# Instant Payday Loans Online — user reviews > 50 indexed App Store user reviews of Instant Payday Loans Online by PAYDAY PAYROLL LTD, rated 4.56/5 from 1,551 ratings. - Source: https://appshunter.io/ios/app/instant-payday-loans-online/id1570037521/reviews - App overview in markdown: https://appshunter.io/ios/app/instant-payday-loans-online/id1570037521.md - Rating breakdown: 5★ 1,282 · 4★ 96 · 3★ 44 · 2★ 24 · 1★ 105 ## What do users think of Instant Payday Loans Online? Overall sentiment: positive **Pros** - 👍 Convenient and easy to use - 🚀 Fast loan approval and fund transfer - 💰 Favorable loan terms and low interest rates - 🙌 Helpful customer support - 🔄 Smooth loan repayment process **Cons** - 🐛 Occasional technical issues and bugs - ⚠️ Concerns about potential scams or unethical practices - 🕰️ Limited loan options and flexibility **Commonly reported bugs** - Loading screen issues causing progress loss - Compatibility problems on some devices **Most requested features** - Expand loan options and increase maximum loan amounts - Improve app stability and reduce technical issues - Provide more transparency and clarity on loan terms ## Newest reviews (15 of 50) ### 5/5 — I received approval *2022-02-13, version 1.0.3* I needed a passport to fill in the payday loan app. I received approval. After which, the required amount was immediately transferred to my bank card. The service works smoothly and quickly! So all that was left was to sign the contract. ### 5/5 — nice app *2022-02-13, version 1.0.3* It is an adequate payday loan app with regular lending terms and conditions. Of course, you shouldn't count on vast amounts, but their overpayment is relatively tiny on loans. I borrowed $1,000 from them for a month and only paid back $100 more. ### 5/5 — You have the lowest interest rate here. *2022-02-12, version 1.0.3* You have the lowest interest rate here. Overpayment is entirely symbolic. Payday loan apps are processed within one business day. The only thing I must mention about minuses is that they ask for a scan of my certificate of employment. ### 5/5 — nice *2022-02-12, version 1.0.3* The loans from this company are well-thought-out and straightforward. It only takes 15 minutes to get them. In addition, they are economical. A small commission and the possibility of interest-free repayment are undeniable advantages of cooperation. ### 5/5 — fast! *2022-02-11, version 1.0.3* Our collaboration was closed successfully, and although I do not like to borrow and be a debtor, I would come back to you and recommend your service to my friends because you are honest and fast! ### 5/5 — good *2022-02-11, version 1.0.3* I want to express my gratitude to the company and the staff for their help and fast funds transfer. They were very understanding and helped me every step of the way! ### 5/5 — Lovely *2021-11-22, version 1.0.2* I've never used loan apps before and didn't expect that the first experience would be so good! It was so easy to fill in my data, and right after that, I got a perfect offer. All the process took less than an hour! ### 5/5 — received *2021-11-06, version 1.0.2* After the application, they offered me only two options. I received money, but to my mind, a greater variety of terms and conditions would be better for those who want to borrow cash. ### 5/5 — super *2021-11-06, version 1.0.2* In spite of the fact that app gives only small sums of money, it doesn't occur against the fact that this one is super handy in urgent situations. Guiding by my own experience with such ones, I can say that the team of developers, lending companies, designers, copywriters, and other staff worked really well while creating this valuable resource👍 **Developer response:** Thanks very much! We are glad you had a great experience using our app 👍 ### 5/5 — financial *2021-11-05, version 1.0.2* I found a great cash lender in this app that I now always deal with when facing some financial problems. This borrow money app turned out to be the most convenient one I have used before. Thanks to it now, I never have financial problems because they are all solvable. By the way, it has even raised my credit history, and the terms are even more favorable. **Developer response:** Thanks very much for your review! We're glad you've had an easy process using! ### 5/5 — design *2021-11-05, version 1.0.2* I am a person who pays attention to small details. This app is about it. The super convenient menu and the whole design are about a hard-working approach and time spent on it. Talking about money particularly — everything was smooth, and I got finances the same day as it is said. **Developer response:** Thank you so much for your feedback! ### 5/5 — The app is the best. *2021-11-04, version 1.0.2* I do not like to borrow something from my friends or workmates, so I found a winning alternative to my situation. After half of a year using same-day loans, I can seriously advise you of this method. It is completely safe, confidential, and effective. It's your decision to make whether to listen to my advice or not 🤷‍♂️ **Developer response:** Thanks very much! We are glad you had a great experience using our app. ### 5/5 — absolutely *2021-11-03, version 1.0.2* I had to get money today. It turned out that the cat needed surgery, and it took me by surprise. And my wallet is always empty at times like this. I had to look for a way out, and my friends suggested this app. It helped me a lot by transferring instant cash loan to my bank account, so I recommend it to everyone absolutely! **Developer response:** Thanks for taking the time to rate our app! ### 5/5 — that it works! *2021-11-03, version 1.0.2* I wanted to get a loan because I was in a difficult financial situation and could not do without additional funds. I found this advance loan app in the search engine, and after reading the reviews, I had no doubt that it would work for me. And so it happened. It was very convenient to borrow 100 and not have to worry about not having enough money. **Developer response:** Thank you so much for your kind words) ### 5/5 — Great *2021-11-01, version 1.0.2* I was