# inMotion by CNCBI — China CITIC Bank International

> Remote banking, account opening, saving, investing, payments, and insurance services. (iPhone/iPad app by China CITIC Bank International Limited.)

- Source: https://appshunter.io/ios/app/inmotion-by-cncbi/id1294956074 (this page in markdown: same URL + `.md`)
- Developer: [China CITIC Bank International Limited](https://appshunter.io/developer/649323841)
- Category: Finance
- Price: Free
- Rating: 1.80/5 from 27 App Store ratings · 67 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 186 MB
- Languages: American English, Chinese (Simplified, China), Chinese (Traditional, Taiwan)
- Released: 2018-01-23
- Data updated: 2026-08-15
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/inmotion-by-cncbi/id1294956074/reviews.md

## What is inMotion by CNCBI?

China CITC Bank International inMotion. No branch visit is required! Simply open a bank account anytime and anywhere.


“Set your life in motion”
Save | Invest | Pay | Borrow | Protect 

Banking Services
- Account overview, eStatement and eAdvice
- Biometric authentication
- Device Binding and Security Code
- Retrieve Login ID and Reset Password
- Live Chat Service
- Remote account opening
- Cheques


Save, Pay, Borrow, Protect 
- Register PAYROLLplus
- MOTION Deposit
- Multi-currency Debit Card 
- 7x24 Time Deposits
- Add money from your other local banks
- Setup  "Overseas ATM Withdrawal Limit" 
- Bill Payment and Remittance
- Faster Payment System (FPS) Service 
- Travel Insurance
- Home Insurance
- Domestic Helper Insurance
- Overseas Study Insurance
- Sports Insurance
- Life insurance
- Motion Virtual Credit Card
- Notes Pre-order 
- Transfer
- Re-activate Dormant Account

Invest
- Investment Overview, Focus & Themes
- Securities Trading and Corporate Action Response
- “One Account Details” to view Portfolio Summary
- Foreign Exchange (Market & Limit order)
- FX Rate Alert
- FX Chart & Trend Alert
- FX Time Deposit
- Investment Funds (including Monthly Investment plan)
- Money Market Fund
- Structured Deposit
- Currency-Linked Deposit

CNCBI inMotion 
Set your life in motion 

More info on: www.cncbinternational.com/inmotion

## Key features

- Remote account opening
- Biometric authentication
- Account overview and eStatements
- Bill payment and remittance
- Investment fund management
- Insurance services
- Multi-currency debit card

## Recent user reviews (10 of 67)

All indexed reviews: https://appshunter.io/ios/app/inmotion-by-cncbi/id1294956074/reviews.md

### 1/5 — 太差劲，打开速度超慢

*2026-04-30*

早上测试了一下，打开招商永隆，3秒内（包含点掉广告）；打开中银香港1分钟；再试着打开in Motion2分钟没打开

### 1/5 — 史上最垃圾的银行 App

*2026-03-22*

从来没见过这么难用的银行 App，太拉垮了，卡的要死，经常转圈，设计也很 low

### 1/5 — app非常慢

*2026-01-12*

非常非常慢，每个页面等很久！开发部一定要加强！

### 1/5 — As usual

*2026-01-11*

Feels buggy. Deleted all my pre-saved wire templates in update. Had to re create everything.

### 1/5 — Terrible user design

*2025-07-23, version 6.18.10*

I tried to open an account through the app, but it was unable to recognize my address. 

The user design is not well thought out and very frustrating to use. The floor address input line is limited to 2 characters, so if you live on the 12/F (their example) you can only input “12” or “/F” but not 12/F as that is 4 characters.

### 1/5 — 很不好的开户体验 这么低分是有原因的

*2025-05-03*

拍照功能很差 秒拍照秒拒绝 五次自动拒绝

### 2/5 — This app is too slow

*2025-02-24, version 6.18.5*

Wasting my time. Always use lots of time to load the login page. Don’t know what makes it so difficult to use. I reopen a few times and it is the same.

