# INDmoney: Stocks, Mutual Funds — Indian & US Share Market, SIP

> All-in-one finance app for tracking, investing, and payments. (iPhone/iPad app by INDMONEY TECH PRIVATE LIMITED.)

- Source: https://appshunter.io/ios/app/indmoney-stocks-mutual-funds/id1450178837 (this page in markdown: same URL + `.md`)
- Developer: [INDMONEY TECH PRIVATE LIMITED](https://appshunter.io/developer/1450178836)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.71/5 from 103,542 App Store ratings · 59 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 166 MB
- Languages: American English
- Released: 2019-04-21
- Data updated: 2026-09-04
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/indmoney-stocks-mutual-funds/id1450178837/reviews.md

## What is INDmoney?

Invest In Indian & US Share Market from One App

INDmoney is a powerful share market app that lets you invest in both - the Indian stock market and the US stock market, starting with as little as ₹100. 

Trade Indian stocks from 9.15 AM to 3.30 PM & explore the US stock market from 7 PM to 1:30 AM IST. Join over 10 million users who trust INDmoney to grow their wealth smartly and securely through stocks, mutual funds and SIPs.


Invest in the Indian Stock Market
- Open a free demat account in minutes and invest in Indian shares, ETFs, and IPOs
- Set up daily, weekly and monthly SIP in stocks with just ₹100
- Buy More Stocks & Pay Later with MTF. Choose from 1700+ Stocks & ETFs
- Get real-time updates for all stock market news
- Watchlist your favorite shares and set price alerts
- View monthly and yearly dividends and profit loss from Indian stocks on a calendar


Invest in the US Stock Market from India
- Invest in Global Stocks like Amazon, Tesla, Google, etc
- Diversify in indexes like the S&P 500, NASDAQ, and ETFs
- SIP in 9000+ US Stocks from India
- Invest in fractional shares starting with just ₹100
- Easily transfer INR to USD with fast remittance
- View your monthly/yearly dividends and profit & loss on a calendar
-Track global share market movements and news in real-time


Track and Invest in Mutual Funds
- SIP in Direct Mutual Funds with zero commission
- Switch from regular to direct plan mutual funds
- Track mutual fund holdings across multiple brokers
- Set up daily, weekly and monthly SIP in mutual funds


Track and manage your complete Net Worth
- Track your bank accounts, credit cards, stocks, mutual funds, NPS, vehicles and bills
- Track and monitor your family’s net worth and financial health
- Receive cash back on credit card and other bill payments


Trade Futures & Options With Advanced Tools
- Experience 1-click scalping with Flash Trading. 
- View charts, option chain, orders and positions on a single screen
- Track multiple indices like NIFTY, SENSEX, BANK NIFTY, etc, using a multi-tab window


All-in-one Share Market App
INDmoney is an end-to-end finance app. Along with the above features, the app helps users:
- Set goals and align investments to track progress
- Explore free tools like the SIP calculator, retirement planner, etc.
- Send and receive money & pay all your bills instantly using UPI

Start your journey towards smarter investing with INDmoney. Your all-in-one app for stocks, mutual funds. Whether you're setting up a SIP or investing in the Indian or US stock market, or simply tracking everything in one place with your free demat account, INDmoney gives you the power to manage and grow your money confidently. 

InstaCash: This is not a primary functionality of the app. Loans provided by Banks, NBFC’s

Tenure: 3-72 months
APR: 10-45%

Note: INstaCash services are facilitated by Finzoomers Services Pvt Ltd & are available exclusively to Indian citizens residing in India.
Privacy Policy: https://www.indmoney.com/page/instacashpp 

Registered NBFCs & Banks (lenders): 
Kisetsu Saison Finance (India) Pvt. Ltd, 
IDFC First Bank, 
Axis Bank Ltd.

