# IndiaMoneyMart - P2P Lending > RBI-registered P2P lending platform connecting small businesses with lenders. (iPhone/iPad app by Fair Vinimay Services Pvt Ltd.) - Source: https://appshunter.io/ios/app/indiamoneymart-p2p-lending/id1347109712 (this page in markdown: same URL + `.md`) - Developer: [Fair Vinimay Services Pvt Ltd](https://appshunter.io/developer/1347109711) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 31 MB - Languages: American English - Released: 2018-02-12 - Data updated: 2026-06-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/indiamoneymart-p2p-lending/id1347109712/reviews.md ## What is IndiaMoneyMart? Fair Vinimay Services Private Limited (IndiaMoneyMart-IMM) is India’s favored Peer-To Peer (P2P) platform. An RBI Registered NBFC P2P (N-13.02306) offering attractive returns to lender and affordable loans to borrower. It is a marketplace connecting creditworthy small business borrowers with lenders directly. IMM’s strong fintech platform along with on-ground PAN India presence and meticulous borrower evaluation helps lenders earn higher returns. IMM believes in direct sourcing, in-depth credit assessment and in-person meeting with borrowers to build a portfolio of hand-picked prime borrowers for lenders. Lendor can split funds into multiple loans to minimize risk along with precise online tracking & collections support. Lenders get calling, email and complete relationship support. Earn higher returns by lending on P2P Platform and Change Lives | Lend Now Why IMM ■ Trusted by 2000+ registered lenders ■ RBI–registered, a regulated entity ■ Backed by marquee investors from the industry IMM Salient Features for Lender ■ RBI Registered NBFC-P2P ■ Credit Worthy Small Business Borrowers ■ Loan for Productive Business Use ■ Direct On-Ground Assessment ■ Direct Relationship with PAN India Presence ■ Managed by ICICI Trusteeship Services Pvt. Ltd. ■ No withdrawal charges ■ 100% digital account opening process ■ Lending amount Rs. 25000 to Rs. 50,00,000 ■ Eligibility Criteria: A person should be an adult Indian citizen with a valid KYC and Indian bank account to become an lender on the platform. ■ NRIs with NRO account and Indian PAN are also eligible to be lender on Platform. IMM Salient Features for Borrower ■ Maximum Tenor 36 months ■ Annual Percentage Rate (APR): 18 - 25% ■ Processing Fee: 1 – 5% of loan amount (+ GST of 18%) ■ Loan Amount: Up to INR 5 Lacs. ■ Registration fees: INR 100 + GST of 18% A representative example of the total cost of a loan: For Rs.50,000 borrowed for 6 months, with interest rate @ 18% per annum reducing and Processing fee of 1%, at APR 22% borrower would pay: ■ Processing fee: Rs. 590 (Incl GST) ■ Registration fee: Rs. 118 (Incl GST) ■ EMI (Monthly Repayment) =Rs. 8776*6 months ■ Total Interest Paid = Rs.2658 ■ Total Amount to be paid =Rs.53,366 Interest Rate may vary based on your risk profile To know more about us check out - https://www.indiamoneymart.com Please reach out to us with your queries and feedback at support@indiamoneymart.com Regards, Team IndiaMoneyMart Risk Disclaimer: Fair Vinimay Services Private Limited (IndiaMoneyMart, “IMM”) is an NBFC-P2P lending platform registered with the Reserve Bank of India. However, RBI does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by IMM and does not provide any assurance for repayment of the loans lent on it. RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or the opinions expressed by the company and for repayment of deposits / discharge of liabilities by the company. The information contained herein is only to enable the Lender to make a considered decision. Any decision taken by the Lender on the basis of this information is the sole responsibility of the Lender and IMM is not liable. IMM only facilitates an online platform Borrowers and the Lenders on its online platform. The decision to lend is entirely at the discretion of the Lender and IMM does not guarantee that the Borrowers will receive any loans from the Lenders. IMM merely aids and assists the Lenders and the Borrowers listed on its website to make and receive loans and charges a service fee from the Lenders and the Borrowers for such assistance. IMM is only an ‘Intermediary’ under the provisions of the Information Technology Act, 1999. ## Key features - Connects lenders and borrowers - RBI Registered NBFC-P2P - Direct on-ground borrower assessment - Attractive returns for lenders - Affordable loans for businesses - Digital account opening - Loan amounts up to INR 5 Lacs for borrowers ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/indiamoneymart-p2p-lending/id1347109712/reviews.md ### 5/5 — Great App *2024-06-06, version 7.18* Found the app very transparent and easy to navigate. ### 5/5 — Good App *2023-08-19, version 7.3* Good and Transparent App ### 1/5 — Worst Application *2023-05-12, version 7.3* The app which cannot even manage there basic things how the hell they will manage your money. ### 5/5 — IMM *2021-12-22, version 6.8* Good service from the team & better proposition for investors. ### 1/5 — Bad service *2019-12-02, version 4.0* I paid 590 rs twice .. once I pay the app goes blank and every time I open this it takes me to payment page .. ## Frequently asked questions about IndiaMoneyMart ### Is IndiaMoneyMart a safe platform to use? IndiaMoneyMart is an RBI Registered NBFC-P2P platform, indicating it operates under regulatory guidelines. While the RBI does not guarantee repayment, the platform emphasizes meticulous borrower evaluation and direct on-ground assessment to mitigate risks for lenders. ### What are the lending amounts available on IndiaMoneyMart? Lenders can invest amounts ranging from Rs. 25,000 to Rs. 50,00,000 on the IndiaMoneyMart platform. This allows for flexible portfolio diversification to manage risk. ### What are the loan amounts and APR for borrowers on IndiaMoneyMart? Borrowers can access loans up to INR 5 Lacs with an Annual Percentage Rate (APR) typically between 18% and 25%. There are also processing fees ranging from 1-5% of the loan amount plus GST. ### Who is eligible to be a lender on IndiaMoneyMart? To become a lender, you must be an adult Indian citizen with a valid KYC and an Indian bank account. NRIs with an NRO account and an Indian PAN are also eligible to lend on the platform. ### Does IndiaMoneyMart charge any withdrawal fees for lenders? No, IndiaMoneyMart states that there are no withdrawal charges for lenders on the platform. This makes it easier for lenders to access their funds. ### How often is IndiaMoneyMart updated? The app was last updated on 2025-07-19, indicating regular maintenance and potential feature additions. The latest version available is 7.39. ### What devices does IndiaMoneyMart support? IndiaMoneyMart is available for iPhone and iPod devices. It is designed for iOS users. ### What is the age rating for IndiaMoneyMart? IndiaMoneyMart has an age rating of 4+, making it suitable for a broad audience. This indicates it contains no mature content. ## Version history (last 5 releases) ### 7.39 — 2025-07-19 Bug Fixes ### 7.38 — 2025-05-09 Bug Fixes, UI Enhancement ### 7.36 — 2025-04-10 Bug Fixes UI Enhancement ### 7.35 — 2025-03-19 Bug Fixes ### 7.33 — 2025-02-28 Bug Fixes ## Apps similar to IndiaMoneyMart | App | Rating | Price | Category | | --- | --- | --- | --- | | [Faircent - P2P Investment](https://appshunter.io/ios/app/faircent-p2p-investment/id1129684121) | 3.7 (10) | Free | Finance | | [HomeFirst Connect](https://appshunter.io/ios/app/homefirst-connect/id1474354797) | — | Free | Finance | | [Finko](https://appshunter.io/ios/app/finko/id1559848590) | — | Free | Finance | | [Accredit](https://appshunter.io/ios/app/accredit/id1518945361) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*