# InstantCredit - Credit Loan > Smartphone platform for applying for personal loans from NBFCs and banks. (iPhone/iPad app by ZILT FORMS PRIVATE LIMITED.) - Source: https://appshunter.io/ios/app/instantcredit-credit-loan/id6446020962 (this page in markdown: same URL + `.md`) - Developer: [ZILT FORMS PRIVATE LIMITED](https://appshunter.io/developer/1675462179) - Category: Finance - Price: Free - Rating: 4.86/5 from 22 App Store ratings - Age rating: 4+ - Requires: iOS 11.0 · 12 MB - Languages: English - Released: 2023-03-12 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/instantcredit-credit-loan/id6446020962/reviews.md ## What is InstantCredit? Apply anytime, anywhere with your smartphone! Just download the app and sign up with your mobile number. Flexible for everyone, you can apply for a loan. InstantCredit - Credit Loan does not directly participate in lending activities, but only provides a platform for registered non-bank financial companies (NBFC) or banks to lend to users. Our NBFC Partners - Zilt Forms Pvt. Ltd. Safe Your privacy is very important to us. Verify your identity and submit all requirements in the application to complete your loan application. Lending decisions are based on multiple factors visible on our app, including credit, income and cash flow analysis. A representative example of the total cost of the loan, including all applicable fees: InstantCredit is an instant personal loan application & credit platform for across India, where one can apply for personal loan online & avail up to ₹88,000 lakh as direct cash transfer to Bank Account. Mobile Loan characteristics: Loan amount from ₹5000 to ₹88,000 Repayment periods from 3 Month to 24 Month APR from 3.5% to 12% per annum Processing fees range from 2.5% to 5% (GST 18% applies) You may be charged up to 0.1 % daily late fees for late payments ( capped to 18% of principal amount overdue ). No other hidden fees applicable to your loans! Example of Mobile Loan : - Credit ₹5,000 at an APR of 12% (per annum) with a tenure of 61 days - Interest of loan = ₹5,000 x 12 %/ 365 x 60 = ₹100 - Processing fee of loan = ₹5,000 x 3% = ₹125 (Also on which GST apply of ₹27) - Total cost of the loan = ₹225 - Total loan amount disbursed will be credit is ₹4,848 (₹5,000 - ₹152) - Total loan amount to repay will be ₹5,100 (₹5,000 + ₹100) - Monthly repayments of ₹2,550 If you have any suggestions or questions, please contact us: Email: ziltforms@outlook.com Address: 113/5A HAZRA ROAD Kolkata, West Bengal, 700026 India ## Key features - Apply for loans anytime, anywhere - Direct cash transfer to bank account - Loan amounts from ₹5,000 to ₹88,000 - Flexible repayment periods - Transparent fee structure - Privacy and security focused ## Frequently asked questions about InstantCredit ### What is InstantCredit's loan application process? You can apply for a loan by downloading the app, signing up with your mobile number, and submitting your requirements. Lending decisions are based on credit, income, and cash flow analysis. ### What are the loan limits and repayment terms for InstantCredit? Loan amounts range from ₹5,000 to ₹88,000 with repayment periods from 3 to 24 months. The APR is between 3.5% and 12% per annum. ### Are there any hidden fees with InstantCredit loans? InstantCredit states there are no other hidden fees applicable to your loans. Processing fees range from 2.5% to 5% (plus 18% GST), and late fees may apply for overdue payments. ### How secure is my information with InstantCredit? Your privacy is very important. You verify your identity and submit requirements within the application to complete your loan application, ensuring a secure process. ### What is the update frequency for InstantCredit? The app was last updated on April 7, 2023, with version 1.0.3. This indicates relatively recent development activity. ### What devices does InstantCredit support? InstantCredit is available on iPhone, iPad, and iPod, suggesting compatibility with Apple's iOS ecosystem. ### What is the user sentiment for InstantCredit? The app has a high rating of 4.9 stars from 22 ratings, indicating generally positive user sentiment. ### Does InstantCredit have ads? The provided data does not specify if InstantCredit contains advertisements. However, it is listed as a free application. ## Version history (last 3 releases) ### 1.0.3 — 2023-04-07 1.fixed some bugs ### 1.0.2 — 2023-04-05 fixed some bugs ### 1.0.1 — 2023-03-15 1.fixed some issues ## Apps similar to InstantCredit | App | Rating | Price | Category | | --- | --- | --- | --- | | [Rapid Loan - Personal Loan App](https://appshunter.io/ios/app/rapid-loan-personal-loan-app/id6447960688) | 4.5 (4) | Free | Finance | | [BtcDana - Trading Online](https://appshunter.io/ios/app/btcdana-trading-online/id1641836061) | 3.8 (43) | Free | Finance | | [SimplyCash - Credit Loan](https://appshunter.io/ios/app/simplycash-credit-loan/id6446118029) | 4.5 (4) | Free | Finance | | [LendQuick](https://appshunter.io/ios/app/lendquick/id6443449377) | 3.6 (7) | Free | Finance | | [Swift-Money](https://appshunter.io/ios/app/swift-money/id6443892373) | 4.5 (1,471) | Free | Finance | | [Pocketly: Instant Loan Online](https://appshunter.io/ios/app/pocketly-instant-loan-online/id1503307519) | 4.4 (14,602) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*