Example:
Loan Amount: ₹100,000/-
Interest: 16% p.a. (Reducing Balance)
PF (@2%): ₹ 2,360 (inclusive GST)
Tenure: 18 Months
APR: 19.19%
Monthly EMI: ₹ 6,286
Total interest: ₹ 13,142/-
Amount disbursed:₹ 97,640/-
Total Repayment Amount: ₹113,142/-

Stock Broking/DP support:- instockssupport@indmoney.com
-T&Cs: https://www.indmoney.com/terms-of-services
-Privacy Policy: https://www.indmoney.com/privacy-policy
-Customer service: support@indmoney.com
-INDstocks Pvt. Ltd.is a registered stockbroker, depository participant & research analyst. SEBI Reg. No. INZ000305337,Member Code NSE (90267, M70042) & BSE, BSE StarMF (6779). Segments: Cash, FnO, Mutual Fund & Debt. Reg. Address: 616, 6th Floor Suncity Success Tower, Sector 65, Gurugram, Haryana

## Key features

- All-in-one finance tracking
- Invest in Indian & US stocks
- Invest in Mutual Funds & ETFs
- Free Demat account
- UPI payments & bill pay
- Personalized financial insights

## What do users think of INDmoney?

Overall sentiment: negative

**Pros**

- 🌟 Good app for investment tracking
- 💻 Informative and easy to use
- 🌍 Provides global exposure

**Cons**

- 🚫 Scammer platform
- 🤯 Difficult account closure process
- 🕰️ Withdrawal delays
- 🐛 App crashes with latest update
- 🤖 Incompetent customer support
- 🤔 Congested and confusing interface
- 💰 Hidden fees and charges
- 🔒 Data privacy concerns

**Commonly reported bugs**

- Incorrect financial data for certain stocks
- Issues with KYC completion and account opening

**Most requested features**

- Add XIRR/CAGR feature for stock investments
- Support for NRI and overseas users
- Improve real-time data updates and watchlist functionality

## Recent user reviews (10 of 59)

All indexed reviews: https://appshunter.io/ios/app/indmoney-stocks-mutual-funds/id1450178837/reviews.md

### 5/5 — The best app!!!!!

*2026-08-01*

I’ve had a great experience using the INDmoney app. It’s incredibly convenient and user-friendly, with everything I need available right at my fingertips. The interface is intuitive, making it easy to manage my investments and finances seamlessly.

What stands out the most is their customer support. The team is quick to respond, professional, and genuinely helpful. Every issue I’ve had has been resolved promptly and efficiently, making the overall experience even better.

Overall, I highly recommend INDmoney to anyone looking for a reliable, well-designed financial app with excellent customer service.

**Developer response:** Thanks for the kind words — and for trusting INDmoney with your investments! 🙌 We're constantly working on making the experience even smoother. Stay tuned for exciting updates!

### 1/5 — Poor Support and Zero Accountability

*2026-05-10*

Extremely disappointing experience with INDmoney support. I faced an urgent issue related to my account/funds and the support team kept sending the same scripted apologies without providing any actual resolution. I was repeatedly promised callbacks within “15–60 minutes,” but nobody followed up properly, and the issue remained unresolved for hours.

For a financial platform that handles users’ money and investments, this level of negligence and poor customer support is unacceptable. When real money is involved, users expect accountability, transparency, and timely action — not automated responses and endless delays.

The app interface may look good, but support quality matters the most during critical situations, and INDmoney completely failed there. Very frustrating and stressful experience. I hope the company seriously improves its customer service and escalation process before more users face similar problems.

**Developer response:** Hi, your feedback means a lot! We'd love to understand your experience better and address anything specific. Drop us a note at psreviews@indmoney.com — our team reviews every single message. Looking forward to hearing from you! 🌟

### 1/5 — Poor Order Execution Causing Financial Loss

*2026-05-06*

Extremely poor and unacceptable trading experience with INDMoney.

I am a regular trader and I am deeply disappointed with the order execution quality of this platform. The app consistently executes BUY orders at prices higher than the displayed market price, while SELL orders are executed at prices lower than expected. This repeated slippage causes direct financial loss to users.

The most frustrating part is that even when the market moves in profit direction, the delayed execution and poor order matching reduce or completely destroy the gains. It feels like the platform is always one step behind the live market.

Major issues faced repeatedly:
1. Delayed order execution during active market hours  
2. Huge difference between shown price and executed price  
3. Poor intraday trading support  
4. Lagging charts and delayed response  
5. Unreliable for scalping and quick trades  
6. Direct losses caused due to platform inefficiency

For a financial trading application, execution speed and price accuracy are the most basic expectations. Unfortunately INDMoney fails badly in this area.

