for a smoother journey. • Fixed minor bugs and implemented various enhancements to deliver a more seamless experience. ### 8.4 — 2026-05-14 - Users with limited or new credit history can now use the Score Plus module. - Bug fixes and minor enhancements for a smoother experience. ## Apps similar to IndiaLends | App | Rating | Price | Category | | --- | --- | --- | --- | | [Paisabazaar:Credit Score, Loan](https://appshunter.io/ios/app/paisabazaarcredit-score-loan/id1029403201) | 4.4 (14,986) | Free | Finance | | [Tilt: Cash Advance & Credit](https://appshunter.io/ios/app/tilt-cash-advance-and-credit/id1136397354) | 4.8 (454,759) | Free | Finance | | [Possible: Fast Cash & Credit](https://appshunter.io/ios/app/possible-fast-cash-and-credit/id1380384597) | 4.8 (134,258) | Free | Finance | | [Brigit: Cash Advance & Credit](https://appshunter.io/ios/app/brigit-cash-advance-and-credit/id1341884073) | 4.8 (549,140) | Free | Finance | | [Intuit Credit Karma](https://appshunter.io/ios/app/intuit-credit-karma/id519817714) | 4.8 (7,711,052) | Free | Finance | | [slice: UPI credit card & bank](https://appshunter.io/ios/app/slice-upi-credit-card-and-bank/id1123372237) | 4.2 (239) | Free | Finance | ## Related topics [dhani](https://appshunter.io/ios/topics/dhani) · [paisabazaar](https://appshunter.io/ios/topics/paisabazaar) · [cibil score](https://appshunter.io/ios/topics/cibil-score) · [paisa bazar](https://appshunter.io/ios/topics/paisa-bazar) · [student loans private](https://appshunter.io/ios/topics/student-loans-private) · [stashfin](https://appshunter.io/ios/topics/stashfin) · [discover personal loans](https://appshunter.io/ios/topics/discover-personal-loans) · [kreditbee](https://appshunter.io/ios/topics/kreditbee) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*