# IndusInd Bank: Savings A/C, FD — Savings Bank Account & FD > Digital banking app for savings accounts, fixed deposits, loans, credit cards, and investments. (iPhone/iPad app by IndusInd Bank Limited.) - Source: https://appshunter.io/ios/app/indusind-bank-savings-ac-fd/id1615506534 (this page in markdown: same URL + `.md`) - Developer: [IndusInd Bank Limited](https://appshunter.io/developer/879826823) - Category: Finance - Price: Free - Rating: 4.68/5 from 2,150 App Store ratings · 140 written reviews indexed - Age rating: 17+ - Requires: iOS 15.1 · 153 MB - Languages: English - Released: 2025-01-29 - Data updated: 2026-08-26 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/indusind-bank-savings-ac-fd/id1615506534/reviews.md ## What is IndusInd Bank? A faster, smarter banking experience awaits! Try the new IndusInd Bank Mobile Banking App - INDIE. Open an IndusInd Bank savings account with a 100% digital process and access premium features like scan-and-pay, bill payments, zero-fee transactions and more. Enjoy a zero balance savings account with no non-maintenance charges. From booking a fixed deposit (FD) to applying for an instant loan or credit card, or even investing in mutual funds—do it all from one app. Savings Account Open a savings account instantly with ZERO paperwork using the mobile app. Choose an account that suits your needs, including a zero balance account. Your bank account comes with exclusive features: • Best-in-class interest rates of up to 5% p.a. • Zero Fee Banking with free NEFT/RTGS transactions • Free unlimited ATM cash withdrawals on IndusInd Bank ATMs • Up to 3% rewards on the brands of your choice, UPI and fuel • 0 Forex Mark-up, Complimentary Airport Lounge access Fixed Deposit Book a fixed deposit (FD) from the comfort of your home using the mobile banking app. With IndusInd Bank Fixed Deposit, you can: • Enjoy fixed deposit interest rates of up to 7% p.a. • Choose your preferred FD option: Regular FD, Tax-saving FD, or senior citizen FD • Leverage the auto-sweep feature for dual benefit of liquidity & high-returns. Pay zero charges on pre-mature withdrawals on Auto-Sweep FD. Link your fixed deposit to savings account to pay directly from your FD Manage your Fixed Deposits on the go with features like: Maturity instructions (auto-renewal, payout, partial renewal), Premature and partial withdrawals, etc. Instant Personal Loan & Line of Credit Need a small loan or just quick top-up? Get an instant personal loan with a 100% digital process. • Get up to ₹5 lakh instantly in your bank account • Save more with discounted Processing Fee • Choose from a range of flexible tenure options • Enjoy low interest rates You can also avail instant line of credit within the banking app and speedy disbursals with just a few taps. • Withdraw money anytime, multiple times • Pay interest only on the withdrawn amount • Pick from a range of flexible tenure options—1 to 36 months Credit Card Application & Management Apply instantly for an IndusInd Bank Credit Card with 100% paperless process and instant approval—manage it all via the Mobile Banking App. • Set/Reset credit card pin and transaction limits • Access instant statements and track spends in real time • Pay bills securely and conveniently from the app • Keep a track of your reward points Recharge & Bill Payment Services Manage and pay all your utility bills, including electricity, gas, and water, directly through the app. The app also lets you: • Securely top-up your mobile, DTH, and data card anytime, anywhere • Automate bill payments to avoid late fees • Get real-time payment confirmations and receipts to keep your financial records organised Mutual Funds Diversify your investment portfolio with a range of mutual fund options available in the app. Whether you're a seasoned investor or just starting out, you can find funds that match your financial goals. • Start your SIP investment from as low as ₹500 or opt for a one-time lump sum investment • Buy, sell and manage all your funds in just a few clicks • Get personalised fund options that match your risk appetite • Choose from 500+ Large Cap, Mid Cap & Small Cap Equity Funds, Tax-Saving options & more Safe and Quick Online Fund Transfers Make payments via UPI, IMPS, NEFT, RTGS and other methods quickly and safely from the mobile app. • Transfer funds instantly without adding beneficiary • Add, delete, and manage beneficiaries hassle-free • Automate recurring payments such as