This app may be suitable only for passive investors, but for active traders it is highly risky and disappointing.

I request the INDMoney team to seriously investigate their execution engine and compensate users suffering losses due to such poor platform performance.

Until then, I strongly do not recommend this app to anyone who is serious about trading.

**Developer response:** Hi, your feedback means a lot! We'd love to understand your experience better and address anything specific. Drop us a note at psreviews@indmoney.com — our team reviews every single message. Looking forward to hearing from you! 🌟

### 5/5 — Essential Risk Management Feature Missing in INDmoney

*2026-04-20*

INDmoney is a solid platform overall, but there’s one critical feature missing that can seriously impact traders, especially those who care about proper risk management.

Once a trade is placed, users should be able to set both Stop Loss (SL) and Take Profit (TP) orders at the same time. Right now, the limitation forces traders to manage positions manually or place orders separately, which increases risk and leaves room for error in fast moving markets.

This is not just a nice feature. It is essential. For traders, even a small delay or missed execution can make a big difference in outcomes. Having both SL and TP in place from the start ensures discipline, protects capital, and removes emotional decision making during volatility.

Another important point is that many traders prefer working with absolute numbers rather than percentages. Not everyone manages trades in percentages. Clear, number based inputs for SL and TP would make the platform more practical and user friendly for real trading scenarios.

A small upgrade like this could significantly improve the trading experience on INDmoney. It is about giving traders the control they need to manage risk properly.

**Developer response:** Hi, your feedback means a lot! We'd love to understand your experience better and address anything specific. Drop us a note at psreviews@indmoney.com — our team reviews every single message. Looking forward to hearing from you! 🌟

### 2/5 — Limited Flexibility in terms of Bank accounts

*2026-02-14*

The main idea to invest in US stocks is to move a portion of your assets in another jurisdiction to avoid rupee depreciation and diversify the risk of holding all the assets in one country (India). This app does not allow the option to transfer money in to a foreign bank account once you sell your shares. This means that once you sell you need to convert back to Indian rupees and then again transfer back to USD to move the money to a foreign account. On a large portfolio this is lot of money lost in commision and conversion and the whole idea of keeping the money abroad is gone. You can rather use other US brokerage apps to buy these US shares who provide all the flexibility of adding any bank account and while selling there is no loss in conversion and commissions. This makes IND Money super market expensive in the longer term unless they give you option to add foreign bank accounts.

**Developer response:** We welcome your feedback, kindly reach out to us at psreviews@indmoney.com. We are committed to incorporating your feedback. We sincerely value and appreciate your trust in INDmoney for Stocks and Mutual Funds. Our app serves as an all-in-one super money app, catering to your diverse needs.

### 5/5 — Powerful Features, Yet a Buggy iOS Experience

*2026-02-10*

I really appreciate the flexibility INDmoney offers and the thoughtful, investor-friendly features—especially small but impactful touches like setting price alerts when a stock drops below a certain percentage, and timely prompts when multiple actionable options appear exactly when you need them.

That said, I sincerely hope the team prioritizes a complete overhaul of the iOS app experience. The app feels quite buggy and glitchy during regular use. For example, after successfully funding the US wallet, the app doesn’t automatically redirect back to the orders page and instead gets stuck on the same screen. Page transitions are not seamless, and navigation often feels clunky. Additionally, some menus and options are not visually aligned properly, which affects the overall user experience.

Given that apps like Groww and CRED offer a much smoother and more stable iOS experience, I strongly urge the developers to focus more on optimizing and refining the iOS app. INDmoney has excellent features and potential—polishing the app’s performance would truly elevate it to the next level.

**Developer response:** We welcome your feedback, kindly reach out to us at psreviews@indmoney.com. We are committed to incorporating your feedback. We sincerely value and appreciate your trust in INDmoney for Stocks and Mutual Funds. Our app serves as an all-in-one super money app, catering to your diverse needs.

