# INDmoney: Stocks, Mutual Funds — user reviews > 59 indexed App Store user reviews of INDmoney by INDMONEY TECH PRIVATE LIMITED, rated 4.71/5 from 103,542 ratings. - Source: https://appshunter.io/ios/app/indmoney-stocks-mutual-funds/id1450178837/reviews - App overview in markdown: https://appshunter.io/ios/app/indmoney-stocks-mutual-funds/id1450178837.md - Rating breakdown: 5★ 780 · 4★ 126 · 3★ 25 · 2★ 6 · 1★ 29 ## What do users think of INDmoney? Overall sentiment: negative **Pros** - 🌟 Good app for investment tracking - 💻 Informative and easy to use - 🌍 Provides global exposure **Cons** - 🚫 Scammer platform - 🤯 Difficult account closure process - 🕰️ Withdrawal delays - 🐛 App crashes with latest update - 🤖 Incompetent customer support - 🤔 Congested and confusing interface - 💰 Hidden fees and charges - 🔒 Data privacy concerns **Commonly reported bugs** - Incorrect financial data for certain stocks - Issues with KYC completion and account opening **Most requested features** - Add XIRR/CAGR feature for stock investments - Support for NRI and overseas users - Improve real-time data updates and watchlist functionality ## Newest reviews (10 of 59) ### 2/5 — Limited Flexibility in terms of Bank accounts *2026-02-14* The main idea to invest in US stocks is to move a portion of your assets in another jurisdiction to avoid rupee depreciation and diversify the risk of holding all the assets in one country (India). This app does not allow the option to transfer money in to a foreign bank account once you sell your shares. This means that once you sell you need to convert back to Indian rupees and then again transfer back to USD to move the money to a foreign account. On a large portfolio this is lot of money lost in commision and conversion and the whole idea of keeping the money abroad is gone. You can rather use other US brokerage apps to buy these US shares who provide all the flexibility of adding any bank account and while selling there is no loss in conversion and commissions. This makes IND Money super market expensive in the longer term unless they give you option to add foreign bank accounts. **Developer response:** We welcome your feedback, kindly reach out to us at psreviews@indmoney.com. We are committed to incorporating your feedback. We sincerely value and appreciate your trust in INDmoney for Stocks and Mutual Funds. Our app serves as an all-in-one super money app, catering to your diverse needs. ### 1/5 — Disappointing Limitation for Non-Google Users - Misleading Claims *2024-09-05* I’ve been using IndMoney since its launch and initially loved the idea of having a single app for all financial needs. However, despite their claims of being a “super money app,” they have a major flaw that’s hard to overlook. The credit card tracking feature only works with Google accounts, which leaves users like me—who rely on other email services like Microsoft or Apple—completely out of luck. I’ve been giving feedback about this limitation since the feature was introduced, and it’s incredibly frustrating that such a basic functionality hasn’t been incorporated yet. If they’re serious about being the ultimate financial management solution, this should have been addressed by now. Advertising themselves as a “super money app” feels misleading when they ignore such a significant portion of their user base. Until they fix this, it’s hard to justify sticking with IndMoney when there are other apps that handle financial needs much better across the board. **Developer response:** Hi, We welcome your feedback, kindly reach out to us at psreviews@indmoney.com. We are committed to incorporating your feedback and to get a five-star rating from you. We sincerely value and appreciate your trust in INDmoney for Stocks and Mutual Funds. Our app serves as an all-in-one super money app, catering to your diverse needs. ### 4/5 — Overall good experience but need UX improvement *2024-08-19* Today, while setting up a stop-loss, I entered my TPIN and instead of setting a limit, the app executed the order at market price. It seems this isn't a glitch, but rather a flaw in the order placement process. After entering the TPIN, all the previously set limits were reset, causing the order to be placed immediately, which is a poor user experience. This led to me selling instead of setting a limit. Please look into this issue. Additionally, I suggest removing or hiding less frequently used features from the main screen. Having too many options in one place can be distracting and make for a less seamless trading experience. Overall, my experience with INDMoney has been good, but this issue needs attention. **Developer response:** Hi, We sincerely apologize for any inconvenience caused. Our aim is to ensure a seamless experience for our valued users on their preferred platform for Stocks and Mutual Funds. To better assist you, could you please provide us with your registered email ID? Kindly share the same on psreviews@indmoney.com? ### 3/5 — Good but Stupid things *2024-07-02* Overall great app to invest in usa stocks & tracking. 