# IndOASIS - Indian Bank Mobile

> Indian Bank mobile banking app for managing accounts, transfers, and payments. (iPhone/iPad app by Indian Bank.)

- Source: https://appshunter.io/ios/app/indoasis-indian-bank-mobile/id1527276619 (this page in markdown: same URL + `.md`)
- Developer: [Indian Bank](https://appshunter.io/developer/1039746974)
- Category: Finance, Utilities
- Price: Free
- Rating: 3.76/5 from 485 App Store ratings · 47 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 312 MB
- Languages: English
- Released: 2020-08-14
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/indoasis-indian-bank-mobile/id1527276619/reviews.md

## What is IndOASIS?

Use the Indian Bank 'IndOASIS' App for All Your Banking Needs

Mobile Banking application for Smart Phone customers of Indian Bank. A safe, convenient and easy to use application with a host of features to help users manage your finances on the move.

Download the application from App store only. Do not use any other websites for downloading this application.

My Accounts
• Detailed account information (Savings / Current / Deposit / Loan / PPF)
• Mini Statement
• Account Statement
• mPassbook

Banking
• Funds Transfer within Self Accounts
• Intra-Bank Transfer
• Inter-Bank Transfer (NEFT/IMPS)
• EasiPay Transfer to Unregistered Beneficiaries
• Schedule NEFT Transactions
• Credit Card Bill Payment
• Transaction History

Bill Payments
• View and Pay Bills
• Adhoc Payment to unregistered Billers
• Postpaid Bill Payments
• Add / View / Manage Billers
• Bill Payment History

Top-up and Recharge under Bill Payments
• Mobile Top-up
• DTH Recharge
• Recharge History

Services
• Touch / Face ID Authentication
• Manage Debit Cards Access Channels
• Manage Channel Wise Limits for Debit Card Transactions
• Debit Card Hotlisting
• Create and Manage Standing Instruction
• Change Maturity Instructions for eDeposits
• Online Nomination
• Cheque Book Request
• Activate Statement Through Email
• Transaction Lock / Unlock
• EMI Calculator
• Deposit Calculator

Other Pre-login features
• Registration for New Users
• Bill Pay / Recharge
• FAQ
• Offers
• Language Selection
• Apply For Personal Loan
• Security Tips
• Feedback
• Locate Us
• Contact Us
• About Us

All you need :
• A smart phone with Apple Operating System (iOS version 8.0 or above).
• Internet connectivity through Mobile Data

For feedback & suggestions, kindly email us at ebanking@indianbank.co.in

## Key features

- Account details and statements
- Funds transfer (Intra-bank, Inter-bank)
- Bill payments and recharges
- Debit card management
- Touch/Face ID authentication
- EMI and deposit calculators

## What do users think of IndOASIS?

Overall sentiment: negative

**Pros**

- 🔒 Strong security features with dynamic keypad
- 👍 Comprehensive banking capabilities
- 📱 User-friendly interface for most users
- 💳 Easy account linking with UPI apps
- ⚡ Quick transaction access and statements
- 🎯 Simplified net banking experience

**Cons**

- 🐢 Slow app response times and freezing
- 🔌 Frequent connectivity and server issues
- 😤 Poor customer support and service
- ⚠️ Unintuitive and complicated UI/UX design
- 🔐 Excessive permission requirements
- 📵 Session logout when switching between apps
- 🌍 Poor support for international/NRI users
- ⏱️ Long login times (15+ seconds)

**Commonly reported bugs**

- App freezes and crashes frequently
- Login authentication errors and timeouts
- SIM card not found error
- Registration flow not displaying properly
- OTP delivery failures for international numbers
- MMD/FD deposit failures with generic timeout errors
- Server connectivity issues
- App crashes after recent updates
- PIN setting functionality not working
- Third-party net banking integration failures

**Most requested features**

- Improved app response time and performance
- Better user interface and UX design
- Session persistence when switching apps
- eSIM support for iPhone users
- Simplified registration flow
- Better error messages instead of crashes
- Support for international phone numbers
- Reduced mandatory permission requirements
- Improved customer support channels

## Recent user reviews (10 of 47)

All indexed reviews: https://appshunter.io/ios/app/indoasis-indian-bank-mobile/id1527276619/reviews.md

### 1/5 — Worst app ever built for banking

*2024-07-03*

Freezes most of the time. Login takes 15seconds

### 1/5 — Mr FALGUN Desai

*2024-06-04*

This app is so bad that it got locked for past 48 hours and Bank has got toll free number which doesn’t work from UK.

Called branch and they are unhelpful too.

### 1/5 — Worst bank and banking system!!

*2024-03-03*

In 2010 when I opened Indian bank account, their banking system was one of the fastest and easiest system in my experience.

It slowly degraded and now become bad to worse and I absolutely hate their IT system. I cannot imagine how unintuitive they could make? 

I have a NRO account and I am seriously considering moving to other bank when I come to India next time. Even in third party system if I select Indian bank under net banking it won’t work most of the time.