### 5/5 — Best App for Equity Investment

*2025-09-08*

I am happy to connect with INDmoney this only best app ever and his service are best ever. INDmoney support system is very easy and prompt to resolve each and every need required by user. I know some may be said some this and that but I know INDmoney team is best and also they frequently updating day by day I have two suggestions if someone see from management 1. Including bond investing like wint wealth 
2. Real time graph like zerodha or better than them 3. Average NAV of mutual brought by user also show above without tape inside. Above are only suggestions if not done tab bhi I am happy. Some how I will equity owner of INDmoney one day. Thanks for helping 

With regards and blessings

**Developer response:** We welcome your feedback, kindly reach out to us at psreviews@indmoney.com. We are committed to incorporating your feedback. We sincerely value and appreciate your trust in INDmoney for Stocks and Mutual Funds. Our app serves as an all-in-one super money app, catering to your diverse needs.

### 1/5 — Frustrating Experience with Onboarding and Support

*2025-08-29*

I started using the INDMoney app in July 2025. During registration, I completed the VKYC process for Federal Bank, but the final account creation took nearly 3–4 weeks. This was only resolved after repeatedly raising tickets and calling the support team. Most of the time, the support replies only extended the ETA week after week, without giving any clear explanation.

Even after this long delay, I tried to be patient and assumed it might be a rare issue. However, when I attempted to activate my UPI account on 6th August, I faced the same problem again — the account still hasn’t been activated. The support team continues to give generic responses like “the team is working on it” without offering real updates or solutions. I have already shared screenshots and videos multiple times, yet there has been no progress.

The overall service has been extremely disappointing. This experience makes me hesitant to invest in stocks or handle money through the app, as I’m not confident that my funds will be safe if issues arise and the support team continues to respond in this way.

**Developer response:** We sincerely apologize for any inconvenience caused. Our aim is to ensure a seamless experience for our valued users on their preferred platform for Stocks and Mutual Funds. To better assist you, could you please provide us with your registered email ID? Kindly share the same on psreviews@indmoney.com.

### 1/5 — Basic Feature of stock XIRR is not provided

*2025-04-15, version 5.3.3*

When can I expect to get a feature to see XIRR or CAGR of my stock investments which is a basic feature provided by all of your peer brokers such as Zerodha. I have previously raised some tickets with your support team where I have been told that it will be commenced soon but still it’s not there.

### 1/5 — Scammer Platform

*2025-03-23*

They are scammers is what it is. They hold your data against your will, making your account closure a nightmare. Cybercrime departments should look deeply into this business. Outright not recommended.

**Developer response:** We sincerely apologize for any inconvenience caused. Our aim is to ensure a seamless experience for our valued users on their preferred platform for Stocks and Mutual Funds. To better assist you, could you please provide us with your registered email ID? Kindly share the same on psreviews@indmoney.com.

## Frequently asked questions about INDmoney

### What does the INDmoney app do?

The INDmoney app is an all-in-one finance platform that allows users to track all their finances, including expenses, bank accounts, and credit cards. It also facilitates investments in Indian and US stocks, mutual funds, and ETFs, and offers UPI payment services for sending money and paying bills.

### What are the key features for investing?

Key investment features include a free Demat account for Indian stocks and mutual funds, the ability to set up SIPs for stocks, ETFs, and direct mutual funds, and options to invest in US stocks starting from ₹100 with zero platform fees. Users can also invest in IPOs and access F&O trading with automated chart patterns.

### Is the app free to use?

The app offers a free Demat account and many of its core features, such as tracking finances and investing in stocks and mutual funds, are free. However, the app also includes features like INstaCash for credit, which involves interest rates and processing fees, indicating a freemium or free with in-app purchases model.

### What kind of payments can I make with INDmoney?

You can send money instantly using a UPI ID or contacts, make instant UPI investments via your linked bank account, and pay all your bills quickly, including electricity, credit cards, mobile postpaid, gas, and water. Recurring bill payments can also be automated.

### Is my financial data secure on the app?

Yes, the app emphasizes security with strict data security policies and encryption. Access is protected by OTP and biometric-based authentication, ensuring your financial information is kept safe and private.

## Version history (last 5 releases)

### 6.8.8 — 2026-09-03

Now available on iPad, with a smoother, better-fitted experience.

Research insights from regulated Research Analysts for Indian markets
Access research-backed insights for Indian stocks and FnO that give you the price targets and potential downside, to make more informed Trading decisions.

