# INSTO Tap - 信用卡收款的最佳選擇 > Mobile app for accepting credit card payments without a traditional terminal. (iPhone/iPad app by Capsule Innovations, LLC.) - Source: https://appshunter.io/ios/app/insto-tap/id1525691104 (this page in markdown: same URL + `.md`) - Developer: [Capsule Innovations, LLC](https://appshunter.io/developer/958815949) - Category: Finance - Price: Free - Age rating: 4+ - Requires: iOS 12.0 · 46 MB - Languages: English, Chinese - Released: 2020-08-04 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/insto-tap/id1525691104/reviews.md ## What is INSTO Tap? INSTO Tap 手機就是我的刷卡機，隨時隨地皆可收款 還在使用傳統刷卡機嗎？不只須繳月租費、功能單一又侷限，試試 INSTO Tap，手機就是我的刷卡機！ ・個人、企業都可使用！ ・免費申請、免月租費、多種收款方式，支援VISA、Master、JCB、ApplePay，滿足各式收款需求！ ・買家免下載任何App，即可完成刷卡付款！ 〖 INSTO Tap 功能特色 〗
 ● 感應收款（即將上線） 無需外接任何設備，將買家的信用卡貼靠您的手機即可結帳！
 ● 遠距收款 可透過 LINE、Messenger、簡訊...等多種途徑傳送訂單，買家免下載任何App，就可以刷卡付款！ ● 商店收款碼 專屬於您的QRcode，買家輕鬆掃碼付款！ ● 我的商品 預先建立您的商品，一個連結，可重複發送，多人結帳！
 ● 定時收款 預先排程，定時發送訂單給您的買家，定期收款好幫手！
 ● 子母帳號（Beta） 業務體系、分店銷售都適用，指派訂單超方便! ● 安全的交易環境 本產品通過 PCI DSS 支付卡產業資料安全標準檢核， 交易3D驗證，杜絕偽卡盜刷！交易安全我們把關！ ## Key features - Mobile payment terminal - Remote payment via messaging apps - QR code payments - Pre-created product listings - Scheduled payments - Secure transaction environment ## Recent user reviews (10 of 18) All indexed reviews: https://appshunter.io/ios/app/insto-tap/id1525691104/reviews.md ### 1/5 — 交易抽查機制有問題 *2024-12-25, version 3.5.40* 客人下單刷卡後隔兩日收到平台通知店家兩日內需要提供進貨憑證出貨憑證…各種各樣的單據，否則將以停權或是暫停撥款方式來處理店家！當月的商品當月的訂單，廠商都尚未向店家申請貨款那裡來有完整明細可以提供平台審閱？平台要求的資料比國稅局查稅還要更加嚴格不合理！完全無法認同！要停權要暫停撥款都以平台為主，對店家毫無保障！！！！ ### 1/5 — 信箱收不到驗證碼 *2024-08-25, version 3.5.32* 我重新下載3次，每次都卡在註冊的頁面。 我信箱都收不到驗證碼，請問該怎麼處理呢？ ### 1/5 — 問題 *2024-08-21, version 3.5.32* 爲什麼注冊時填寫gmail.com一直顯示格式錯誤 ### 4/5 — 程式開不起來 *2024-06-13, version 3.5.27* 程式最近都打不開 請問是出了什麼問題嗎 ### 1/5 — 收不到簡訊驗證嗎 *2024-03-27, version 3.5.17* 根本收不到簡訊驗證碼怎麼用 ### 5/5 — 新用戶折扣碼在此 👉🏽 TSAOZ62617 *2023-12-05, version 3.5.3* 新用戶使用折扣碼 TSAOZ62617 享有手續費優惠 ✨ ### 2/5 — 審核需要那麼久嗎？ *2023-11-15, version 3.5.0* 請問審核時間有需要到兩個禮拜的時間嗎？是不是太久了點？ ### 4/5 — 希望能再度支援個人賣家分期服務 *2023-01-16, version 3.0.2* 前幾個月你們和合作廠商有提供個人賣家刷卡、無卡分期服務，後來下架了，希望你們今年能再度提供此服務，不然真的太可惜了 ### 5/5 — 用了好一陣子了，真的超好用 *2022-12-11, version 2.5.4* 介面簡單，教底下的員工使用完全沒門檻，近期也把實體刷卡機退掉了，用insto 就夠了 ### 5/5 — 用戶不用載App也能刷卡 *2022-12-11, version 2.5.4* 自己有申請Line pay街口，但客戶年齡層偏大手機也沒下載這些app，insto 幫我解決這些煩惱，輕鬆收信用卡超讚的！ ## Frequently asked questions about INSTO Tap ### How does INSTO Tap work? INSTO Tap allows you to accept credit card payments directly through your smartphone. You can send payment requests via messaging apps, use a QR code, or set up scheduled payments. Buyers can complete transactions without needing to download any additional applications. ### What payment methods does INSTO Tap support? INSTO Tap supports major credit card networks including VISA, Mastercard, and JCB, as well as digital wallets like Apple Pay. This offers flexibility for various customer payment preferences. ### Is INSTO Tap secure for transactions? Yes, INSTO Tap provides a secure transaction environment. The service is PCI DSS compliant and utilizes 3D verification to prevent fraudulent transactions and protect against card skimming. ### Can I use INSTO Tap for my business? INSTO Tap is designed for both individuals and businesses. Features like pre-created product listings and the ability to manage sub-accounts (in Beta) make it suitable for various sales scenarios, including branch operations. ### Are there any monthly fees for using INSTO Tap? No, INSTO Tap offers free application and no monthly rental fees for its core payment processing services. This makes it a cost-effective solution compared to traditional payment terminals. ### When was INSTO Tap last updated? The latest version of INSTO Tap, 3.5.37, was last updated on October 16, 2024. Regular updates indicate ongoing development and support for the application. ### What devices is INSTO Tap compatible with? INSTO Tap is available for iPhone and iPod devices. The app is designed to leverage the capabilities of these Apple mobile devices for payment processing. ### Does INSTO Tap have ads? INSTO Tap does not contain advertisements. The application focuses on providing a seamless payment experience without interruptions from promotional content. ## Version history (last 5 releases) ### 3.5.37 — 2024-10-16 - Bug fixes and optimization ### 3.5.36 — 2024-09-30 - Bug fixes and optimization ### 3.5.35 — 2024-09-10 - Bug fixes and optimization ### 3.5.33 — 2024-08-27 - Bug fixes and optimization ### 3.5.32 — 2024-08-12 - Bug fixes and optimization ## Apps similar to INSTO Tap | App | Rating | Price | Category | | --- | --- | --- | --- | | [Pi 店家助手](https://appshunter.io/ios/app/pi/id1484070704) | — | Free | Finance | | [信用卡回饋攻略 Cash Back Guide](https://appshunter.io/ios/app/cash-back-guide/id6447504449) | — | Free | Finance | | [鉅亨證券](https://appshunter.io/ios/app/id1433896212) | — | Free | Finance | | [ezPay簡單付](https://appshunter.io/ios/app/ezpay/id1006503832) | 1.0 (1) | Free | Finance | | [藍新金流商店管理](https://appshunter.io/ios/app/id1444704550) | — | Free | Finance | | [GUGU US Stock Trading Platform](https://appshunter.io/ios/app/gugu-us-stock-trading-platform/id6447352308) | 5.0 (1) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*