5 out of 5 However there are some stupid bugs for example Taiwan sotcks it never shows correct financial data Suppose you are investing by looking at their revenue and later on find out it is wrong. Same is true for 2-3 more companies I informed the founder on linkedin they fixed it but after certain issue appeared again Another stupid thing is offers they try to sell For example top up insurance. If I want to purchase 1 crore insurance then wouldn’t I purchase at first place Second is indcash I have 22 lakh portfolio and they are giving instant cash up to 80 thousand that too on 13-16% annual interest rate Why whould I want it instead selling small portion of stocks **Developer response:** Hi, We are glad that your concern has been addressed. Thanks ### 3/5 — Congested look *2024-04-18, version 4.4.1* Not happy with the new look of the ‘My Stock’ dashboard. It seems very congested. The font size and the look is not correct ### 1/5 — Withdrawal delay *2024-03-26, version 4.3.5* I have sold some us stock on 18th March, initiated withdrawal to the SBM India bank on 19th March, Today it is 26th March and the amount is still not credited after a week. ### 1/5 — App is crashing with latest update *2024-03-14* As soon as it loads ..it keeps loading faceId in loop every sec. which makes unable to use the app. Kindly fix it **Developer response:** We highly regret the inconvenience. Please share your registered email address at psreviews@indmoney.com with relevant details. We'll be more than happy to assist you. Thanks ### 2/5 — Customer Support is not effective *2024-02-21* I was using app since very long and first time facing an issue for KYC completion but since more than a weeek issue not yet resolved. Due to KYc issue I am not able to sell my US stocks which is impacting me a lot financially. Who will responsible for this loss ? With such CC support one happy customer become a unhappy customer. Won’t recommend this app to new people. **Developer response:** We regret the inconvenience you had to face. For better assistance please share your information with us at psreviews@indmoney.com. We will be happy to assist you. ### 1/5 — Incompetent team *2024-02-19* Don’t put your money in here. Pathetic service provided by highly incompetent people. There are way better brokers and platforms like vested, cube, zerodha, than this mediocre product. STAY AWAY from these guys. **Developer response:** Hi, we'd like to understand the issue and help you with it. Kindly share your details at psreviews@indmoney.com. We will check and get back to you on this. ### 1/5 — Complex interface and difficult to find information on withdrawal *2024-02-17, version 4.2.7* App interface has changed a lot in last few years. Unnecessary features added as part of advertising new ways to borrow money or trade within its own. Looks like trying to grow business but unstructured way causing annoying experience for normal user. It's difficult to find where my actual account balance is!! Thinking to quit this platform forever ## Most critical reviews (10 lowest-rated) ### 1/5 — Poor Support and Zero Accountability *2026-05-10* Extremely disappointing experience with INDmoney support. I faced an urgent issue related to my account/funds and the support team kept sending the same scripted apologies without providing any actual resolution. I was repeatedly promised callbacks within “15–60 minutes,” but nobody followed up properly, and the issue remained unresolved for hours. For a financial platform that handles users’ money and investments, this level of negligence and poor customer support is unacceptable. When real money is involved, users expect accountability, transparency, and timely action — not automated responses and endless delays. The app interface may look good, but support quality matters the most during critical situations, and INDmoney completely failed there. Very frustrating and stressful experience. I hope the company seriously improves its customer service and escalation process before more users face similar problems. **Developer response:** Hi, your feedback means a lot! We'd love to understand your experience better and address anything specific. Drop us a note at psreviews@indmoney.com — our team reviews every single message. Looking forward to hearing from you! 