# Inspira Mobile™ — user reviews

> 529 indexed App Store user reviews of Inspira Mobile™ by Inspira Financial Health, Inc., rated 4.30/5 from 36,865 ratings.

- Source: https://appshunter.io/ios/app/inspira-mobile/id411486575/reviews
- App overview in markdown: https://appshunter.io/ios/app/inspira-mobile/id411486575.md
- Rating breakdown: 5★ 26,381 · 4★ 3,918 · 3★ 1,586 · 2★ 1,018 · 1★ 3,962

## What do users think of Inspira Mobile™?

Overall sentiment: negative

**Pros**

- 📱 Intuitive and user-friendly app
- 🔍 Helpful features like receipt scanning
- 💳 Convenient way to manage FSA/HSA accounts

**Cons**

- 🐛 Frequent crashes and bugs
- 🔒 Unreliable login and authentication
- 🕰️ Slow and unresponsive performance
- 🤔 Confusing and inconsistent UI
- 📄 Difficult to submit and manage claims

**Commonly reported bugs**

- App frequently crashes or becomes unresponsive
- Login process is unreliable and requires repeated authentication
- Submitted claims and documents often disappear or get lost
- Inconsistent behavior between app and website

**Most requested features**

- Improve login and authentication experience
- Allow direct photo/document uploads without conversion
- Provide better visibility into claim status and history
- Integrate with more healthcare providers and services

## Newest reviews (15 of 529)

### 3/5 — Recent updates of app breaks it

*2026-08-20, version 26.01.05*

Last 2 weeks ago since 26.6.1 when at app launch says something went wrong, but still allows a login prompt, but then fails on submit, deleted and downloaded again…same thing, running 26.6.2

### 1/5 — App doesn’t work

*2026-08-08, version 26.01.04*

Hasn’t worked for weeks even after update. Just an error message. Complete garbage. Months later and it still doesn’t work. The whole app team needs to be fired. Worst app experience I’ve ever had and that’s saying a lot. It’s August 2026 and this piece of garbage app still doesn’t work.

### 1/5 — Bug in App

*2026-08-05, version 26.01.04*

App does not work

### 1/5 — Confusing

*2026-08-04, version 26.01.04*

I will not be dealing with this company in the future

### 1/5 — App doesn’t work

*2026-08-01, version 26.01.04*

It stays on the Inspira Financial logo and never loads anything. I had no issues like this with fidelity

### 1/5 — Can't log in

*2026-07-30, version 26.01.04*

The app won't let anyone log in.

### 4/5 — Horrible

*2026-07-30, version 26.01.04*

I downloaded app to pay my cobra insurance and every time I try to pay it it says that I must be a bot or something because I’m going too fast and won’t actually take the payment. I end up having to call and make the payment over the phone.

### 1/5 — Doesn’t work

*2026-07-30, version 26.01.04*

Tried to create an account. All it did after entering all my info several times. Was show a white page half full of computer code

### 1/5 — Doesn’t work anymore

*2026-07-21, version 26.01.03*

I don’t know what they changed, but I cannot login anymore. The exact same login information works on the website.

### 2/5 — cant login on app

*2026-07-19, version 26.01.03*

this sucks.. been working fine for years now cant use the app but have to use the website

### 1/5 — App does not allow login

*2026-07-18, version 26.01.02*

App is broken.  I can login just fine on the web site but the app just recycles me to the “Get Started or Login” page.   Reading the other reviews, others appear to have the same problem.  Stay away until they fix it.

### 1/5 — The absolute worst experience

*2026-07-18, version 26.01.02*

If I didn’t have to use Inspira because it’s the HSA my employer makes me use, I would avoid at all cost. The app is a very bad user experience, customer service is terrible, and they make constant mistakes. Like, I activated my card, only to find it wasn’t active, had to go through like 7 calls and 18 AI agents to get to a person. I couldn’t even log into my account for some reason, after calling and finally getting a person they were no help at all. Send help, get me out of here. I’d do anything to switch HSAs if I could

### 1/5 — Worst app ever

*2026-07-18, version 26.01.02*

It never works even after entering the 2 factor authentication and updating.  It hasn’t worked in over two years.  Garbage 0/5 stars

### 2/5 — Actual Downgrade

*2026-07-15, version 26.01.01*

I love the interface of the “upgraded” app, but its functionality is poor. My reimbursement account is labeled as a savings account in the app, but it’s a checking account (which is labeled correctly on the website). I’ve submitted claims with documentation and then the documentation somehow magically disappears, which delays getting the claim processed and therefore significantly delays reimbursement.

