# Ineco — Banking, Cards, Online Loans

> Digital banking app for managing accounts, spending, savings, and financial goals. (iPhone/iPad app by Inecobank CJSC.)

- Source: https://appshunter.io/ios/app/ineco/id6477373305 (this page in markdown: same URL + `.md`)
- Developer: [Inecobank CJSC](https://appshunter.io/developer/919137871)
- Category: Finance, Business
- Price: Free
- Rating: 4.60/5 from 60 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 115 MB
- Languages: American English, Armenian
- Released: 2026-04-06
- Data updated: 2026-09-07
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/ineco/id6477373305/reviews.md

## What is Ineco?

The new Ineco brings your entire banking experience into one powerful and intuitive space. Manage your money, track your progress, and control your finances anytime, anywhere. 
From daily spending to long term financial goals, everything is designed to be simple, transparent, and fully digital. 
Command Your Cash 
Stop wondering where it went and start deciding where it goes. Command your spend by setting the rules for every category—this is your money, mastered through real-time insights built for your lifestyle. 
Watch Your Savings Grow 
See your savings grow in real time and keep track of your progress toward your goals. 
 
Discover All Offers in One Place 
Open and manage cards, loans, deposits, and accounts in one convenient hub. 
 
Get Any Card Just In Minutes 
Order any card in the app and start using it immediately. 
Know Your Credit Card Inside Out 
No hidden math here. We show you exactly what you’ve spent and how much available credit funds you have left. Every expense is visible in real-time, giving you the clarity to use your grace period and keep your payments interest-free. 
 
Track What's Left. Speed Up the Finish 
Every Payment Brings You Closer 
Your Banking, Your Rules 
Customize your app experience. Choose what you see, rename your products, and organize your banking the way you want. 
Book Branch Visits Without Leaving the App 
Handle your everyday banking and even schedule visits to your preferred branch directly from the app. 
Download Ineco and experience banking redesigned for today. 
Ineco is the official banking application of "Inecobank" CJSC. All rights reserved. "Inecobank" CJSC is licensed and regulated by the Central Bank of Armenia.

## Key features

- Manage accounts and finances
- Track spending and savings
- Set financial goals
- Open and manage cards/loans/deposits
- Real-time transaction insights
- Customize app experience
- Book branch visits

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/ineco/id6477373305/reviews.md

### 1/5 — The new app is not one of good ones

*2026-07-22*

I still cannot understand how can this kind of unusable app be created in this modern environment.

### 2/5 — Հավեքվածի խնդիր

*2026-06-23*

Հավելվածը շատ հաճախակի կախում է ու դժվար է աշխատում

### 1/5 — error

*2026-06-13*

face registration doesnt work cant get into the app

### 1/5 — Անհարմար ծրագիր

*2026-06-12*

Անհարմար է օգտագործել, վատ ինտերֆեյտ

### 3/5 — App crash

*2026-05-02*

The app crashes on Mac OS, pls fix it as it is very important to have the app on Mac, also there are slightly UI issues, like colors etc that doesn’t match the background, would be nice if you could refine them. Will revise the rating later.

### 5/5 — Finallyyy

*2026-04-22*

I was waiting for this moment for a while

## Frequently asked questions about Ineco

### What is Ineco?

Ineco is the official banking application of "Inecobank" CJSC, designed to provide a comprehensive and intuitive mobile banking experience. It allows users to manage accounts, track spending, monitor savings, and access various financial products.

### Is Ineco free to use?

Yes, Ineco is available for free download and use. However, as indicated by the 'ad-supported' monetization model, the app does contain advertisements.

### What devices does Ineco support?

Ineco is designed for Apple devices and is supported on both iPhone and iPad.

### How secure is Ineco?

Ineco is the official banking application of "Inecobank" CJSC, which is licensed and regulated by the Central Bank of Armenia. This suggests a strong emphasis on security and compliance with financial regulations.

### Can I manage my credit card within Ineco?

Yes, you can know your credit card inside out with Ineco. The app provides real-time visibility into your spending, available credit, and grace period details, helping you manage payments and avoid interest.

### How often is Ineco updated?

The latest version of Ineco is 1.0.5, and it was last updated on July 1, 2026. This indicates a recent update, suggesting ongoing development and maintenance.

### What are the main benefits of using Ineco?

Users can command their cash by setting spending rules, watch their savings grow in real-time, discover offers like cards and loans in one place, and customize their banking experience to their preferences.

### Does Ineco allow booking branch visits?

Yes, Ineco allows you to handle your everyday banking and even schedule visits to your preferred branch directly from within the app, offering convenience for in-person banking needs.

## Version history (last 5 releases)

### 1.0.6 — 2026-07-16

You will now receive push notifications whenever you get a new Live Chat message. This release fixes an issue with push notifications for Live Chat replies.

### 1.0.5 — 2026-07-01

Banking just got even easier.
We've introduced new features designed to make your everyday banking faster, smarter, and more seamless.
 
• Repay loans for your loved ones
Make payments toward another Inecobank client's loan directly from the app.  All repayment types are available: current / principal / whole debt / future payments.
 
• Keep your favorite contacts close
Pin your most-used recipients and do InecoFriend even faster.
 
• Avoid duplicate payments
Receive a helpful reminder if a similar transfer, payment or application is already being processed. Current release applies to all application types with a default 1-week lookback. 
 
• Access important documents anytime
Download your client agreement as a PDF whenever you need it. Navigation: Profile → Personal Details → Documents.

### 1.0.4 — 2026-05-27

We’ve made general improvements to app performance and stability, added security enhancements to help keep your account and data protected, and fixed minor bugs for a smoother and more reliable experience.

### 1.0.3 — 2026-04-19

Modern, secure login 
Your phone number + our identity verification system. That's all you need.

Spending analytics & budgeting 
Track expenses by category, set monthly limits, stay in control.

Pay from any account 
Card, savings, current, doesn’t matter.

Auto-migration of templates & recurring payments 
Your old payment templates move over automatically.

Currency exchange on-the-go 
FX between any account whenever required.

Customizable home screen 
Reorder sections, rename products, hide unused accounts.

Virtual cards for all Visa & Mastercard 
Available instantly. Don't wait for the plastic.

Change card PIN in-app 
No ATM or branch visit needed.

No-SMS transaction confirmation 
Biometric approval, works anywhere including roaming.

Unified transaction history 
All accounts in one list, grouped by day with filters.

Dispute transactions in one tap 
Details pre-filled straight from your history.

Loan repayment history & schedule 
Everything in one place inside the loan screen.

Real-time savings interest ticker 
Watch your money grow by the second.

Open current accounts in-app 
Easy. Pick a currency and tap.

Statements & certificates by email 
Official docs delivered in seconds with special verification codes.

Digital signing 
Approve special transactions remotely without visiting a branch.

Light & dark mode 
Your eyes, your choice.

Device management 
See and remove all devices linked to your account.

### 1.0.2 — 2026-04-13

Recurring minor bug fixes.

## More apps by Inecobank CJSC

- [InecoMobile: Banking made easy](https://appshunter.io/ios/app/inecomobile-banking-made-easy/id919137872)
- [InecoBusiness: Value your time](https://appshunter.io/ios/app/inecobusiness-value-your-time/id6444302443)

All apps by Inecobank CJSC: https://appshunter.io/developer/919137871

## Related topics

[inecobank cjsc](https://appshunter.io/ios/topics/inecobank-cjsc) · [ineco](https://appshunter.io/ios/topics/ineco) · [inecobank](https://appshunter.io/ios/topics/inecobank) · [inecomobile](https://appshunter.io/ios/topics/inecomobile)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*