🌟 ### 1/5 — Poor Order Execution Causing Financial Loss *2026-05-06* Extremely poor and unacceptable trading experience with INDMoney. I am a regular trader and I am deeply disappointed with the order execution quality of this platform. The app consistently executes BUY orders at prices higher than the displayed market price, while SELL orders are executed at prices lower than expected. This repeated slippage causes direct financial loss to users. The most frustrating part is that even when the market moves in profit direction, the delayed execution and poor order matching reduce or completely destroy the gains. It feels like the platform is always one step behind the live market. Major issues faced repeatedly: 1. Delayed order execution during active market hours 2. Huge difference between shown price and executed price 3. Poor intraday trading support 4. Lagging charts and delayed response 5. Unreliable for scalping and quick trades 6. Direct losses caused due to platform inefficiency For a financial trading application, execution speed and price accuracy are the most basic expectations. Unfortunately INDMoney fails badly in this area. This app may be suitable only for passive investors, but for active traders it is highly risky and disappointing. I request the INDMoney team to seriously investigate their execution engine and compensate users suffering losses due to such poor platform performance. Until then, I strongly do not recommend this app to anyone who is serious about trading. **Developer response:** Hi, your feedback means a lot! We'd love to understand your experience better and address anything specific. Drop us a note at psreviews@indmoney.com — our team reviews every single message. Looking forward to hearing from you! 🌟 ### 1/5 — Frustrating Experience with Onboarding and Support *2025-08-29* I started using the INDMoney app in July 2025. During registration, I completed the VKYC process for Federal Bank, but the final account creation took nearly 3–4 weeks. This was only resolved after repeatedly raising tickets and calling the support team. Most of the time, the support replies only extended the ETA week after week, without giving any clear explanation. Even after this long delay, I tried to be patient and assumed it might be a rare issue. However, when I attempted to activate my UPI account on 6th August, I faced the same problem again — the account still hasn’t been activated. The support team continues to give generic responses like “the team is working on it” without offering real updates or solutions. I have already shared screenshots and videos multiple times, yet there has been no progress. The overall service has been extremely disappointing. This experience makes me hesitant to invest in stocks or handle money through the app, as I’m not confident that my funds will be safe if issues arise and the support team continues to respond in this way. **Developer response:** We sincerely apologize for any inconvenience caused. Our aim is to ensure a seamless experience for our valued users on their preferred platform for Stocks and Mutual Funds. To better assist you, could you please provide us with your registered email ID? Kindly share the same on psreviews@indmoney.com. ### 1/5 — Basic Feature of stock XIRR is not provided *2025-04-15, version 5.3.3* When can I expect to get a feature to see XIRR or CAGR of my stock investments which is a basic feature provided by all of your peer brokers such as Zerodha. I have previously raised some tickets with your support team where I have been told that it will be commenced soon but still it’s not there. ### 1/5 — Scammer Platform *2025-03-23* They are scammers is what it is. They hold your data against your will, making your account closure a nightmare. Cybercrime departments should look deeply into this business. Outright not recommended. **Developer response:** We sincerely apologize for any inconvenience caused. Our aim is to ensure a seamless experience for our valued users on their preferred platform for Stocks and Mutual Funds. To better assist you, could you please provide us with your registered email ID? Kindly share the same on psreviews@indmoney.com. ### 1/5 — Closing account is not feasible *2025-02-27* They ask you to send hardcopies of documents for account closure. Only a caveman would ask! **Developer response:** We sincerely apologize for any inconvenience caused. Our aim is to ensure a seamless experience for our valued users on their preferred platform for Stocks and Mutual Funds. To better assist you, could you please provide us with your registered email ID? Kindly share the same on psreviews@indmoney.com. ### 1/5 — Worst experience *2025-02-25, version 5.1.4* I invested in usa market through INDmoney and i cannot withdraw my funds as their platform is most of the time down. ### 1/5 — Not