# Intact Insurance: Mobile app — user reviews

> 829 indexed App Store user reviews of Intact Insurance by Intact Insurance, rated 4.60/5 from 1,163 ratings.

- Source: https://appshunter.io/ios/app/intact-insurance-mobile-app/id1363223619/reviews
- App overview in markdown: https://appshunter.io/ios/app/intact-insurance-mobile-app/id1363223619.md
- Rating breakdown: 5★ 956 · 4★ 100 · 3★ 25 · 2★ 13 · 1★ 69

## What do users think of Intact Insurance?

Overall sentiment: negative

**Pros**

- ⭐ Excellent service
- 🚀 Easy to use
- 💯 Great insurance company
- 👍 Reliable and helpful

**Cons**

- 🐛 Inaccurate trip tracking
- 🔍 Lack of transparency in scoring system
- 🔄 Constant log-outs and login issues
- 🤔 Inconsistent app performance
- 📄 Unable to access all policy documents

**Commonly reported bugs**

- App crashes frequently
- Incorrect detection of phone usage
- Trips not recorded accurately
- Inability to switch between driver and passenger

**Most requested features**

- Add option to change language preference
- Improve ability to edit trip details
- Allow access to all policies within the app
- Provide more detailed driving feedback

## Newest reviews (10 of 829)

### 1/5 — Impossible d’effectuer des changements

*2026-08-17, version 5.78.1*

Impossible de changer mon numéro de téléphone ou d’en ajouter 1.

### 2/5 — Exactitude

*2026-08-16, version 5.78.1*

Je doute un peu de l’exactitude des mesures concernant les freinages brusques/accélérations!

### 1/5 — No Contact Intact

*2026-08-16*

App issues error message when attempting to update phone number. Error page within the app states “call us” but lists hours of operations as Mon - Sun as CLOSED. An insurance Co. that does not want to be contacted. Ask me to show you the screenshot.

**Developer response:** Hello! It sounds like you're having a tough time updating your phone number in the app, and we genuinely appreciate you sharing this with us. The error message and the confusing hours of operation are definitely not ideal. Please reach out to our support team at 1-855-251-6977. Thank you for your understanding, and we're dedicated to resolving this for you!

### 5/5 — Super

*2026-08-16, version 5.78.1*

Très facile et efficace

### 5/5 — Good insurance

*2026-08-15, version 5.78.1*

Excelente servicio y buenos precios

### 4/5 — Info vs Inter-personal

*2026-08-15, version 5.78.1*

Although I appreciate the app for retrieving quick access to information, I would never want to not have access to speaking directly to my broker /staff.

### 5/5 — Intact Insurance

*2026-08-15, version 5.78.1*

Always appreciate how easy it is to work with the Agents..Sandra is a Gem..!

### 1/5 — Horrible

*2026-08-15, version 5.78.1*

I’m a very good driver as recognized by the number of accidents I’ve had in my 50+ years of driving and the number of driving infractions I’ve had over that same period of time. So I thought this app would be good to reduce the cost of my insurance. 

After I was driving for a while, I got an email saying that my driving needs to improve because I am worse than 80% of the drivers on the road in Alberta. It said that if I didn’t improve, my cost of insurance would rise once I go back to renew it. I investigated this and found that I had numerous cell phone infractions for distracted driving and for speeding. so I thought OK - I can control the speeding. I will decrease my speed down to no more than 3 km an hour over the speed limit using cruise control, which allows me a little bit of leeway when I’m trying to drive the speed limit. I also parked my phone in a holder so that it didn’t move around or didn’t get touched while I was driving. 

However, my next report showed that I still was speeding too frequently and still had too many distracted driving infractions. Again - the threat of increased insurance costs. 

What I found was that the app will track your speed and if you’re even 1 km an hour over the speed limit you’ll get tagged within the app for speeding. It also doesn’t recognize a difference between when I’m driving my car and when I’m driving in somebody else’s car as a passenger, I get dinged either way. The app isn’t watching you - it’s detecting movement of the phone, and it’s detecting the speed of the phone. So it’s tracking those things in real time whether or not it’s you using the phone or whether you’re in somebody else’s car. 

With respect to distracted driving, putting the phone away so that it’s not touched at all during the drive didn’t seem to make any difference. I still had numerous distracted driving infractions. So if my wife uses the phone or if the phone adjusts its location on my seat while I’m driving, it’s considered distracted driving.