### 1/5 — App Broke After Last Update

*2026-07-14, version 26.01.01*

With the last major 7/1/26 update, I’m no longer able to submit claims using iOS, Android or Linux. Reached out to customer care and no help.

## Most critical reviews (10 lowest-rated)

### 1/5 — Does not work on iPad 11th gen iOS 26.6 and Inspira doesn’t care. Hasn’t worked for many months.

*2026-08-25, version 26.01.05*

Customer support said there is no app support and there is no IT department. How inspiring. After entering SMS code which flashes the keypad with every digit, after putting in credentials, message received is “We couldn’t complete your request Something went wrong. Please try again.” Can log in on iPhone with same iOS version or browser anywhere. App version is 26.01.05.

### 1/5 — Upload no load

*2026-08-25, version 26.01.05*

80% of the time the documents don’t load.  When they ask for additional information there is no place to add it the claim.  You then have to call to email the document.  The app has much to be desired.

### 1/5 — Terrible app

*2026-08-24, version 26.01.05*

Terrible app. Terrible company. Logging in is a nightmare.

### 1/5 — Garbage App from a Garbage Company

*2026-08-20, version 26.01.05*

Useless piece of junk. Won’t let me log in, even though the same login info works in their website. Not that it matters much because they keep rejecting my charges, forcing me to upload more receipts, rejecting again, more uploads. 

I have been a user and fan of FSAs for decades. Brilliant idea. Recommend them to everyone. Why give away free money? But during our open enrollment next month I am going to pass. The money I saved this year was not worth the enamel I ground off my teeth in fury at dealing with this pack of buffoons.

### 1/5 — Horrible update

*2026-08-19, version 26.01.05*

Does not let you do anything on the app. It is horrible.

### 1/5 — Useless now

*2026-08-16, version 26.01.05*

This latest update made it impossible for me to log in to my benefits account. Have to use the actual website now since the app is useless.

### 1/5 — insipid, non-functioning

*2026-08-14, version 26.01.05*

Inspira’s insipid app has long been low on functionability, but now it doesn’t function at all. Can’t recognize a correct log in.

### 1/5 — App no longer let me log in - need to use website

*2026-08-12, version 26.01.04*

Latest update doesn’t let me log in - reverting to using the website. Stuck using Inspira because of workplace FSA - this app is the worst.

### 1/5 — No trust

*2026-08-11, version 26.01.04*

App is not usable. Can’t trust my money with a company with an app this bad.

### 1/5 — Horrible Company and app

*2026-08-10, version 26.01.04*

What app?  First four (4) you were required to sign in on their website.  Now app is up but very limited files you can upload for documentation.  Would not recommend it unless you are forced to due to your company choosing this company over a reputable company.  I could go on but I am trying to keep it short lol.  Do not use and can not recommend.

## Most praised reviews (10 highest-rated)

### 5/5 — App is Great; login broke with recent update.

*2026-08-16, version 26.01.05*

The app is great! I haven’t had any issues up until the most recent update. The login mechanism seems to have broken. I cannot access it at all anymore via the app.

### 5/5 — Love the new app!!

*2026-07-17, version 26.01.01*

Great login experience and easy to follow design

### 5/5 — Huge Improvement!

*2026-07-17, version 26.01.01*

Easy to log in and check in on my HSA.  Easy to change my HSA investments.

### 5/5 — FANTASTIC

*2026-07-17, version 26.01.01*

The new Inspira Mobile app is fast, intuitive, and makes managing benefits incredibly easy. I love how simple it is to check balances, submit reimbursements, and track my account all in one place.  HIGHLY RECOMMEND!!!

### 5/5 — Awesome!

*2026-07-17, version 26.01.01*

The design of the new app is so intuitive and user friendly and it looks awesome. Love it

### 5/5 — Love The New App

*2026-07-11, version 26.01.01*

Outstanding!  Truly appreciate the modernized app.  Well done!!

### 5/5 — New App is far superior

*2026-07-07, version 26.01.00*

The login improvements are excellent.   The app is easy to use and allows me to do the actions that I rely on.  Great update to the app.   This is a job well done.

### 5/5 — Much needed improvements!

*2026-07-03, version 26.01.00*

Finally it is modernized. Still awkward login but it’s ok. My commuter transactions aren’t showing up though. But neither is it on web so not an app issue

### 5/5 — Love the new update!

*2026-07-02, version 26.01.00*

The latest update makes managing my HSA so easy! Love the passkey for login!

### 5/5 — New app!

*2026-07-01, version 26.01.00*

Loved the new update. This application now looks and feels like a true mobile application. Earlier it seemed like a desktop app disguised as mobile application.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
