# InRoads

> Mobile banking app for credit union account management and transactions. (iPhone/iPad app by InRoads Federal Credit Union.)

- Source: https://appshunter.io/ios/app/inroads/id1397478351 (this page in markdown: same URL + `.md`)
- Developer: [InRoads Federal Credit Union](https://appshunter.io/developer/917385848)
- Category: Finance
- Price: Free
- Rating: 4.66/5 from 660 App Store ratings · 18 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 165 MB
- Languages: English
- Released: 2018-12-11
- Data updated: 2026-08-23
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/inroads/id1397478351/reviews.md

## What is InRoads?

Take your credit union with you wherever you go. Add the InRoads  Credit Union app to your phone or tablet for true convenience. You’ll have 24/7, secure access to your accounts anywhere you go, including the ability to transfer funds, deposit a check, pay a bill, and more.

Check Account Balances
Transfer Funds
Deposit a Check
Pay Bills

## Key features

- 24/7 account access
- Secure fund transfers
- Mobile check deposit
- Bill payment
- Check account balances

## What do users think of InRoads?

Overall sentiment: negative

**Pros**

- 👍 Easy to use
- 🔒 Biometric login for security
- 👍 Knowledgeable and polite staff
- 👍 Multiple banking options (teller, video teller, ATM)
- 👍 Great credit union overall

**Cons**

- 🐛 App crashes frequently
- 🐛 Login issues (fingerprint, loading)
- 🐛 Transactions not loading or disappearing
- 🐛 Delayed real-time updates for credit card transfers
- 🐛 Inability to make changes online, requiring branch visits
- 🐛 Irritating pop-up rating prompts
- 🐛 Cash deposit issues with virtual teller

**Commonly reported bugs**

- App crashes constantly
- Fingerprint login fails or takes multiple attempts
- App won't load after login attempts
- Card history not loading
- Transactions post and disappear, or remain pending for days
- Credit card funds transfers are not in real-time

**Most requested features**

- Allow principal-only mortgage payments online
- Improve real-time transaction updates for credit cards
- Fix app crashes and loading issues
- Address issues with transactions posting/disappearing
- Provide an option to opt-out of rating pop-ups

## Recent user reviews (10 of 18)

All indexed reviews: https://appshunter.io/ios/app/inroads/id1397478351/reviews.md

### 1/5 — App still not working on my iPhone 16e… it’s been many months…

*2026-06-08*

I have complained about this issue before, but still has not fixed after more than a month. I’m curious if anybody is going to fix it because it is very inconvenient to go to the website and have to login every time.

### 1/5 — Hate this app

*2026-05-12*

It exits me out every time I try to deposit a check. Been having this issue for 3 months now.

### 1/5 — Post-Update App is horrid

*2025-08-01*

Update: still taking multiple attempts to access account through app. Please fix the app!!!

 It takes multiple attempts to accept the fingerprint log in and the half the time it won’t load. This never used to happen. Really inconvenient and usually updates improve apps, what happened?

### 1/5 — Post-Update App is horrid

*2025-07-15*

It takes multiple attempts to accept the fingerprint log in and the half the time it won’t load. This never used to happen. Really inconvenient and usually updates improve apps, what happened?

### 4/5 — Incomplete transactions

*2025-07-10*

Still not loading all of the information from past history of transactions especially linked to credit card accounts

### 1/5 — Buggy and crashes

*2025-07-03*

I can not check any of my card history and the app constantly crashes. I set up a new card and went to move my subscriptions to the new card and everytime I try to pay it gets declined and when I tap the notification from the app to see why it was declined the app loads for 2 mins and crashes

### 1/5 — Update is awful

*2025-06-29*

I liked how it used to post transactions in real time. Guess thats too far advanced to keep going.

### 5/5 — Great credit union

*2025-05-12*

I've been with the Credit Union since I was 10 years old Pickin strawberries. Awesome Bank. I've been with them 53 years. Great  Bank. I wouldn't go anywhere else.

### 5/5 — Don’t Care for Card Change

*2025-04-05*

I don’t care for the application changes to credit card funds transferred aren’t in real time as they should be between accounts.  This is unacceptable because it’s a backwards move and banks should be forward thinking and moving for efficiency.

### 5/5 — works great

*2024-04-30*

very easy to use   good app

## Frequently asked questions about InRoads

### What can I do with the InRoads Credit Union app?

The app allows you to manage your credit union accounts from your phone or tablet. You can check your account balances, transfer funds between accounts, deposit checks remotely, and pay your bills securely.

### Is the InRoads Credit Union app free to use?

The application itself is free to download and use. However, the app does contain advertisements.

### What are the main features of this banking app?

Key features include 24/7 secure access to your accounts, the ability to transfer funds, deposit checks directly through the app, and convenient bill payment options.

### Who is the target audience for this app?

This app is designed for members of InRoads Credit Union who want a convenient way to access and manage their accounts and conduct financial transactions on their mobile devices.

## Version history (last 5 releases)

### 2026.04 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01 — 2026-04-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10.1.4 — 2025-12-09

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.1 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.05 — 2025-06-23

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

## Apps similar to InRoads

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Wauna CU](https://appshunter.io/ios/app/wauna-cu/id1320054623) | 4.7 (610) | Free | Finance |
| [Fibre Federal/TLC Credit Union](https://appshunter.io/ios/app/fibre-federaltlc-credit-union/id625435880) | 4.8 (15,165) | Free | Finance |
| [NW Priority Credit Union](https://appshunter.io/ios/app/nw-priority-credit-union/id1098816719) | 4.8 (569) | Free | Finance |
| [Liberty Bay Credit Union](https://appshunter.io/ios/app/liberty-bay-credit-union/id515068597) | 4.9 (1,496) | Free | Finance |
| [Jordan Credit Union Mobile](https://appshunter.io/ios/app/jordan-credit-union-mobile/id1445584066) | 4.8 (1,674) | Free | Finance |
| [Kings FCU Mobile](https://appshunter.io/ios/app/kings-fcu-mobile/id1579386373) | 4.8 (348) | Free | Finance |

## More apps by InRoads Federal Credit Union

- [InRoads Business](https://appshunter.io/ios/app/inroads-business/id1437188032)
- [InRoads LIVE](https://appshunter.io/ios/app/inroads-live/id1479467964)
- [InRoads IN Control](https://appshunter.io/ios/app/inroads-in-control/id1567628844)

All apps by InRoads Federal Credit Union: https://appshunter.io/developer/917385848

## Related topics

[inroads federal credit union](https://appshunter.io/ios/topics/inroads-federal-credit-union) · [inroads](https://appshunter.io/ios/topics/inroads) · [inroads in control](https://appshunter.io/ios/topics/inroads-in-control)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*
