# Instarem: Send money abroad — Fast international transfer > Fast, secure, and low-cost international money transfers with competitive exchange rates. (iPhone/iPad app by Instarem India Private Limited.) - Source: https://appshunter.io/ios/app/instarem-send-money-abroad/id1190075959 (this page in markdown: same URL + `.md`) - Developer: [Instarem India Private Limited](https://appshunter.io/developer/1138372287) - Category: Finance, Travel - Price: Free - Rating: 3.80/5 from 686 App Store ratings · 601 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 301 MB - Languages: American English - Released: 2017-02-07 - Data updated: 2026-08-21 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/instarem-send-money-abroad/id1190075959/reviews.md ## What is Instarem? SEND MONEY ABROAD EASILY AT GREAT EXCHANGE RATES | FAST & SECURE MONEY TRANSFER Join over 1 million customers who trust Instarem for fast, secure, and low-cost international money transfers. Founded in 2014 and part of fintech unicorn Nium, Instarem makes sending money overseas simple, affordable, and reliable. Whether you're supporting your family, paying international vendors, or sending money back home, Instarem is the best app for international money transfers. With competitive foreign exchange rates, low fees, and instant remittance, your cross-border payments are always in good hands. — TRY US WITH A SPECIAL FIRST-TIME OFFER — Enjoy an exclusive welcome offer on your first money transfer—whether it’s zero fees, better rates, or both. Sign up to see what’s waiting for you. — WHY CHOOSE INSTAREM? — • Fast & secure money transfers - Send money globally in minutes, with bank-grade security and real-time tracking. • Low-cost remittance -Get better-than-bank foreign exchange rates and low, transparent fees—no hidden charges. • Trusted global remittance app -Licensed and regulated in 11 jurisdictions for safe, reliable remittance. — TOP FEATURES OF THE INSTAREM MONEY TRANSFER APP — • Send money internationally to over 60 countries • Currency conversion rates with real-time FX rate checker • Rate alerts to track your preferred exchange rate • Rewards program that gives you rewards on every transfer, referral, and sign-up—redeemable for discounts or air miles — SAFE & TRANSPARENT REMITTANCE — • Regulated in 11 jurisdictions • No hidden fees—just clear, upfront pricing unlike banks or traditional remittance services — SEND FROM — SGD, USD, AUD, EUR, MYR, JPY, HKD, GBP, CAD, INR — SEND TO — INR, PHP, GHS, CNY, AUD, KES, GBP, LKR, THB, EUR, DOP, VND, COP, CAD, CLP, NGN, USD, PKR, ARS, KRW, MXN, NPR, NZD, PEN, BDT, BRL, GTQ, HKD, MYR, IDR, UYU, UGX, TRY, SGD and more — FLEXIBLE WAYS TO PAY AND RECEIVE MONEY — Choose from a wide range of payment and payout options tailored to your convenience. • Payment methods: Bank Transfer, ACH/Direct Debit, Credit Card, Debit Card, FPX Transfer, INTERAC e-Transfer, Linked bank account, PayID Transfer, PayNow, Wire Transfer • Payout methods: Bank Deposit, Cash pickup, Bank Card, DuitNow, Pix, UPI, Debit Card, Alipay Wallet, E-Wallet. **Note-methods vary by country. — AWARD-WINNING SERVICE — • Best Value International Money Transfer Provider – Mozo Experts Choice (Australia, 2021 & 2020) • Blockchain Innovator Award – Swell by Ripple (2019) • Excellence in Payments – Fintech Australia (2018) — GET STARTED IN 3 EASY STEPS — 1. Download the Instarem app – it’s free 2. Sign up with your email or Google account 3. Verify your details and start sending money abroad — NEED HELP? — Chat with us 24/7 via the Help Center in the app or visit www.instarem.com Stay connected: Facebook: www.facebook.com/GetInstarem/ Instagram: www.instagram.com/instarem/ LinkedIn: www.linkedin.com/company/instarem/ Twitter: www.twitter.com/getinstarem/ ## Key features - Send money to over 60 countries - Competitive foreign exchange rates - Low, transparent fees - Real-time tracking - Rate alerts - Rewards program ## What do users think of Instarem? Overall sentiment: positive **Pros** - 🚀 Fast and instant transfers - 💰 Excellent exchange rates - 📤 Smooth and easy to use app - 🕰️ Quick money delivery - 🔒 Secure and reliable service - 👍 Convenient and user-friendly - 🏆 Great customer service **Cons** - 🕰️ Slow account verification process - 🔍 Complicated documentation requirements - 🤖 Unhelpful chatbot responses - 💸 Delayed refunds or cancellations - 🚫 Account blocking or closure without explanation **Commonly reported bugs** - Login screen freezes or loops - App crashes or fails to open - Issues with updating contact details **Most requested features** - Instant or faster transfer option - Ability to delete recipient accounts - More transparent communication on issues - Improved customer support channels ## Recent user reviews (10 of 601) All indexed reviews: https://appshunter.io/ios/app/instarem-send-money-abroad/id1190075959/reviews.md ### 1/5 — WARNING *2026-07-30, version 3.18.0* Sign up went ok then put a nominal sum as test thru ok, but when I put £200 through it took 3 days . It took 10 hours to ask for my bank statement and annother day to telephone me , I was climbing up the walls by the time I got my money, and the telephone calls were expensive as I was abroad. I can understand why someone has commented “scammers or timewasters “. ### 1/5 — WORST MONEY TRANSFER SPEED *2026-07-09, version 3.17.17* UNRELIABLE. I don't recommend this service to anyone. They don't meet promised deadlines, customer service doesn't solve anything, they try to stall you with nonsense, they lie to you trying to buy time, and in the end they do nothing to help