# Instantpay > All-in-one business banking, payments, and expense management platform. (iPhone/iPad app by Instantpay India Limited.) - Source: https://appshunter.io/ios/app/instantpay/id6444669672 (this page in markdown: same URL + `.md`) - Developer: [Instantpay India Limited](https://appshunter.io/developer/945609486) - Category: Finance, Business - Price: Free - Rating: 1.11/5 from 19 App Store ratings · 4 written reviews indexed - Age rating: 17+ - Requires: iOS 14.0 · 94 MB - Languages: English - Released: 2023-02-15 - Data updated: 2026-08-21 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/instantpay/id6444669672/reviews.md ## What is Instantpay? Millions of businesses trust Instantpay — one place for all your business banking needs. Providing a superior digital experience, we offer a full-featured current account and debit card that simplify and automate payouts, collections, expense management, and more, making it easier for your business to run. With a quick and easy KYC process, you can begin accepting payments within minutes. With our assistance, startups, small and medium businesses, large companies, and others can manage all of their money movements seamlessly. Designed for modern businesses, our tech-led solutions enable them to spend, save, and manage their money online. Managing your bank account isn't the only thing you can do with Instantpay. You can manage employee expenses, make business decisions, and take advantage of new market opportunities with its help. Reasons to Choose Instantpay: • Open a smart current account for your business that simplifies banking and payments. • Connect and manage existing bank accounts via a single interface. • Send and receive payments via all payment methods. • Make one-click payments and send payouts in bulk. • Simply add the recipient's details to the Contact Book to enjoy seamless fund transfers. • Create payment links and share them via SMS, WhatsApp, or email to make collecting payments as easy as possible. • Enable digital payment collections through QR codes. • With Instantpay Contactless Cards, you can spend, track, and manage business expenses. • Create unique corporate gifting programs with Gift Cards and Brand Vouchers. • Scale your business with collateral-free business loans that meet your working capital needs. • 100,000+ physical touchpoints. • With our 24x7 support, we are always available to assist you. ## Key features - Smart current account for simplified banking - Connect and manage existing bank accounts - Send and receive payments via all methods - Bulk payouts and one-click payments - Payment links and QR code collections - Contactless cards for expense management - Collateral-free business loans ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/instantpay/id6444669672/reviews.md ### 1/5 — Sign up doesn't work *2026-04-06* It won't let me sign up through number ### 1/5 — Won’t let me sign up *2026-04-03* It just keeps saying my number is incorrect and won’t allow me to sign up ### 1/5 — Garbage *2026-04-01* Won’t even let me sign up ### 1/5 — Doesn’t work *2026-03-30* Won’t let me sign up says mobile number is incorrect waste of time ## Frequently asked questions about Instantpay ### What is Instantpay? Instantpay is a business banking platform that offers a current account, debit card, and tools for managing payments, collections, and expenses. It aims to simplify financial operations for businesses. ### Is Instantpay free to use? Yes, Instantpay is available for free. The app does not have any upfront costs or subscription fees for its core services. ### What types of payments can I make with Instantpay? You can send and receive payments via all payment methods, including one-click payments, bulk payouts, and by adding recipients to your Contact Book. It also supports payment links and QR codes for collections. ### Can I manage my existing bank accounts with Instantpay? Yes, Instantpay allows you to connect and manage your existing bank accounts through a single, unified interface, providing a consolidated view of your finances. ### Does Instantpay offer business loans? Yes, Instantpay offers collateral-free business loans designed to meet working capital needs, helping businesses scale and manage cash flow. ### What is the security like for Instantpay? While specific security measures are not detailed in the provided data, as a business banking platform, Instantpay is expected to employ industry-standard security protocols to protect user data and financial transactions. ### How often is Instantpay updated? The latest version of Instantpay is 11.2.8, and it was last updated on April 20, 2026. This indicates a recent update, suggesting ongoing development and maintenance. ### What devices does Instantpay support? Instantpay is supported on iPhone and iPod devices. It is designed for mobile use on these platforms. ## Version history (last 5 releases) ### 11.2.8 — 2026-04-20 Thanks for using Instantpay App! This release brings bug fixes that improve our product. ### 11.2.5 — 2026-02-12 Thanks for using Instantpay App! This release brings bug fixes that improve our product. ### 11.2.4 — 2026-02-03 Thanks for using Instantpay App! This release brings bug fixes that improve our product. ### 11.2.3 — 2026-01-04 Thanks for using Instantpay App! This release brings bug fixes that improve our product. ### 11.2.2 — 2025-12-12 Thanks for using Instantpay App! This release brings bug fixes that improve our product. ## Apps similar to Instantpay | App | Rating | Price | Category | | --- | --- | --- | --- | | [Dayforce Wallet: On-demand Pay](https://appshunter.io/ios/app/dayforce-wallet-on-demand-pay/id1497887283) | 4.9 (55,597) | Free | Finance | | [Niyo: Global cards for travel](https://appshunter.io/ios/app/niyo-global-cards-for-travel/id1633946487) | 4.5 (531) | Free | Finance | | [OmniCard: UPI, Card & Rewards](https://appshunter.io/ios/app/omnicard-upi-card-and-rewards/id1569978342) | 4.7 (40) | Free | Finance | ## Related topics [instant pay](https://appshunter.io/ios/topics/instant-pay) · [instant pay app](https://appshunter.io/ios/topics/instant-pay-app) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*