rents, subscriptions, etc. Get in touch with us For queries or assistance, reach out to our customer support team • Email: indie@indusind.com • Phone: 1860 267 2626 • Timings: 8 am to 8 pm - All Days ## Key features - Digital savings account opening - Fixed deposit booking and management - Instant personal loans and credit lines - Credit card application and management - Bill payments and mobile recharges - Mutual fund investments ## What do users think of IndusInd Bank? Overall sentiment: negative **Pros** - 👍 User-friendly interface for NRIs - 🚀 Simple login process **Cons** - 🐛 Does not support US/international phone numbers - 🐛 Unable to find/login with registered numbers - 🐛 No provision to migrate from earlier app version **Commonly reported bugs** - Login screen issues for non-India phone numbers - App does not work for NRI/NRO accounts **Most requested features** - Provide alternative login options for international users - Allow migration of accounts from previous app version ## Recent user reviews (10 of 140) All indexed reviews: https://appshunter.io/ios/app/indusind-bank-savings-ac-fd/id1615506534/reviews.md ### 3/5 — Confusing *2026-08-17* The app is quite confusing for customers. The loan amount is shown, but there is no clear monthly EMI/payment breakdown or repayment table. As a user, it is difficult to understand how much I need to pay every month, for how many months, and what the total repayment amount will be. On top of that, the support information is a major issue. The email/contact options don’t appear to be working, and there are no clearly available phone numbers to contact for assistance. Please add a proper EMI/repayment schedule and provide working customer-support email and phone contact details. These are essential for a loan app where users need clear financial information and reliable support. ### 1/5 — Uselss app for NRIs *2026-08-05, version 2.4.1* you can login to you account in this app only by otp which is sent to your indian number. which is senselss if you dont live in India. Now the app has stopped working for me displaying an error whcih says "network threat detected" which is a false positive as i have not changed my network. Please do better ### 1/5 — Dumb management and app developers *2026-08-05, version 2.4.1* I am travelling overseas and unable to use the app now. Since the upgrade I had to register once again. But as I do not have mobile roaming I am unable to use as the app needs to verify the sim, just not the number. As I am unable to send a text message I am unable to use the app. Can someone find an alternative solution. Very frustrating. ### 3/5 — Not working properly *2026-08-05* The latest INDIE app update seems more secure, but it has significantly affected usability. Despite having my registered SIM inserted and active, the SIM binding process fails to validate it. Earlier, the app repeatedly showed “Unsecure data network detected” even when I switched between different Wi-Fi networks and mobile data connections. Now, the app has restricted my access for 24 hours due to a verification issue that appears to be caused by the app itself. Security is important, but genuine customers should not be locked out of their accounts because of technical problems in the verification process. I hope the development team addresses these issues quickly and improves the reliability of SIM binding and network verification in future updates. ### 1/5 — App not working *2026-08-04, version 2.3.1* App not working on mobile data/ wifi anything. Everything is insecure network as per indie. WTH ### 3/5 — Issues *2026-08-03, version 2.3.1* This aap is issues is a network threat detected so how can is a fix i change tha network but still is say same think ### 3/5 — False “CAUTION! NETWORK THREAT DETECTED” Error on Airtel 5G (iOS 26.6) *2026-08-03* I am unable to use the Indie app because it always displays “CAUTION! NETWORK THREAT DETECTED” whenever I open it. I am using a genuine Airtel 5G mobile network, and my internet connection works perfectly with all other apps. My device is an iPhone running iOS 26.6, and the issue occurs consistently, preventing me from accessing the app. I have already tried reopening the app and switching networks, but the problem persists. Please investigate this issue and provide a fix as soon as possible. Many genuine users may be affected if the app incorrectly detects secure mobile networks as a threat. ### 1/5 — Doesnt work for me in united