useful for NRI’s *2025-02-04, version 5.0.9* Initially had issues doing kyc being overseas somehow raising a support ticket resolved it in a weeks time. Then comes the second part opening a DMAT account, I was asked to sign a 40 page pdf which I did and uploaded it in the app. This review is taking so many days and no proper response or action even a support ticket raised. ### 1/5 — Disaster *2025-01-17, version 5.0.6* Dont use this app . If you want to invest in ind stocks use grow or zerodha . And for us stocks use other . Don’t use this app . This app is a complete disaster. ### 1/5 — Review for INDmoney: Pathetic Customer Support, Great Features Aren’t Enough *2024-12-08* I am extremely disappointed with INDmoney’s customer support. My money has been stuck in a mutual fund for over a year, stuck in a “switch” status without any valid explanation. Despite raising a ticket for this high-priority issue, INDmoney has been unhelpful and dismissive. To make matters worse, they repeatedly close my tickets without resolving the issue or offering any meaningful response. This has left me unable to access my own funds, and the lack of accountability is alarming. This experience has made me scared to trust INDmoney as a broker. While the platform offers great features for tracking investments and managing portfolios, it utterly fails when it comes to resolving critical customer issues. Until INDmoney improves its customer service and resolves such cases with the seriousness they deserve, I cannot recommend it as a reliable broker. Use it only for tracking funds—but avoid trusting them with your investments unless you’re prepared to face such nightmares. **Developer response:** We understand your concern. Please be assured that resolving this matter promptly is our top priority. Your feedback is invaluable in helping us improve our service. Thank you for bringing it to our attention. We're actively working on a solution and will keep you updated on our progress. ## Most praised reviews (10 highest-rated) ### 5/5 — The best app!!!!! *2026-08-01* I’ve had a great experience using the INDmoney app. It’s incredibly convenient and user-friendly, with everything I need available right at my fingertips. The interface is intuitive, making it easy to manage my investments and finances seamlessly. What stands out the most is their customer support. The team is quick to respond, professional, and genuinely helpful. Every issue I’ve had has been resolved promptly and efficiently, making the overall experience even better. Overall, I highly recommend INDmoney to anyone looking for a reliable, well-designed financial app with excellent customer service. **Developer response:** Thanks for the kind words — and for trusting INDmoney with your investments! 🙌 We're constantly working on making the experience even smoother. Stay tuned for exciting updates! ### 5/5 — Essential Risk Management Feature Missing in INDmoney *2026-04-20* INDmoney is a solid platform overall, but there’s one critical feature missing that can seriously impact traders, especially those who care about proper risk management. Once a trade is placed, users should be able to set both Stop Loss (SL) and Take Profit (TP) orders at the same time. Right now, the limitation forces traders to manage positions manually or place orders separately, which increases risk and leaves room for error in fast moving markets. This is not just a nice feature. It is essential. For traders, even a small delay or missed execution can make a big difference in outcomes. Having both SL and TP in place from the start ensures discipline, protects capital, and removes emotional decision making during volatility. Another important point is that many traders prefer working with absolute numbers rather than percentages. Not everyone manages trades in percentages. Clear, number based inputs for SL and TP would make the platform more practical and user friendly for real trading scenarios. A small upgrade like this could significantly improve the trading experience on INDmoney. It is about giving traders the control they need to manage risk properly. **Developer response:** Hi, your feedback means a lot! We'd love to understand your experience better and address anything specific. Drop us a note at psreviews@indmoney.com — our team reviews every single message. Looking forward to hearing from you! 