# Interest Edge — Lending and interest ledger

> Lending and interest ledger (iPhone/iPad app by Ajit Singh.)

- Source: https://appshunter.io/ios/app/interest-edge/id6789968294 (this page in markdown: same URL + `.md`)
- Developer: [Ajit Singh](https://appshunter.io/developer/6788270229)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 26.0 · 14 MB
- Languages: American English
- Released: 2026-08-06
- Data updated: 2026-09-25
- User reviews in markdown: https://appshunter.io/ios/app/interest-edge/id6789968294/reviews.md

## What is Interest Edge?

Interest Edge is a private ledger for money you've lent and borrowed — with the interest worked out for you.

Whether you lend to family, borrow from a friend, or keep informal accounts, Interest Edge turns scattered notes into a clean, always-up-to-date record. Add an entry once and Interest Edge keeps calculating the interest right up to today.

WHY INTEREST EDGE
• Lent and borrowed in one place — see who owes you and whom you owe at a glance.
• Interest done for you — Simple, Compound, or NIL, with your choice of day-count basis (actual/365 or 30/360).
• Your own interest rates — save the presets you actually use and reuse them in a tap.
• Capital return dates — record when money is due back, by period or by date.
• Person-wise ledgers — every transaction with a person, netted to a single receivable or payable.
• Powerful search — find any entry by name, amount, rate, date, or note.
• Reports — financial-year summaries of principal and interest.
• Settle and reopen — mark entries settled, with a full history of every change.
• Private by design — your ledger is tied to your account and visible only to you. No ads, no tracking.

MADE FOR EVERYDAY MONEY
Interest Edge speaks in rupees and the way lending really works — principal, rate per annum, simple vs compound, and clear receivable and payable totals.

Sign in with a username or with Google, and your ledger is saved securely to your account.

Interest Edge is a personal record-keeping and calculation tool. It is not a bank, lender, or financial advisor, and does not move money.


## Version history (last 4 releases)

### 1.0.4 — 2026-08-31

calqrate is now Interest Edge. Same app, same account, same data — new name. The quick calculator is now called One-Off Calculation.

### 1.0.3 — 2026-08-27

Entries, dashboard and reports have been redesigned so every figure sits on its own line under the word that names it, with capital, interest and the receivable or payable total each on their own shade.

"Principal" is now called "Capital" throughout.

Dark mode now uses brighter, more solid colours, so lent-green and borrowed-peach read as real colours rather than tinted black.

On the new entry form the payment date and rate share the row evenly, with no wasted space beside the rate.

Form labels and headings now read in Title Case instead of capitals.

### 1.0.1 — 2026-08-19

Redesigned Ledgers, clearer entries, and more accurate interest.

• Ledgers rebuilt — colour-filled person cards, sorting by lent, borrowed, name or amount, and settled accounts stay listed
• Lent and borrowed entries now carry matching opposite arrows so direction reads at a glance
• Entry cards show the exact number of days alongside the duration
• Net receivable/payable summary moved to the top of your entries
• "Check as on" date now available on the Dashboard and Entries pages, so you can value your book on any date
• Interest is now calculated on real calendar days over a 360-day year, and compound interest uses annual rests with simple interest on the part-year
• Interest no longer recalculates while you are still typing a date
• InterestEdge shows the day count and no longer overlaps on large amounts
• Tighter card layout throughout, with a thin divider between cards
• Privacy Policy and Support links added to Settings

### 1.0 — 2026-08-06

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-25.*