states *2026-07-30, version 2.3.1* I have been seeing this since last 1 year thinking if they fix this for nre and nro customers but no update . App wont login or authenticate for Nri accounts to use in united states , only need to login through web to check account balances hope someone takes quick action on this ### 5/5 — App not fully functional *2026-07-28, version 2.3.1* Credit card payments could be checked and done since 1 month ### 2/5 — Terrible app *2026-07-06, version 2.3.0* For a bank with repute, this app is from the middle ages, ill designed, very buggy and very poor customer experience. Makes you lose trust in the bank's ability to serve customers well ## Frequently asked questions about IndusInd Bank ### What can I do with the IndusInd Bank mobile banking app? The app allows you to open a savings account digitally, book and manage fixed deposits, apply for instant personal loans and credit cards, and invest in mutual funds. You can also perform bill payments, mobile recharges, and manage your credit card. ### Is it free to open a savings account with this app? Yes, you can open a savings account with a 100% digital process and zero paperwork. The app offers a zero balance savings account with no non-maintenance charges. ### What are the benefits of booking a fixed deposit through the app? You can book a fixed deposit from home and enjoy interest rates of up to 7% p.a. The app offers different FD options including Regular, Tax-saving, and senior citizen FDs, along with an auto-sweep feature for liquidity and high returns. ### Can I apply for a loan or credit card through the app? Yes, you can apply for an instant personal loan up to ₹5 lakh with a 100% digital process. You can also apply for an IndusInd Bank Credit Card with instant approval and manage it within the app. ### What kind of transactions are free on this app? The app offers zero-fee banking with free NEFT/RTGS transactions. You also get free unlimited ATM cash withdrawals on IndusInd Bank ATMs and 0 Forex Mark-up on certain transactions. ## Version history (last 5 releases) ### 2.5.0 — 2026-08-18 We’ve made your banking experience even better with these updates: • Nominee Updates – Add or update up to 4 nominees for eligible accounts. • Apply for a Debit Card – Eligible customers can now apply for a debit card directly from the app. • Improved Transaction Limits – A smoother and more intuitive experience to view and manage your transaction limits. • Secure FD – Introducing Secure FD with a limited rollout for select eligible customers, offering an additional layer of control over premature withdrawals. • Convert to BSBD Account – Eligible customers can now opt to convert their account to a Basic Savings Bank Deposit (BSBD) account. We’re continuously improving INDIE to make your everyday banking simpler, safer and more convenient ### 2.4.1 — 2026-08-04 We're continuously enhancing your banking experience. Here's what's new in this release: New & Improved Simplified Registration: No more manual mobile number entry. Simply select your SIM for SIM binding, making registration faster and more seamless. Resident to NRO Transfers: You can now conveniently transfer funds from Resident accounts to NRO accounts. Enhanced Deposit Details: Fixed Deposit and Recurring Deposit details now display the holding pattern along with improved deposit advice for joint account holders. Better NRE Fixed Deposit Booking: Enhanced experience for booking NRE Rupee Fixed Deposits. Credit Card Improvements: Outstanding dues can now be paid even for blocked credit cards. Fixes & Performance Improvements Enhanced bill payment experience with search improvements General bug fixes, stability improvements, and performance enhancements for a smoother banking experience. Update now to enjoy the latest improvements! ### 2.3.1 — 2026-07-18 We're continuously enhancing your banking experience. Here's what's new in this release: New & Improved Simplified Registration: No more manual mobile number entry. Simply select your SIM for SIM binding, making registration faster and more seamless. Resident to NRO Transfers: You can now conveniently transfer funds from Resident accounts to NRO accounts. Enhanced Deposit Details: Fixed Deposit and Recurring Deposit details now display the holding pattern along with improved deposit advice for joint account holders. Better NRE Fixed Deposit Booking: Enhanced experience for booking NRE Rupee Fixed Deposits. Credit Card