# Inspire FCU > Digital banking app for secure account management, payments, and financial services. (iPhone/iPad app by Inspire Federal Credit Union.) - Source: https://appshunter.io/ios/app/inspire-fcu/id1454014146 (this page in markdown: same URL + `.md`) - Developer: [Inspire Federal Credit Union](https://appshunter.io/developer/1454014145) - Category: Finance - Price: Free - Rating: 4.80/5 from 852 App Store ratings · 31 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 141 MB - Languages: American English - Released: 2019-03-08 - Data updated: 2026-09-02 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/inspire-fcu/id1454014146/reviews.md ## What is Inspire FCU? Banking shouldn’t be another errand – it should be simple and streamlined. That’s why at Inspire FCU, we believe in creating a seamless digital banking experience. With our mobile app, you can securely manage your account anytime, anywhere. We are committed to providing you with the services needed to conveniently manage and access your accounts. With Inspire FCU’s mobile app, you can: • Lock/Unlock Debit Cards • Deposit Checks • Show/Hide Accounts • Nickname Accounts What’s new: • Ability to Categorize Transactions • Make Person to Person (P2P) payments • Transfer to and from other financial institutions seamlessly • Foreign Transaction Toggle • Schedule, Change and Edit Bill Pays • Enhanced Alert & Notifications • & much more! Business Features: • Improved User & Role Management • Manage Multiple Business Accounts Effortlessly • Enhanced Management for Quicken or QuickBooks Coming Soon: ACH Origination, Wire Transfers, Positive Pay, Goals & More! ## Key features - Lock/Unlock Debit Cards - Mobile Check Deposit - Categorize Transactions - Person to Person (P2P) Payments - Transfer to Other Institutions - Schedule Bill Payments - Business Account Management ## What do users think of Inspire FCU? Overall sentiment: neutral **Pros** - 🚀 Convenient credit score monitoring - 👍 Great service and reliability - 👍 User-friendly updated app - 👍 Convenient and helpful - 👍 Works perfectly **Cons** - 🐛 Frequent login issues - 🐛 Crashes and glitches after updates - 🐛 Outdated and bare-bones app - 🐛 Unable to log in or use app features **Commonly reported bugs** - Login issues after phone upgrades - Check deposit feature not working - Unable to access change transfer feature **Most requested features** - Add Zelle integration - Improve budgeting and spending tracking features ## Recent user reviews (10 of 31) All indexed reviews: https://appshunter.io/ios/app/inspire-fcu/id1454014146/reviews.md ### 5/5 — Love new credit feature! *2025-05-29* I absolutely love that I can now monitor my credit score within my banking app! I don’t need to use multiple apps anymore! ### 5/5 — Recommend *2025-05-21* Great service and reliability ### 3/5 — Stops working *2025-02-06* It will be fine for a couple weeks then all the sudden I can’t log into the app and just asks me to log in. I have to delete the app and reinstall to get it to work. Yes I did download the update. This has been happening for a while now. ### 2/5 — Lazy development *2024-10-04* Such a bare bones app don’t listen to the fake reviews. Doenst help you track spending or even tell you locations you spend money at some times. You have to calculate the money you had from previous purchases because the app doesn’t track it for you like most banks. If you want to just see your transactions with no information about them and just see how much money you have at the top of your screen this is the perfect app for you. ### 1/5 — Can’t login *2024-09-05, version 11.7* Can’t use app. ### 5/5 — So convenient and a big come up *2024-04-01* I’ve been a member since it was “Bucks first FCU” I’ve worked at another credit union as assist. mgr of Collection dept. I wouldn’t change if you paid me. Literally. ### 5/5 — Great App *2023-05-02, version 11.2* Works perfectly ### 5/5 — Best *2023-03-21* Best place to bank. Friendly staff, always willing to help & explain anything you have a question about. Will never use a bank again. Love Inspire Credit Union! ### 5/5 — Love the updated app *2023-01-24, version 11.0.2* Looks great! ### 5/5 — New App *2023-01-19* App is very user friendly and easy to navigate. Can look at all of your accounts with ease and can also put transactions into buckets for budgeting purposes. Really convenient. ## Frequently asked questions about Inspire FCU ### What can I do with the Inspire FCU mobile app? The Inspire FCU mobile app allows you to securely manage your accounts anytime, anywhere. You can lock or unlock your debit cards, deposit checks, show or hide accounts, and nickname your accounts. It also offers features like categorizing transactions, making P2P payments, transferring funds to and from other financial institutions, and managing bill payments. ### Are there any special features for business users? Yes, the app includes business features such as improved user and role management, effortless management of multiple business accounts, and enhanced management for Quicken or QuickBooks. Future updates are planned to include ACH origination, wire transfers, and Positive Pay. ### Is the Inspire FCU mobile app free to use? Based on the provided information, the app is available for free. There are no mentions of subscription fees, in-app purchases, or advertisements, indicating a free service for users. ### What are the key benefits of using this banking app? The app provides a seamless and streamlined digital banking experience, allowing you to manage your finances conveniently. Key benefits include secure account access, easy check deposits, the ability to control your debit cards, and efficient payment and transfer functionalities for both personal and business needs. ## Version history (last 5 releases) ### 11.21 — 2026-08-28 This version includes accounts page enhancements, bug fixes, and more. ### 11.20 — 2026-07-31 This version includes accounts page enhancements, bug fixes, and more. ### 11.19 — 2026-07-29 This version includes accounts page enhancements, bug fixes, and more. ### 11.18 — 2026-06-10 This version includes accounts page enhancements, bug fixes, and more. ### 11.17 — 2026-05-11 This version includes accounts page enhancements, bug fixes, and more. ## Apps similar to Inspire FCU | App | Rating | Price | Category | | --- | --- | --- | --- | | [PrimeTrust FCU Mobile](https://appshunter.io/ios/app/primetrust-fcu-mobile/id1569435982) | 4.8 (2,071) | Free | Finance | | [WECU Mobile](https://appshunter.io/ios/app/wecu-mobile/id840981606) | 4.8 (16,384) | Free | Finance | | [F3 Credit Union](https://appshunter.io/ios/app/f3-credit-union/id1623937718) | 4.7 (416) | Free | Finance | | [Service 1 Federal Credit Union](https://appshunter.io/ios/app/service-1-federal-credit-union/id1364126696) | 4.4 (27) | Free | Finance | | [CHROME Federal Credit Union](https://appshunter.io/ios/app/chrome-federal-credit-union/id1019314203) | 4.8 (1,544) | Free | Finance | | [Bridgeton Onized FCU](https://appshunter.io/ios/app/bridgeton-onized-fcu/id1370320336) | 3.0 (4) | Free | Finance | ## Related topics [inspire](https://appshunter.io/ios/topics/inspire) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*