# Intrepid Credit Union

> Mobile banking app for managing accounts, deposits, bill pay, and budgeting. (iPhone/iPad app by Intrepid Credit Union.)

- Source: https://appshunter.io/ios/app/intrepid-credit-union/id997635342 (this page in markdown: same URL + `.md`)
- Developer: [Intrepid Credit Union](https://appshunter.io/developer/997635341)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 738 App Store ratings · 8 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 169 MB
- Languages: American English
- Released: 2015-07-06
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/intrepid-credit-union/id997635342/reviews.md

## What is Intrepid Credit Union?

Intrepid Credit Union's mobile banking app, powered by Alkami, delivers a streamlined and member-centric banking experience. With its intuitive interface, you can effortlessly navigate through features such as customizable dashboards, secure transactions, mobile check deposit, bill pay, and comprehensive account management.
Track spending and set savings goals with budgeting tools that empower your financial future, while real-time alerts keep you informed of account activity. With Intrepid CU’s mobile app, banking becomes more convenient, secure, and tailored to each member's needs.
Intrepid Credit Union is member-owned and locally operated in Montana. Federally Insured by NCUA. For more information on membership and qualifications visit intrepidcu.org.

## Key features

- Customizable dashboards
- Secure transactions
- Mobile check deposit
- Bill pay
- Account management
- Budgeting tools
- Real-time alerts

## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/intrepid-credit-union/id997635342/reviews.md

### 1/5 — Pick Another Credit Union

*2026-07-27*

I’m not impressed with the credit union. The app isn’t accurate for pending withdrawals and balance. I had to use written balances. 

They failed to helped me with a stop payment for a company I’d already paid from another account. When I contested the charge, they sent it to collections

### 5/5 — Works

*2026-05-17*

Works👍

### 4/5 — Overdrafts on day of deposit

*2026-01-04*

I made a cash deposit, but debits are posted before credits.  Bad policy!

### 2/5 — Literally worst banking app in existence

*2025-10-13*

I HATE this app with a passion. God forbid you try to mobile deposit any check or transfer money to anyone not affiliate with Intrepid. I don’t understand how they manage to sponsor so many community events when their mobile banking app is complete trash. Literally the only reason I still have an account with this bank at all is because my mother is still alive and uses them. If she ever asked, I’d gladly help her close her account and move to my preferred credit Union which is actually allows you to do all the important stuff. This bank is not for anybody who also banks with an outside account, any young person who uses their money, or anyone who wants to help their parents complete transactions online. It’s not family friendly at all and doesn’t allow you to move money like you deserve to be able to. Only bank with Intrepid if you ONLY need a savings account or have no desire to transfer money anywhere but within Intrepid.

### 5/5 — Opinion Intrepid FCU

*2025-09-12*

I love Intrepid. They are the most helpful financial institution I have dealt with. Any problem I have is taken care of by the credit union.

### 4/5 — Card management

*2025-03-17*

I wish we had a way to manage cards within this app instead of having to use a separate app like we currently do. The card app never works for me, it always gets stuck on the loading page. This app would get five stars if they could just incorporate the two into one.

### 5/5 — Negative amounts and bill pay

*2024-09-25*

Wish the negative amounts would be in red so you Quick Look to see what is taken away and which are money into the accounts.  Bring back bill pay like it was so you can see what’s pending so you k ow which bills have been sent out.

### 5/5 — Bill pay

*2018-08-31, version 4.2.254*

Love the app but wish they would go back to how they tracked bill pay. Last time you could see a month box with a check mark for which bills you paid for the month.  Now I have to scroll down to see if I remember paying my bill. 

Please give the option to quick look at which months were paid for which bills please 🤗

## Frequently asked questions about Intrepid Credit Union

### What can I do with the Intrepid Credit Union mobile app?

The app allows you to manage your accounts, make secure transactions, deposit checks remotely, pay bills, and track your spending. It also includes budgeting tools and real-time alerts to help you stay on top of your finances.

### Is the Intrepid Credit Union mobile app free to use?

Yes, the application is free to download and use for members of Intrepid Credit Union. There are no charges associated with using the core banking features.

### How does mobile check deposit work?

You can deposit checks directly through the app by taking photos of the front and back of your endorsed check. The funds will be credited to your account after processing, following standard banking procedures.

### What are the benefits of using the budgeting tools?

The budgeting tools help you track your spending habits and set savings goals. This feature empowers you to gain better control over your finances and work towards achieving your financial objectives.

### Is my financial information secure with this app?

Yes, the app is designed with security in mind, offering secure transactions and protecting your account information. Real-time alerts also help you monitor account activity for any unauthorized changes.

## Version history (last 5 releases)

### 4022.1.1 — 2026-08-19

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4020.1.1 — 2026-03-28

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4018.1.1 — 2025-11-14

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4018.0.2 — 2025-08-27

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4016.1.2 — 2025-03-11

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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## More apps by Intrepid Credit Union

- [Intrepid CU CardControl](https://appshunter.io/ios/app/intrepid-cu-cardcontrol/id6445998250)

All apps by Intrepid Credit Union: https://appshunter.io/developer/997635341

## Related topics

[intrepid credit union](https://appshunter.io/ios/topics/intrepid-credit-union) · [intrepid response](https://appshunter.io/ios/topics/intrepid-response) · [intrepid](https://appshunter.io/ios/topics/intrepid)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*