you. I've already been financially harmed multiple times by their lack of responsibility and delays in money transfer; I've waited up to 4 days for a transition to be completed. Anyways, if you don't want to be scammed, experience high stress, frustration, disappointment, and financial loss, DO NOT USE INSTAREM. This is the worst remittance service in the universe. ### 5/5 — Scammers *2026-05-30, version 3.17.16* Won’t refund your money even when they fail to transfer your money to the recipient essentially taking all your money. ### 1/5 — Unnecessary demands *2026-05-26, version 3.17.16* After all the details provided to the app at the end they required my previous employment and my Linkdhin id. I don’t understand for the verification if all the necessary documents are provided why would you required these unnecessary things. I have a bad experience and i will never recommend this app. ### 5/5 — Best app for fund transfer *2026-05-06, version 3.17.15* Money received in account within few minutes of transfer. Very easy process. I am getting best rates also. Overall very much satisfied with the app. Thanks Instarem team ### 5/5 — Efficient, reliable and swift *2026-04-29, version 3.17.14* Don’t have second thoughts, this is the app for you if you want to remit funds. Best in comparison to other players out there. ### 5/5 — The one and only *2026-04-29, version 3.17.14* The one and only app the best ### 4/5 — Ziemlich zufrieden, kleine Kritik am Ende *2026-04-29, version 3.17.14* Ich überweise regelmäßig Geld nach Südamerika. Über ein Vergleichsportal bin ich auf Instarem gestoßen. Abgesehen von „Neukundenangeboten“, die andere bieten, ist Instarem meist der günstigste Anbieter. Die Transfers funktionieren seit mehreren Monaten sehr gut. Ich zahle allerdings immer manuell vom Bankkonto für jede Zahlung manuell ein. Abbuchung oder Zahlung per Kreditkarte hat bei mir nicht geklappt. Allerdings bei den Konkurrierenden Transferdienstleistern auch nicht. Den einen Stern Abzug gibt es letztendlich weil der Name des Kontoinhabers bei der Überweisung an Instarem nicht richtig erkannt wird. Das irritiert ein wenig. ### 4/5 — Quick transfer *2026-04-29, version 3.17.14* Transfer happens within minutes when send amount greater than 1000 and advantages is Instarem is working in weekend rate also competitive ### 5/5 — Easy to use and quick transfer *2026-04-15, version 3.17.14* The transfer only took about a minute to go through, really impressive! That’s exactly why I wanted to leave a review here. Keep up the great work, and thank you! ## Frequently asked questions about Instarem ### What does this app do? This app facilitates fast, secure, and low-cost international money transfers. It allows users to send money to over 60 countries with competitive exchange rates and transparent fees, making cross-border payments simple and reliable. ### What are the key features of this money transfer app? Key features include sending money to over 60 countries, real-time FX rate checking, rate alerts to track preferred exchange rates, and a rewards program offering discounts or air miles on transfers. It also provides bank-grade security and real-time tracking for all transactions. ### Is there a cost to use this app? The app itself is free to download and sign up for. While there are no hidden fees, standard transaction fees and exchange rate markups apply to money transfers. The app offers a special first-time offer with benefits like zero fees or better rates. ### What countries can I send money to and from? You can send money internationally to over 60 countries, including popular destinations like INR, PHP, GHS, CNY, and EUR. The app supports sending from currencies such as SGD, USD, AUD, EUR, and MYR, with a comprehensive list available within the app. ### How can I pay for my international money transfer? The app offers flexible payment methods tailored to your convenience. Options include Bank Transfer, ACH/Direct Debit, Credit Card, Debit Card, FPX Transfer, INTERAC e-Transfer, Linked bank account, PayID Transfer, PayNow, and Wire Transfer. Payout methods also vary by country. ## Version history (last 5 releases) ### 3.18.2 — 2026-08-21 Bug fixes and performance improvements. ### 3.18.1 — 2026-08-11 Bug fixes and performance improvements. ### 3.18.0 — 2026-07-22 • Bug fixes and performance improvements. ### 3.17.17 — 2026-06-23 Bug fixes and performance improvements. ### 3.17.16 — 2026-05-25 Bug fixes and performance improvements. ## Apps similar to Instarem | App | Rating | Price | Category | | --- | --- | --- | --- | | [Xe Money Transfer & Currency](https://appshunter.io/ios/app/xe-money-transfer-and-currency/id315241195) | 4.8 (124,171) | Free | Finance | | [Wise: Global Money Transfer](https://appshunter.io/ios/app/wise-global-money-transfer/id612261027) | 4.6 (108,347) | Free | Finance | | [Remitly: Send Money & Transfer](https://appshunter.io/ios/app/remitly-send-money-and-transfer/id674258465) | 4.9 (2,686,830) | Free | Finance | | [Western Union: Send Money](https://appshunter.io/ios/app/western-union-send-money/id424716908) | 4.8 (1,300,999) | Free | Finance | | [WorldRemit: Money Transfer App](https://appshunter.io/ios/app/worldremit-money-transfer-app/id875855935) | 4.8 (215,567) | Free | Finance | | [Ria Money Transfer](https://appshunter.io/ios/app/ria-money-transfer/id1065921908) | 4.8 (280,727) | Free | Finance | ## Related topics [Instarem](https://appshunter.io/ios/topics/instarem) · [eremit malaysia](https://appshunter.io/ios/topics/eremit-malaysia) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*