🌟 ### 5/5 — Powerful Features, Yet a Buggy iOS Experience *2026-02-10* I really appreciate the flexibility INDmoney offers and the thoughtful, investor-friendly features—especially small but impactful touches like setting price alerts when a stock drops below a certain percentage, and timely prompts when multiple actionable options appear exactly when you need them. That said, I sincerely hope the team prioritizes a complete overhaul of the iOS app experience. The app feels quite buggy and glitchy during regular use. For example, after successfully funding the US wallet, the app doesn’t automatically redirect back to the orders page and instead gets stuck on the same screen. Page transitions are not seamless, and navigation often feels clunky. Additionally, some menus and options are not visually aligned properly, which affects the overall user experience. Given that apps like Groww and CRED offer a much smoother and more stable iOS experience, I strongly urge the developers to focus more on optimizing and refining the iOS app. INDmoney has excellent features and potential—polishing the app’s performance would truly elevate it to the next level. **Developer response:** We welcome your feedback, kindly reach out to us at psreviews@indmoney.com. We are committed to incorporating your feedback. We sincerely value and appreciate your trust in INDmoney for Stocks and Mutual Funds. Our app serves as an all-in-one super money app, catering to your diverse needs. ### 5/5 — Best App for Equity Investment *2025-09-08* I am happy to connect with INDmoney this only best app ever and his service are best ever. INDmoney support system is very easy and prompt to resolve each and every need required by user. I know some may be said some this and that but I know INDmoney team is best and also they frequently updating day by day I have two suggestions if someone see from management 1. Including bond investing like wint wealth 2. Real time graph like zerodha or better than them 3. Average NAV of mutual brought by user also show above without tape inside. Above are only suggestions if not done tab bhi I am happy. Some how I will equity owner of INDmoney one day. Thanks for helping With regards and blessings **Developer response:** We welcome your feedback, kindly reach out to us at psreviews@indmoney.com. We are committed to incorporating your feedback. We sincerely value and appreciate your trust in INDmoney for Stocks and Mutual Funds. Our app serves as an all-in-one super money app, catering to your diverse needs. ### 5/5 — Good *2025-03-04* Beautiful **Developer response:** Thank You for choosing INDmoney: Your go-to platform for Stocks and Mutual Funds. ### 5/5 — Love this application *2024-08-01* Informative, easy and provide global exposure, thanks **Developer response:** Hi, Thank You for choosing INDmoney: Your go-to platform for Stocks and Mutual Funds. ### 5/5 — Thank You for providing outstanding service for minimal fees *2024-05-08, version 4.4.7* Really Glad to find such brocket who want people to grow there finances. Most of other app take lots of charges and profit is very less due to that factors but this app doesn’t charge single dollar even for trading in US stock. just the withdrawal fees. I trade in canada with wealthsimple, I would say IND money is the Best I have ever used. App interface is very easy , thanks for free courses. You can add hepatics for Iphone if possible. Thank you for giving nation an opportunity. ### 5/5 — Excellent App , *2024-04-15, version 4.4.0* For beginners its very easy,Very detailed information about your investment and help to choose the best fund based on its performance and most popular ### 5/5 — Best app to invest in market *2024-03-05, version 4.3.1* I really like this app and very honest this app provides good features ### 5/5 — Incredible app, amazing user experience and autonomy! *2024-01-09* This app has been a game changer for managing my financial life! I can virtually credit this app for my growing net worth in a short span of time. I have been using INDMoney for a year now and can say nothing comes close to it in terms of intuitive design, navigation experience and comprehensive understanding of my financial needs. Its a one stop shop for me whether it is Indian equities, US equities, Mutual Funds, EPF, NPS, Credit Cards! Gives me unbelievable level of autonomy and control on my finances and helps me make great investment decisions based on real time data. Thanks to this App i discovered that I had been paying a fortune to my MF financial advisor for almost a decade in terms of heavy commissions, totally oblivious and that I have the option to invest in Zero Commission funds and compound my wealth even further. This App has been hidden gem and you are lucky if you have discovered it. See your wealth grow with it in less than a year if you make the most of all its features and benefits! **Developer response:** Hi, Thanks for your feedback. We are continuously working on adding more features to our app to make your experience better. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*