# InstaLedger — Smart finance in one sentence

> Smart finance in one sentence (iPhone/iPad app by HSIN YU TSAI.)

- Source: https://appshunter.io/ios/app/instaledger/id6754100709 (this page in markdown: same URL + `.md`)
- Developer: [HSIN YU TSAI](https://appshunter.io/developer/1846677890)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 17+
- Requires: iOS 17.0 · 48 MB
- Languages: American English, French (France), German (Germany), Hindi, Indonesian, Japanese, Korean, European Portuguese, Chinese (Simplified, China), European Spanish and 3 more
- Released: 2025-10-31
- Data updated: 2026-07-17
- User reviews in markdown: https://appshunter.io/ios/app/instaledger/id6754100709/reviews.md

## What is InstaLedger?

AI Quick Expense｜AI Finance & Life Assistant

Track expenses in one sentence and make money management feel natural.

AI Quick Expense brings together AI expense tracking, account and asset management, shared ledgers, shared accounts, multi-currency support, charts, budgets, and everyday tools in one app.

【Fast AI Expense Tracking】
Type or say something like “Lunch 150 and coffee 80, record them as dining today.” AI helps organize the amount, category, account, and date.
Use text, voice, photo/receipt recognition, or manual entry whenever it fits your situation.

【Accounts, Assets, and Liabilities】
Manage cash, bank accounts, digital wallets, credit cards, loans, and foreign-currency accounts.
View total assets, total liabilities, net worth, account balances, transfers, and monthly changes to understand your full financial picture.

【Shared Ledgers, Shared Accounts, and Splitting】
Great for families, couples, friends, roommates, and shared expenses.
Record together in a shared ledger, manage shared funds with shared accounts, and split bills for meals, trips, rent, or group purchases more clearly.

【Multi-Currency Tracking】
Track expenses and accounts in TWD, JPY, USD, THB, and more. Ideal for travel, overseas living, foreign-currency accounts, international subscriptions, and cross-border income or spending.
Convert and view everything in your base currency.

【Charts, Budgets, and Insights】
See income and expenses, category breakdowns, daily trends, account distribution, and budget progress.
Understand where your money goes and follow your spending habits with clear visual reports and AI-assisted insights.

【AI Life Assistant】
AI can help with more than bookkeeping: check weather, exchange rates, stocks, news, maps, traffic, restaurants, and music.
You can also ask about spending records, analyze finances, manage reminders, remember where things are, and organize daily information.

【Life & Productivity Tools】
Includes to-do lists, calendar, notes, daily records, AI translation, QR scanner, currency converter, calculator, weight tracking, vehicle maintenance, customer CRM, gift money records, family birthdays, food roulette, and more.

【Personalized AI Characters】
Choose an AI character you like or upload your own character image to make bookkeeping and daily interactions feel more personal.

AI Quick Expense is more than an expense tracker. It is a smart life assistant for finance, sharing, multi-currency management, AI help, and everyday productivity.
Download now and start managing your money and life in a simpler way.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://instaledger.cc/html/privacy-en.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| BASIC | $19.99 | per year |
| BASIC | $1.99 | per month |
| PRO | $9.99 | per month |
| PRO | $99.99 | per year |



## Version history (last 5 releases)

### 1.4.2 — 2026-07-07

Added cache cleanup
Added an app lock screen
Added biometric unlock (Face ID / fingerprint, with PIN fallback)
Added in-app rating prompts
Improved the WebView browser and push notifications
Updated app dependencies

### 1.4.0 — 2026-05-19

Optimized the speech recognition module

### 1.3.5 — 2026-03-25

Optimize speech recognition service
Add URL sharing feature

### 1.3.4 — 2026-02-13

Optimized voice recognition and file synchronization logic.

### 1.3.3 — 2026-02-03

Optimize file synchronization logic
Add image preview

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*