always afraid to use any loan apps. I thought there was some kind of deception. But it turned out to be complete nonsense. There is a huge database of lenders, and I quickly found a suitable one with favorable conditions for me. Now I borrow small sums all the time and live easily. So this is a great way to deal with my financial situation 🔥 **Developer response:** Thank you so much for your feedback! ## Most critical reviews (10 lowest-rated) ### 1/5 — Disappointed *2023-01-13, version 1.0.5* Did the submit loan and it took me to a loading screen. Waiting 10 minutes for the loading to complete and right before it was finished they put an ad in there to mess your progress up. Then it takes you all the way back to where you began. ### 1/5 — Seems to send info to scam loans *2022-09-19, version 1.0.5* After “applying” I was immediately directed to a loan offer (I did not click on an ad or anything) I looked up the bank name and could not find anything under this name, says the website was registered like 4 months ago. Seems very scammy! Now I have to wonder what information this app gave them. Thanks for nothing but more problems. ### 1/5 — Please don’t get! *2021-09-13, version 1.0.1* Please trust me and do not get this app to get a loan, even if you are desperate like I was. It really screwed me over so bad. I got a $750 loan, but I have to pay back $4,000 now. It’s making me pay $200 every 2 weeks for over a year until I pay back the $4,000 when I only got a $750 loan. It didn’t say anything about that in the fine print or anything. I just found out after I accepted the loan… so PLEASE PLEASE PLEASE trust me and no matter how desperate, do not get this app please :/ ### 4/5 — This app still can be improved. *2022-07-25, version 1.0.4* Guys I'd like to see some additional and cool features in this app, Please consider implementing something. ### 4/5 — Not great, not terrible. *2022-07-23, version 1.0.4* The app was working with difficulties on my device when I was using it before, I had to reinstall it several times. Tried to get a loan right now and had no problems, seems like they've fixed it in the most recent update. I hope that issue won't bother me again. **Developer response:** Hello there, thank you for mentioning this. Yes, we released the update that targeted the app performance issues so now everything should be fine. But if something like that happens again, please contact us so we can work on it. Kind regards, Customer Support team. ### 4/5 — Very low-interest rate. *2022-02-14, version 1.0.3* Very low-interest rate. That is why I chose this company. The quality of their service is at a high level. From the minuses, I can only note that the prolongation period is fixed. It is not very convenient for me personally. ### 5/5 — I keep recommending this app to many of my friends *2022-07-22, version 1.0.4* Don't be afraid to use the services of this company, I and my friends tried it already so many times. But please, don't forget that the loan needs to be closed on time!!! ### 5/5 — Thank you so much *2022-07-21, version 1.0.4* I was in a terrible situation and almost lost hope. I'm so glad that apps like this one exist. It's almost impossible to loan money from a bank with poor credit score so I'm happy I was able to get money from here, thanks!! ### 5/5 — I enjoyed online experience here *2022-07-20, version 1.0.4* When I can't afford expensive things which are important and must-to-get, I turn to lenders. It's very comfortable to have this option inside my smartphone instead of having to go to an offline office. ### 5/5 — 👏🏼 *2022-06-29, version 1.0.4* Thank you! My colleague told me about your app. I've tried it and everything went perfectly 👌 ## Most praised reviews (6 highest-rated) ### 5/5 — nice *2022-04-15, version 1.0.3* I advise the payday loan app because when you register, you do not need to give the numbers of friends or relatives, except for your personal. Of course, it does not mean that I am going to take and not pay, but anything can happen, and I want to inform other people in the last place. **Developer response:** Hello there, we're happy you gave our app a try! Our team keeps working hard to provide the best experience for every user. Kind regards, the Support team. ### 5/5 — Same Day Loan App *2022-04-10, version 1.0.3* I have been using the Same Day Loan App for several years now! As a conscientious payer, I have a reasonable limit. I always borrow cash wisely and try to repay in advance, especially if there is a recalculation in the case of early repayment. And everything is made conveniently. Otherwise, I would not use it. **Developer response:** Hello there, thanks for taking the time to share your experience with us! We are honored you found our app trustworthy and became a loyal customer! Kind regards, the Support team. ### 5/5 — I have a credit card. *2022-04-09, version 1.0.3* I have a credit card. But it will not have a higher limit, according to the bank. That's why I take it for 5-7 days, so there is a small overpayment. And I will continue to apply, as I have the number one problem now-collection the child from school. **Developer response:** Hello Parry, thanks for leaving a review! ### 5/5 — so far *2022-04-08, version 1.0.3* I urgently need to get money fast for a gift. Relatives did not borrow. I was very tired of looking for these bots to get money fast. All refused, and only here have they approved 1K and successfully transferred them to the card. The advice is to pay back in time. ### 5/5 — That's great! *2022-04-07, version 1.0.3* A friend advised me to borrow cash money. She has experience lending to these guys — a good impression. And I now agree with her. They gave me money fast in half an hour. They were just good guys. And pay back a little on top of the amount I received. That's great! ### 5/5 — nice *2022-02-14, version 1.0.3* I wouldn't say I like borrowing from friends. After all, this way, I embarrass them. This service has become my permanent financial partner, which always helps in difficult life situations. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*