# ING Payconiq

> Mobile payment app for cross-border transactions in Luxembourg, Belgium, and Netherlands. (iPhone/iPad app by ING Luxembourg S.A..)

- Source: https://appshunter.io/ios/app/ing-payconiq/id1532852485 (this page in markdown: same URL + `.md`)
- Developer: [ING Luxembourg S.A.](https://appshunter.io/developer/470511304)
- Category: Finance
- Price: Free
- Rating: 1.00/5 from 5 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.4 · 125 MB
- Languages: Dutch, English, French, German
- Released: 2021-05-10
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ing-payconiq/id1532852485/reviews.md

## What is ING Payconiq?

What is ING Payconiq ?
ING Payconiq is a free App that enables you to make cross border payments in Luxembourg, Belgium and the Netherlands. You can pay in stores, pay your bills, pay in online shops or apps and send, receive and request money to and from any phone number. These money transactions are executed via your underlying bank account(s) in Luxembourg. 

ING Payconiq replaces your ING Digicash app and remains;
- Quick & convenient
- Highly secure
- Free (except for your mobile operator charges)
- Practical by allowing payments from 0.01€ up to 5000€
- Available for thousands of stores and with your (utility) bill issuers

How to get started?
To start using the App right away, all you have to do is to link it to your Luxembourgish ING bank account. You do this with your LuxTrust token or your LuxTrust Mobile app. Just launch the app and you will be guided through the process, it’s quick and easy.

## Key features

- Cross-border payments
- In-store and online payments
- Bill payments
- Send, receive, and request money
- Link to Luxembourgish bank account
- Secure transactions

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/ing-payconiq/id1532852485/reviews.md

### 1/5 — Never works

*2022-07-25, version 1.3*

I believe this app was designed to make payments easily when you settle your invoice with payconiq QR code. BUT it never works. It does not even let me set up. What a shame.

### 1/5 — Doesn’t work!!!

*2021-08-27, version 1.2*

I had no issues with digicash and loved it. The new app doesn’t work at all (none of the functions) despite multiple attempts with customer service, and does not work for my husband either!  Can we please go back to digicash?!

### 1/5 — Horrible no features

*2021-08-19, version 1.2*

Crashes every few days. all the contacts that don’t have Payconiq you can’t see, (you can’t import your full list of contacts),So you can’t pay anyone that doesn’t have the account using their phone number like previously!!! have to request that people send me a payment request to pay anyone that’s not listed.Then doesn’t show you payment history.Awful app! Terrible iteration from the previous. No features: no user friendliness. Would not use it if there was an alternative.

### 1/5 — Worked well until recent update

*2021-08-16, version 1.2*

Solid successor to previous ING Digicash app. However, with update 5 days ago, can no longer login to the app. Even after wiping app,  reinstalling, and authenticating, it still will not allow me to login.

## Frequently asked questions about ING Payconiq

### What is ING Payconiq used for?

ING Payconiq is used for making cross-border payments in Luxembourg, Belgium, and the Netherlands. It allows you to pay in stores, online, settle bills, and send, receive, or request money from any phone number.

### How do I set up ING Payconiq?

To start using ING Payconiq, you need to link it to your Luxembourgish ING bank account. The app guides you through a quick and easy setup process using your LuxTrust token or LuxTrust Mobile app.

### What are the transaction limits for ING Payconiq?

ING Payconiq supports practical payments ranging from 0.01€ up to 5000€, making it suitable for both small and larger transactions.

### Is ING Payconiq secure?

Yes, ING Payconiq is described as highly secure, ensuring that your money transactions executed via your underlying bank account are protected.

### What countries does ING Payconiq support?

ING Payconiq enables cross-border payments specifically within Luxembourg, Belgium, and the Netherlands.

### What is the age rating for ING Payconiq?

ING Payconiq has an age rating of 4+, indicating it is suitable for users of all ages.

### How often is ING Payconiq updated?

The latest version of ING Payconiq is 1.3, which was last updated on January 6, 2022. This suggests a moderate update frequency.

### What is the user rating for ING Payconiq?

ING Payconiq has a user rating of 1.0 stars based on 5 ratings, indicating a very low user satisfaction score.

## Version history (last 1 release)

### 1.3 — 2022-01-06

With your smartphone pay at the supermarket and in shops. All you have to do is scan the Payconiq QR code on the payment terminal and confirm the transaction.

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## More apps by ING Luxembourg S.A.

- [My ING](https://appshunter.io/ios/app/my-ing/id470511301)
- [My ING Pro mobile](https://appshunter.io/ios/app/my-ing-pro-mobile/id1105477798)
- [My ING](https://appshunter.io/ios/app/my-ing/id1618761228)

All apps by ING Luxembourg S.A.: https://appshunter.io/developer/470511304

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*