It’s a horrible app and poorly designed for its purpose

### 5/5 — My intact umbrella

*2026-08-15, version 5.78.1*

Excellence in all aspects of business

### 1/5 — Frustrating scoring

*2026-08-15, version 5.78.1*

I don’t mind sharing data.  But unlike competitors this is binary: badge no badge. I’ve pulled over to use a phone. Lost a bad. Did 120 for 2 km to pass someone on 401 of a 200lm trip… lost a speed badge. Give. Score. Disappointing

## Most critical reviews (10 lowest-rated)

### 1/5 — Deal

*2026-08-23, version 5.79.0*

Hello, I’m contacting you regarding my insurance payments.

When I first spoke with your representative, I was told that my monthly payment would be $607. However, unfortunately, I was charged $650 for the first month, $620 for the second month, and $702 for the third month from my bank account.

I would like to know why the amounts are different from what I was originally told. I am very concerned about these unexpected charges and I need a clear explanation.

Please review my account and explain exactly why these amounts were withdrawn. I expect your company to be transparent and honest with me.

Thank you

### 1/5 — Claim denied

*2026-08-21, version 5.79.0*

Although my broker assured my coverage was covered, my claim😫

### 1/5 — Can’t find the option for English

*2026-08-21, version 5.79.0*

If the there is an option for English or French, I can’t find

### 1/5 — Intact app

*2026-08-21, version 5.78.1*

It stops working too often to be useful.

### 1/5 — The whole app is just trackers that will raise your insurance rates.

*2026-08-20, version 5.79.0*

Terrible useless app that begs you to turn on trackers unless you need a digital version of your pink slip

### 1/5 — poor customer service

*2026-08-19, version 5.78.1*

boarderline impossible to understand their representatives and when u ask for clarification they are very rude disappointed considering it’s not cheap for insurance

### 1/5 — Terrible

*2026-08-19, version 5.78.1*

Absolutely terrible. I have 5 insurance policies and can only see 2. Useless.

### 1/5 — Worst app ever

*2026-08-18, version 5.78.1*

I’m have 4 properties and when I select any one of them to get proof of insurance it only provides proof of insurance for one of the 4 properties. It does not matter which one you select, when you go to the access documents page it only shows one of the 4 properties. I have had nothing but problems with this app when I need information and I end up having to email my broker and wait until they can get back to me. So frustrating! If I could give this app a negative score I would. -5 stars.

### 1/5 — Broken - Technical Difficulties

*2026-08-18, version 5.78.1*

I can never login to my app, it always says technical difficulties, i have even tried logging in on a browser and still having the same issue

### 1/5 — Aplication qui fonctionne tres mal ou ces moi le probleme

*2026-08-18, version 5.78.1*

Salut 
Je sais pas si c’est moi qui est pas capable de le faire fonctionner ou si c’est juste l’application qui est vraiment mal conçu, mais ça marche jamais à moitié et la dame à qui j’ai parlé, il m’a dit ah c’est peut-être un bugs

## Most praised reviews (10 highest-rated)

### 5/5 — Client

*2026-08-19, version 5.78.1*

Bonne compagnie

### 5/5 — Une entreprise de confiance

*2026-08-18, version 5.78.1*

Service courtois et professionnel

### 5/5 — Intact Insurance

*2026-08-18, version 5.78.1*

The best one by far!!!

### 5/5 — Good intact

*2026-08-17, version 5.78.1*

Love the service professionals and good people at work

### 5/5 — Easy to use

*2026-08-17, version 5.78.1*

Easy to use

### 5/5 — Beautiful and useful app

*2026-08-17, version 5.78.1*

I enjoy using this app for my Intact’s insurance needs, it provides all the information I need and it’s fast and also with good UI.

### 5/5 — Bon service

*2026-08-17, version 5.78.1*

Intact ont toujours été attentif à mes réclamations et avec preuve et facture mon donner une très bonne indemnisation très satisfait !!!

### 5/5 — Appli

*2026-08-17, version 5.78.1*

Super!

### 5/5 — All good

*2026-08-17, version 5.78.1*

I have been very satisfied with Intact insurance for a long time. I love my broker JAS McKinnon insurance. And they also love Intact. Have a great day

### 5/5 — Intact

*2026-08-17, version 5.78.1*

Great no nonsense company, great nonsense service

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