A faster, smoother investing experience
Charts, option chains, and app launch performance have been improved so that you can access markets faster and trade with greater ease.

Introducing Practice Mode
Practice F&O trading for free with virtual money and gain confidence before trading with real funds.

Daily Hunt SIP for Indian Stocks & ETFs
Systematically buy the market DIP. Set your preferred dip level and let INDmoney do the rest. When the stock or ETF falls as per your chosen percentage, your investment is placed automatically - helping you buy market dips systematically.

Plus, several bug fixes and performance upgrades for an improved overall experience.

### 6.8.7 — 2026-08-28

Now available on iPad, with a smoother, better-fitted experience.

Research insights from regulated Research Analysts for Indian markets
Access research-backed insights for Indian stocks and FnO that give you the price targets and potential downside, to make more informed Trading decisions.

A faster, smoother investing experience
Charts, option chains, and app launch performance have been improved so that you can access markets faster and trade with greater ease.

Introducing Practice Mode
Practice F&O trading for free with virtual money and gain confidence before trading with real funds.

Daily Hunt SIP for Indian Stocks & ETFs
Systematically buy the market DIP. Set your preferred dip level and let INDmoney do the rest. When the stock or ETF falls as per your chosen percentage, your investment is placed automatically - helping you buy market dips systematically.

Plus, several bug fixes and performance upgrades for an improved overall experience.

### 6.8.6 — 2026-08-26

Now available on iPad, with a smoother, better-fitted experience.

Research insights from regulated Research Analysts for Indian markets
Access research-backed insights for Indian stocks and FnO that give you the price targets and potential downside, to make more informed Trading decisions.

A faster, smoother investing experience
Charts, option chains, and app launch performance have been improved so that you can access markets faster and trade with greater ease.

Introducing Practice Mode
Practice F&O trading for free with virtual money and gain confidence before trading with real funds.

Daily Hunt SIP for Indian Stocks & ETFs
Systematically buy the market DIP. Set your preferred dip level and let INDmoney do the rest. When the stock or ETF falls as per your chosen percentage, your investment is placed automatically - helping you buy market dips systematically.

Plus, several bug fixes and performance upgrades for an improved overall experience.

### 6.8.4 — 2026-08-24

Now available on iPad, with a smoother, better-fitted experience.

Research insights from regulated Research Analysts for Indian markets
Access research-backed insights for Indian stocks and FnO that give you the price targets and potential downside, to make more informed Trading decisions.

A faster, smoother investing experience
Charts, option chains, and app launch performance have been improved so that you can access markets faster and trade with greater ease.

Introducing Practice Mode
Practice F&O trading for free with virtual money and gain confidence before trading with real funds.

Daily Hunt SIP for Indian Stocks & ETFs
Systematically buy the market DIP. Set your preferred dip level and let INDmoney do the rest. When the stock or ETF falls as per your chosen percentage, your investment is placed automatically - helping you buy market dips systematically.

Plus, several bug fixes and performance upgrades for an improved overall experience.

### 6.8.3 — 2026-08-19

Now available on iPad, with a smoother, better-fitted experience.

Research insights from regulated Research Analysts for Indian markets
Access research-backed insights for Indian stocks and FnO that give you the price targets and potential downside, to make more informed Trading decisions.

A faster, smoother investing experience
Charts, option chains, and app launch performance have been improved so that you can access markets faster and trade with greater ease.

Introducing Practice Mode
Practice F&O trading for free with virtual money and gain confidence before trading with real funds.

Daily Hunt SIP for Indian Stocks & ETFs
Systematically buy the market DIP. Set your preferred dip level and let INDmoney do the rest. When the stock or ETF falls as per your chosen percentage, your investment is placed automatically - helping you buy market dips systematically.

Plus, several bug fixes and performance upgrades for an improved overall experience.

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## More apps by INDMONEY TECH PRIVATE LIMITED

- [Flash Trading App by INDstocks](https://appshunter.io/ios/app/flash-trading-app-by-indstocks/id6474673274)
- [INDmoney: NRI Investing App](https://appshunter.io/ios/app/indmoney-nri-investing-app/id6748059906)

All apps by INDMONEY TECH PRIVATE LIMITED: https://appshunter.io/developer/1450178836

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*