# Interestly by Qivera — EMI, Mortgage & Debt Tracker

> EMI, Mortgage & Debt Tracker (iPhone/iPad app by Qivera Digital Ventures LLC.)

- Source: https://appshunter.io/ios/app/interestly-by-qivera/id6806759311 (this page in markdown: same URL + `.md`)
- Developer: [Qivera Digital Ventures LLC](https://appshunter.io/developer/6791109773)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 34 MB
- Languages: American English
- Released: 2026-09-02
- Data updated: 2026-09-17
- User reviews in markdown: https://appshunter.io/ios/app/interestly-by-qivera/id6806759311/reviews.md

## What is Interestly by Qivera?

Take complete control of your loans, savings, and financial future with Interestly - the all-in-one loan, EMI, and interest calculator designed with elegance, precision, and privacy at its core.

Whether you are planning a mortgage, calculating auto loan EMIs, exploring adjustable-rate loans (ARM), investing with compound interest, or crafting an aggressive debt payoff strategy, Interestly gives you instant clarity with interactive charts and full amortization schedules.

13 POWERFUL FINANCIAL CALCULATORS

LOANS & MORTGAGES:
- EMI Calculator: Calculate monthly payments, total interest, or solve for loan amount / tenure.
- ARM Explorer: Model 3/1, 5/1, 7/1, and 10/1 Adjustable-Rate Mortgages with caps and rate-shock scenarios.
- Prepayment Impact: See how extra monthly or yearly payments slash your loan tenure and save thousands in interest.
- Loan Comparison: Compare two loan offers side-by-side (rates, terms, and total cost) to find the best deal.
- Car Lease vs Buy: Evaluate depreciation, resale value, and cash flow to make the smartest car decision.
- Closing Costs & Fees: Estimate upfront closing fees, stamp duty, and taxes by region.

DEBT FREEDOM & STRATEGY:
- Debt Payoff Planner: Simulate Snowball and Avalanche payoff methods to become debt-free months or years earlier.
- Inflation Lens: Visualize the future purchasing power of your money over time.

WEALTH & INVESTING:
- Compound Growth Calculator: Project the exponential growth of your investments over time.
- Monthly SIP & Step-Up: Plan recurring investments with annual step-up contribution increases.
- Fixed Deposit (FD): Calculate returns with quarterly, monthly, or annual compounding.
- Recurring Deposit (RD): Plan regular monthly deposits and maturity amounts.
- Simple Interest: Fast, accurate calculations for short-term lending and deposits.

KEY FEATURES & HIGHLIGHTS:

- MY LOANS DASHBOARD: Track your active real-world loans with live balance progress rings and an exact debt-free countdown date.
- AMORTIZATION BREAKDOWNS: View interactive yearly and monthly principal vs interest payment schedules.
- INTERACTIVE CHARTS: Understand your numbers at a glance with donut breakdowns, smooth growth curves, and payoff timelines.
- TODAY'S INSIGHT: Daily bite-sized financial wisdom (Rule of 72, 1-extra-EMI hack, avalanche vs snowball strategies).
- MULTI-CURRENCY SUPPORT: Full support for 19 global currencies, including international million/billion and Indian Lakh/Crore compact numbering notations.
- JSON BACKUP & RESTORE: Effortlessly export and import your saved data anytime.

100% PRIVATE & OFFLINE-FIRST:

- No sign-up, login, or account required.
- Zero internet requests - your financial data never leaves your device.
- Completely ad-free, tracker-free, and distraction-free.

Make smart, confident money decisions. Download Interestly today!


## Version history (last 1 release)

### 1.0.0 — 2026-09-02

No release notes.

## More apps by Qivera Digital Ventures LLC

- [LexiRef - Offline Dictionary](https://appshunter.io/ios/app/lexiref-offline-dictionary/id6791109771)
- [FocusFlow by Qivera](https://appshunter.io/ios/app/focusflow-by-qivera/id6803953416)

All apps by Qivera Digital Ventures LLC: https://appshunter.io/developer/6791109773

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-17.*