They literally have nothing called customer support or care. Basically they just don’t care about their customers. If you’re reading this I would advise you switching to other banks.

### 5/5 — App made life easier

*2024-01-27*

It’s great that app provided .
I can access information easily !!

### 5/5 — All encompassing app

*2023-10-23*

A great mobile bank app that provides comprehensive capabilities. Impressed by the security features, especially the keypad that dynamically change to enter login and also transaction PIN. I use US bank apps, and I can vouch this stands on par or exceeds in terms of capabilities. Improving app response time and focusing more on customer experience components would make this number ONE mobile banking app

### 1/5 — Mairu mari irruku

*2023-10-12*

Oru maithukum projanam illa intha app uhh.. avasaramnu poi amount mathura apo tha Ella elavum ivaingaluku aagum.worstu

### 4/5 — Nice App

*2023-08-19*

It is a nice app. But, it takes time when network issues occurred at server end. Takes bit of a time to know how to use.

### 2/5 — Need to improve user interface drastically

*2023-08-01*

Improve response time and user interface

### 1/5 — Very very poor app

*2023-06-24*

Very very annoying app. Whatever is non-mandatory is very mandatory for this app. Notification, location, etc., needs to be enabled always. Why do you need this?Even while adding external accounts, they want to add the nickname. Very very annoying and poor design decisions. I was struggling to add external accounts. Very very poor UI|UX design.

### 1/5 — SIM not found

*2023-06-21*

On a live phone, this app couldn’t find a SIM card. So how does one activate this app. Lol. Ridiculous.

## Frequently asked questions about IndOASIS

### What can I do with the IndOASIS app?

The IndOASIS app allows you to manage all your Indian Bank accounts and finances on your smartphone. You can view detailed account information, mini statements, and account statements. It also facilitates funds transfers, bill payments, mobile and DTH recharges, and offers various services like debit card management and cheque book requests.

### Is the IndOASIS app secure?

Yes, the app is designed to be safe and convenient. It supports Touch/Face ID authentication for secure access. You can also manage debit card access channels and hotlist your card if lost or stolen. It's recommended to download the application only from the official app store.

### What are the requirements to use the IndOASIS app?

To use the IndOASIS app, you need a smartphone with the Apple Operating System (iOS version 8.0 or above) and internet connectivity through mobile data. Registration for new users is also available as a pre-login feature.

### How do I transfer funds using the app?

The app supports various fund transfer options, including transfers within your own accounts, intra-bank transfers, and inter-bank transfers via NEFT/IMPS. You can also make EasiPay transfers to unregistered beneficiaries and schedule NEFT transactions.

### Can I pay bills and recharge my phone through this app?

Yes, the app includes a comprehensive bill payment section where you can view and pay bills, add/manage billers, and make adhoc payments. It also allows for mobile top-ups and DTH recharges, with a history of all your payment and recharge transactions.

## Version history (last 5 releases)

### 2.4.6 — 2024-05-09

- Apply a new debit card
- NRI services - Account change and feedback
- Security fixes and improvements

### 2.4.5 — 2024-04-15

Free credit score option given in pre login screen

### 2.4.4 — 2024-04-03

- Pay to contact

### 2.4.3 — 2024-02-27

Bug fixes and improvements

### 2.4.2 — 2024-02-20

- Minor bug fixes and improvements

## Apps similar to IndOASIS

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [KVB - DLite & Mobile Banking](https://appshunter.io/ios/app/kvb-dlite-and-mobile-banking/id1428536937) | 4.3 (249) | Free | Finance |
| [Union ease - Mobile Banking](https://appshunter.io/ios/app/union-ease-mobile-banking/id1446060299) | 2.2 (12) | Free | Finance |
| [PhonePe: Secure Payments App](https://appshunter.io/ios/app/phonepe-secure-payments-app/id1170055821) | 4.8 (158,930) | Free | Finance |
| [BHIM Bharat's Own Payments App](https://appshunter.io/ios/app/bhim-bharats-own-payments-app/id1200315258) | 4.4 (1,386) | Free | Finance |
| [Paytm for Business](https://appshunter.io/ios/app/paytm-for-business/id1351301966) | 3.9 (28,394) | Free | Finance |
| [IndusMobile: Digital Banking](https://appshunter.io/ios/app/indusmobile-digital-banking/id499499672) | 4.6 (1,898) | Free | Finance |

## More apps by Indian Bank

- [BHIM Indian Bank UPI](https://appshunter.io/ios/app/bhim-indian-bank-upi/id1387882745)
- [IND GURU–Indian Bank Learning](https://appshunter.io/ios/app/ind-guruindian-bank-learning/id1515748305)
- [IB Merchant App](https://appshunter.io/ios/app/ib-merchant-app/id6469512392)
- [Indian Bank Corporate Merchant](https://appshunter.io/ios/app/indian-bank-corporate-merchant/id6474526911)
- [IndSMART IndianBank Mobile App](https://appshunter.io/ios/app/indsmart-indianbank-mobile-app/id6479515872)

All apps by Indian Bank: https://appshunter.io/developer/1039746974

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*