# Innovations FCU Mobile Banking > Mobile banking app for managing accounts, transfers, payments, and deposits. (iPhone/iPad app by Innovations Financial Credit Union.) - Source: https://appshunter.io/ios/app/innovations-fcu-mobile-banking/id1066941475 (this page in markdown: same URL + `.md`) - Developer: [Innovations Financial Credit Union](https://appshunter.io/developer/791349892) - Category: Finance - Price: Free - Rating: 4.82/5 from 3,152 App Store ratings · 62 written reviews indexed - Age rating: 4+ - Requires: iOS 16 · 28 MB - Languages: English - Released: 2016-01-06 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/innovations-fcu-mobile-banking/id1066941475/reviews.md ## What is Innovations FCU Mobile Banking? Innovations Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Secure Messaging for support - Card Controls - Remote Deposit Capture If you have any questions about this application, please contact Innovations at (850) 233-4400. ## Key features - Check account balances - View transaction history - Transfer funds between accounts - Pay loans - Secure messaging - Card controls - Remote deposit capture ## What do users think of Innovations FCU Mobile Banking? Overall sentiment: positive **Pros** - 🚀 Easy to use - 👍 Convenient features - 🔒 Secure banking - 💡 Helpful for beginners - 🚀 Reliable and efficient **Cons** - 🐛 Bugs with mobile deposit - 🐛 Biometrics settings reset - 🐛 App crashes and battery drain - 🔍 Confusing UI changes - 💰 Unexpected fees **Commonly reported bugs** - Mobile deposit not working - Biometrics settings reset - App crashes and battery drain - Transactions display issues **Most requested features** - Bring back loan balance display - Improve bill pay functionality - Add dark mode option - Enhance transaction details ## Recent user reviews (10 of 62) All indexed reviews: https://appshunter.io/ios/app/innovations-fcu-mobile-banking/id1066941475/reviews.md ### 3/5 — It’s great but need to change a few things *2024-07-04, version 5.8.95* I love using the app but it makes it so inconvenient when you open the app and the bold number at the top is what you used to have and the smaller number under the big bold number is what you currently have. Of your not careful you will think you still have a certain amount when you have a smaller amount truly to use. I opted for overdraft but if you were to use it to buy your $10 tissue you will be charged $30 so be cautious on this app If you do overdraft, just go to the bank, ask to overdraft your full $500 that you are allowed to pull in advanced and you will be changed $30 only once instead of throughout every charge you make ### 1/5 — App is broken *2024-05-01, version 5.7.107* I now have to power off my phone every time I use the app because even after closing the app it continues to track my location and drain my battery. Please fix this issue ### 1/5 — Changing just to change is not INNOVATION *2024-04-11, version 5.7.107* Why would you fix what’s not broken? Why do card transactions now start with: “Withdrawal Check Card” instead of the name of the business? That phrase is so unnecessarily long that it takes up what little space is given to each transaction on the screen (because they’re all smaller now too). So instead of scrolling down and reading through my processed transactions, I have to touch each one to see what it was. How is this an improvement to add an extra step to see each description of every transaction when they used to all be listed right there? It’s ridiculous. What’s even more ridiculous is the new “Upcoming Transactions” page where each transaction simply shows the name of the business without the silly “Withdrawal Check Card” preface. Just do that on the Transactions page! The app before was basically perfect and checked all the boxes. Changing it just for the sake of change is not INNOVATION. ### 3/5 — Unable to use Mobile Deposit *2024-01-24, version 4.41.114* All of a sudden the Mobile Deposit will notrecognize the endorsement on the back of the check which prohibits me from completing the transaction. This has been going along for several months. My wife has also tried on her phone and she gets the same results. I’m using an Apple 13 Pro and she is using an Apple 15 Pro. Is there a fix for this???? ### 5/5 — Great CU *2023-08-14, version 4.41.114* I have had nothing but positive interaction with Innovations CU. ### 3/5 — ? *2023-01-21, version 4.41.107* Can’t seem to get bills loaded ### 5/5 — Very glad I opened my online account! ☺️ *2022-09-28, version 4.39.189* I was always reluctant to have an online account, because I was afraid of it being unsafe. Meanwhile, my bank account was hacked and/or compromised by unscrupulous online companies (3x) before I *had* an online account! Now I can check my account more easily and check what is happening with my money without calling in to Innovations right away. ### 5/5 — DS:5.5 ERROR *2022-04-24, version 4.39.186* Why do I always get this error? The app isn’t even working correctly. This needs to be fixed. ### 5/5 — Loving the app so far *2022-04-13, version 4.39.186* I like to think innovation for forcing me to get the app. It saves time an very easy access to look into my account and see what’s going on at the touch of my hands. Its pretty much a Teller without being one. Wouldn’t want to replace a face and smile though. I and the wife have dealt with this company for quite sometime, and the experience seems to be getting better and better. Thank you La’Rhann Stuckey ### 5/5 — App *2022-03-17, version 4.39.186* I love innovation because it’s precise. I love how it tell u it’s pending withdrawals/Deposits. ## Frequently asked questions about Innovations FCU Mobile Banking ### What can I do with the Innovations FCU Mobile Banking app? The app allows you to check your account balances, view your transaction history, transfer funds between your accounts, and pay your loans. It also includes features like secure messaging for support, card controls, and remote deposit capture. ### Is the Innovations FCU Mobile Banking app free to use? Yes, the application is free to download and use. There are no charges associated with accessing your accounts or performing transactions through the app. ### What are the key features of this mobile banking app? Key features include the ability to check balances, view transaction history, transfer funds, and pay loans. Additionally, users benefit from secure messaging for support, card controls to manage their cards, and remote deposit capture for depositing checks. ### How can I get help if I have questions about the app? If you have any questions about the Innovations FCU Mobile Banking application, you can contact Innovations directly at (850) 233-4400. They will be able to assist you with any inquiries. ## Version history (last 5 releases) ### 5.16.113 — 2026-06-02 Improved performance and bug fixes. ### 5.15.97 — 2026-03-10 Improved performance and bug fixes. ### 5.14.93 — 2026-01-27 We’ve added powerful new features to make your digital banking experience even more secure and convenient: • Plaid Integration: Quickly and securely link external bank accounts to Innovations using Plaid. • Member-to-Member (M2M) Transfers: Send money instantly to another Innovations member right inside the app. ### 5.13.98 — 2025-10-07 Improved performance and bug fixes. ### 5.12.84 — 2025-05-27 Improved performance and bug fixes ## Apps similar to Innovations FCU Mobile Banking | App | Rating | Price | Category | | --- | --- | --- | --- | | [Tyndall Mobile](https://appshunter.io/ios/app/tyndall-mobile/id1496240239) | 4.8 (18,596) | Free | Finance | | [Hello Credit Union](https://appshunter.io/ios/app/hello-credit-union/id954384375) | 4.7 (548) | Free | Finance | | [Champions First Credit Union](https://appshunter.io/ios/app/champions-first-credit-union/id869490872) | 4.6 (1,327) | Free | Finance | | [PCU Anywhere](https://appshunter.io/ios/app/pcu-anywhere/id6504883123) | 4.8 (1,212) | Free | Finance | | [Community South Credit Union](https://appshunter.io/ios/app/community-south-credit-union/id744494887) | 4.6 (582) | Free | Finance | | [Tyndall Cards](https://appshunter.io/ios/app/tyndall-cards/id1560021857) | 4.9 (1,247) | Free | Finance | ## Related topics [innovations](https://appshunter.io/ios/topics/innovations) · [innovations fcu mobile banking](https://appshunter.io/ios/topics/innovations-fcu-mobile-banking) · [innovations financial credit union](https://appshunter.io/ios/topics/innovations-financial-credit-union) · [innovations credit union](https://appshunter.io/ios/topics/innovations-credit-union) · [innovation credit union](https://appshunter.io/ios/topics/innovation-credit-union) · [new innovations](https://appshunter.io/ios/topics/new-innovations) · [rbfcu like mobile banking apps](https://appshunter.io/ios/topics/rbfcu-like-mobile-banking-apps) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*