# Instapay eWallet — EVERYTHING IS POSSIBLE

> Digital e-wallet and Mastercard for global payments, remittances, and cash withdrawals. (iPhone/iPad app by INSTAPAY TECHNOLOGIES SDN BHD.)

- Source: https://appshunter.io/ios/app/instapay-ewallet/id1490543422 (this page in markdown: same URL + `.md`)
- Developer: [INSTAPAY TECHNOLOGIES SDN BHD](https://appshunter.io/developer/1490543421)
- Category: Finance
- Price: Free
- Rating: 4.40/5 from 20 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 16 · 56 MB
- Languages: American English, Bangla, Burmese, Filipino, Hindi, Indonesian, Malay, Nepali, Sinhala, Tamil and 3 more
- Released: 2020-03-23
- Data updated: 2026-08-24
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/instapay-ewallet/id1490543422/reviews.md

## What is Instapay eWallet?

Instapay offers you the convenience of a digital account through a simple and smartly designed mobile app and a linked global Mastercard.
You need to sign-up with Instapay to use Instapay's digital account.

Instapay eWallet Account with linked Mastercard can be used for:

Receiving Salary
Cross Border Remittance
Load Money from Bank Account
Withdraw cash from ATM
Make purchases globally at Mastercard Merchants or online
Top-up Mobile - Domestic or International
P2P Money Transfer
Scan QR and Pay Merchant

All transactions are categorized and recorded in the passbook for viewing

Instapay is a financial institution regulated by Bank Negara Malaysia with the latest security protocols including fingerprint and facial recognition to verify your identity. Every financial transaction is authenticated by a transaction PIN – mPIN for app and ATM card PIN for Mastercard.

## Key features

- Digital account management
- Linked global Mastercard
- Salary reception
- Cross-border remittances
- ATM cash withdrawals
- Global purchases
- P2P money transfers
- QR code payments

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/instapay-ewallet/id1490543422/reviews.md

### 5/5 — Really Good

*2026-02-27, version 2.67*

Really Good

### 5/5 — Good Service

*2025-10-22, version 2.67*

Tq very much Instapay🙏

### 5/5 — Good

*2023-04-01*

Good

### 1/5 — Racism

*2022-10-17, version 1.99*

Racism

## Frequently asked questions about Instapay eWallet

### What is Instapay eWallet used for?

Instapay eWallet allows you to receive salaries, send cross-border remittances, load money from your bank account, withdraw cash from ATMs, make global purchases, top-up mobile credit, and transfer money to others. It also supports QR code payments for merchants.

### Is Instapay eWallet secure?

Yes, Instapay is a financial institution regulated by Bank Negara Malaysia. It employs the latest security protocols, including fingerprint and facial recognition for identity verification, and transaction PINs (mPIN for the app and ATM card PIN for the Mastercard) for authentication.

### What devices does Instapay eWallet support?

Instapay eWallet is available on iPhones and iPods. The app was last updated on August 4, 2025, indicating ongoing development and support.

### How do I sign up for Instapay eWallet?

You need to sign up with Instapay to use its digital account. The app requires identity verification through biometric features like fingerprint and facial recognition.

### Can I track my transactions with Instapay eWallet?

Yes, all your transactions are categorized and recorded in a passbook within the app, allowing you to easily view and manage your spending history.

### Does Instapay eWallet have ads?

Yes, Instapay eWallet contains advertisements. This is reflected in its ad-supported monetization model.

### What is the age rating for Instapay eWallet?

Instapay eWallet has an age rating of 4+, making it suitable for a wide range of users. The app was first released on March 23, 2020.

### How does Instapay eWallet compare to other payment apps?

Instapay eWallet offers a comprehensive suite of financial services including a linked Mastercard, global purchasing power, and remittance capabilities, differentiating it from simpler payment or money transfer apps.

## Version history (last 5 releases)

### 2.72 — 2026-08-12

- Enhancements and Bug Fixes

### 2.71 — 2026-08-01

Minor Bug Fixes

### 2.70 — 2026-07-24

Minor Bug Fixes

### 2.69 — 2026-05-07

UI enhancements and minor bug fixes

### 2.68 — 2026-04-22

UI enhancements and minor bug fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*