Improvements: Outstanding dues can now be paid even for blocked credit cards. Fixes & Performance Improvements Enhanced bill payment experience with search improvements General bug fixes, stability improvements, and performance enhancements for a smoother banking experience. Update now to enjoy the latest improvements! ### 2.3.0 — 2026-07-04 We're continuously enhancing your banking experience. Here's what's new in this release: New & Improved Simplified Registration: No more manual mobile number entry. Simply select your SIM for SIM binding, making registration faster and more seamless. Resident to NRO Transfers: You can now conveniently transfer funds from Resident accounts to NRO accounts. Enhanced Deposit Details: Fixed Deposit and Recurring Deposit details now display the holding pattern along with improved deposit advice for joint account holders. Better NRE Fixed Deposit Booking: Enhanced experience for booking NRE Rupee Fixed Deposits. Credit Card Improvements: Outstanding dues can now be paid even for blocked credit cards. Fixes & Performance Improvements Enhanced bill payment experience with search improvements General bug fixes, stability improvements, and performance enhancements for a smoother banking experience. Update now to enjoy the latest improvements! ### 2.1.0 — 2026-05-29 We’ve made improvements to enhance performance, reliability, and overall experience. Auto Sweep: Set a threshold—surplus savings are auto‑moved into an FD to potentially earn more Primary Account & Credit Card: Set your preferred account/card to show upfront across key screens NRO OD Fund Transfers: Transfer to and from your NRO OD accounts Bill Payments: Experience improvements for a smoother payment journey Bug fixes & performance enhancements. ## Apps similar to IndusInd Bank | App | Rating | Price | Category | | --- | --- | --- | --- | | [Entrade X by DNSE: Stocks](https://appshunter.io/ios/app/entrade-x-by-dnse-stocks/id1529981425) | 3.8 (24) | Free | Finance | | [BitradeX：Buy Crypto & Stocks](https://appshunter.io/ios/app/bitradexbuy-crypto-and-stocks/id6746807144) | 4.7 (25) | Free | Finance | | [AMarkets: Finance & Trading](https://appshunter.io/ios/app/amarkets-finance-and-trading/id1495820700) | 4.6 (3,096) | Free | Finance | | [Mashreq UAE - Digital Banking](https://appshunter.io/ios/app/mashreq-uae-digital-banking/id378549193) | 4.8 (8,929) | Free | Finance | | [PUMB Business－Online Bank 24/7](https://appshunter.io/ios/app/pumb-businessonline-bank-247/id1566349085) | 5.0 (52) | Free | Finance | | [bunq](https://appshunter.io/ios/app/bunq/id1021178150) | 4.4 (1,302) | Free | Finance | ## More apps by IndusInd Bank Limited - [IndusMobile: Digital Banking](https://appshunter.io/ios/app/indusmobile-digital-banking/id499499672) - [Video Branch](https://appshunter.io/ios/app/video-branch/id879826820) - [IndusDirect](https://appshunter.io/ios/app/indusdirect/id1160641726) - [Digital Rupee by IndusInd Bank](https://appshunter.io/ios/app/digital-rupee-by-indusind-bank/id1670622253) - [IndusFX Card](https://appshunter.io/ios/app/indusfx-card/id6448627800) All apps by IndusInd Bank Limited: https://appshunter.io/developer/879826823 ## Related topics [indusind bank](https://appshunter.io/ios/topics/indusind-bank) · [indie](https://appshunter.io/ios/topics/indie) · [indusind](https://appshunter.io/ios/topics/indusind) · [bank account open](https://appshunter.io/ios/topics/bank-account-open) · [iwish customer](https://appshunter.io/ios/topics/iwish-customer) · [savings account bank](https://appshunter.io/ios/topics/savings-account-bank) · [iobmobile](https://appshunter.io/ios/topics/iobmobile) · [industrial bank](https://appshunter.io/ios/topics/industrial-bank) · [power deposit by equity bank](https://appshunter.io/ios/topics/power-deposit-by-equity-bank) · [icfc](https://appshunter.io/ios/topics/icfc) · [pockets by icici bank](https://appshunter.io/ios/topics/pockets-by-icici-bank) · [dearborn federal savings](https://appshunter.io/ios/topics/dearborn-federal-savings) · [south indian bank](https://appshunter.io/ios/topics/south-indian-bank) · [mahindra finance](https://appshunter.io/ios/topics/mahindra-finance) · [piscataqua savings bank](https://appshunter.io/ios/topics/piscataqua-savings-bank) · [peoples first savings bank biz](https://appshunter.io/ios/topics/peoples-first-savings-bank-biz) · [fixed deposit](https://appshunter.io/ios/topics/fixed-deposit) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*