# Instant Loan - Calculator App — Smart Loan & EMI Planner

> Smart Loan & EMI Planner (iPhone/iPad app by THORI DAKSHABEN.)

- Source: https://appshunter.io/ios/app/instant-loan-calculator-app/id6807789585 (this page in markdown: same URL + `.md`)
- Developer: [THORI DAKSHABEN](https://appshunter.io/developer/6807789587)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.6 · 44 MB
- Languages: American English
- Released: 2026-09-06
- Data updated: 2026-09-11
- User reviews in markdown: https://appshunter.io/ios/app/instant-loan-calculator-app/id6807789585/reviews.md

## What is Instant Loan?

Instant Loan - Calculator App is a simple financial planning app that helps users understand loan costs, estimate monthly payments, and explore different borrowing options. It can be useful when planning for a personal, home, vehicle, business, education, or gold loan.

Main Features

* EMI Calculator

Estimate your monthly EMI by entering the loan amount, interest rate, and repayment period. Use the results to understand your expected monthly commitment and compare different loan scenarios.

* Loan Guide

Explore easy-to-understand information about commonly used loan categories:

* Personal Loan
* Home Loan
* Car Loan
* Business Loan
* Education Loan
* Gold Loan

Each section provides general information about eligibility requirements, commonly requested documents, interest-rate patterns, and repayment terms.

* Credit Score Information

Learn the basics of credit scores, why they matter when borrowing money, and practical steps that may help maintain or improve your credit profile.

* Loan Market Overview

Explore general information about loan markets, including indicative interest-rate ranges, common eligibility factors, and general lending practices for different types of loans.

This section is intended only for learning and comparison and does not provide loan applications or financial services.

* Eligibility Estimator

Use basic financial information to get an indicative idea of how lenders may assess loan eligibility. The results are educational estimates and should not be treated as an approval or guarantee.

* Disclaimer

Instant Loan Calculator is provided strictly for educational and informational purposes. The app does not offer, approve, process, or disburse loans and does not act as a financial service provider.

For an actual loan, users should contact a licensed bank or financial institution directly. Calculator results and eligibility estimates are indicative only and can differ depending on the lender, applicant profile, applicable rates, fees, and other terms.


## Version history (last 2 releases)

### 2.0.0 — 2026-09-08

- known bug fixing

### 1.0.0 — 2026-09-06

No release notes.

## Apps similar to Instant Loan

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| --- | --- | --- | --- |
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| [Loan & Deposit Calculator](https://appshunter.io/ios/app/loan-and-deposit-calculator/id804669738) | 5.0 (1) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-11.*