### 2/5 — 白屏

*2024-10-21*

我是iPhone 14 pro max，iOS 16.3.1。下载的app版本6.18.3。为什么打开app全是白屏啊，我等着转账呢？

**Developer response:** 谢谢使用inMotion 动感银行。如仍遇到相同情况，欢迎致电（852）2287 6767 与我们联络。服务时间星期一至五上午9时至下午6时，星期六上午9时至下午1时（公众假期除外）。

### 1/5 — Offering account deletion in your app

*2024-09-13, version 6.18.3*

From Apple policy, 
Starting June 30, 2022, apps submitted to the App Store that support account creation must also let users initiate deletion of their account within the app. Deleting an account removes the account from the developer’s records, along with any data associated with the account that the developer isn’t legally required to maintain. Providing this capability gives people more control of the personal data they’ve shared. If you’re updating an app or submitting a new app with account creation, please read the guidance below to prevent delays in review.

### 1/5 — Stuck in the loading screen

*2024-09-12, version 6.18.3*

Got stuck in the loading screen but received a login notification. Not reliable.

## Frequently asked questions about inMotion by CNCBI

### What can I do with the inMotion app?

The inMotion app allows you to open bank accounts remotely without visiting a branch. You can also manage your accounts, view eStatements, make payments and remittances, invest in funds and securities, and access various insurance products.

### Is it possible to open a new bank account using this app?

Yes, the app facilitates remote account opening, specifically for individuals with a Hong Kong Identity Card (HKID). This means you can complete the process from anywhere without needing to visit a physical branch.

### What are the investment features available?

The app provides access to investment services including viewing portfolio summaries, trading foreign exchange with market and limit orders, setting FX rate alerts, and viewing FX charts. It also offers investment funds, money market funds, securities trading, and structured deposits.

### What types of insurance can I get through the app?

You can access a range of insurance products through the app, including Travel Insurance, Home Insurance, Domestic Helper Insurance, Overseas Study Insurance, Sports Insurance, and Life insurance. This allows for convenient protection management.

### Is the app free to use?

Based on the provided information, the app itself is free to download and use. There are no mentions of subscription fees or in-app purchases for core functionalities, and it does not appear to be ad-supported.

## Version history (last 5 releases)

### 6.18.17 — 2026-07-25

App ver. update 6.18.17 
Welcome to inMotion. 
Major updates:
- You can continue enjoying instant cash rewards together with “Rewards Go!” missions.


CNCBI inMotion
Set your life in motion

### 6.18.16 — 2026-06-07

App ver. update 6.18.16
Welcome to inMotion.
Major updates:
- You can continue enjoying instant cash rewards together with “Rewards Go!” missions.


CNCBI inMotion
Set your life in motion

### 6.18.15 — 2026-05-15

App ver. update 6.18.15
Welcome to inMotion.


CNCBI inMotion
Set your life in motion

### 6.18.14 — 2026-04-12

App ver. update 6.18.14
Welcome to inMotion

Major updates:
- Brand-new Securities Trading Homepage: new Express Trade gets you to the trading page with just 1-click, new HK Stocks Watchlist and Investment Insights helps you seize market opportunities. 
- Introduce Investment Theme : Categorized investment products, feature tags, filters by currency and real-time performance tracking helps you quickly filter your preferred investment products.



CNCBI inMotion
Set your life in motion

### 6.18.13 — 2026-01-11

App ver. update 6.18.13
Welcome to inMotion

Major updates:
- You can continue enjoying instant cash rewards together with "Rewards Go!" missions.


CNCBI inMotion
Set your life in motion

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## More apps by China CITIC Bank International Limited

- [CNCBI Token](https://appshunter.io/ios/app/cncbi-token/id1219197546)
- [CNCBI Corp eToken](https://appshunter.io/ios/app/cncbi-corp-etoken/id1291253413)
- [inVest by CNCBI](https://appshunter.io/ios/app/invest-by-cncbi/id1445105828)
- [FX Go by CNCBI](https://appshunter.io/ios/app/fx-go-by-cncbi/id6446870307)
- [Business inMotion by CNCBI](https://appshunter.io/ios/app/business-inmotion-by-cncbi/id6752284338)

All apps by China CITIC Bank International Limited: https://appshunter.io/developer/649323841

## Related topics

[inmotion by cncbi](https://appshunter.io/ios/topics/inmotion-by-cncbi) · [zhongxin](https://appshunter.io/ios/topics/zhongxin) · [inmotion](https://appshunter.io/ios/topics/inmotion)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*