# Intuit Credit Karma — Save, Spend & Grow Your Credit > Personal finance app for credit monitoring, loan offers, and tax filing. (iPhone/iPad app by Credit Karma, Inc..) - Source: https://appshunter.io/ios/app/intuit-credit-karma/id519817714 (this page in markdown: same URL + `.md`) - Developer: [Credit Karma, Inc.](https://appshunter.io/developer/519816000) - Category: Finance, Productivity - Price: Free - Rating: 4.80/5 from 7,711,052 App Store ratings · 2,757 written reviews indexed - Age rating: 17+ - Requires: iOS 16.0 · 224 MB - Languages: American English - Released: 2012-07-18 - Data updated: 2026-08-30 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/intuit-credit-karma/id519817714/reviews.md ## What is Intuit Credit Karma? Confidently navigate your finances & make progress with Intuit Credit Karma. SEE YOUR UP-TO-DATE FINANCIAL SUMMARY -Know exactly where your money is going -Get alerts when your credit scores change EASILY COMPARE YOUR OFFERS -See personalized credit card recommendations and loan offers -Compare real insurance options -Apply with more confidence† CONNECT YOUR ACCOUNTS & SAVE MONEY -Track your monthly spending -Automatically categorize your transactions -Build credit history with bills you already pay with Credit Spark™ -Get more value out of the cards in your wallet with Cards Optimizer BANK ONLINE -Open Credit Karma Money Spend and Save accounts*** in the app -You could get access to your paycheck up to two days earlier when you set up direct deposit¹ SIMPLIFY YOUR TAXES -Make progress on your taxes in bite-sized pieces throughout the year -Upload a photo of your W-2 to prefill your profile info -Get personalized recommendations on how to use your refund Credit Karma Plus is gradually rolling out to members over the coming months. In addition to the value above, paying subscribers will also get access to features that help protect your identity, remove your personal data from the internet, lower your bills, and file your taxes with expert help. DISCLOSURES ***Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply. ¹Early access to paycheck is compared to standard payroll electronic deposit and is dependent on and subject to payor submitting payroll information to the bank before release date. Payor may not submit paycheck early. Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | CA loans arranged pursuant to a CA Financing Law license. Insurance services offered through Karma Insurance Services, LLC. CA resident license #0172748. Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622. ELIGIBILITY AND ADDITIONAL DETAILS; PERSONAL LOAN INTEREST RATES AND FEES. You can see personal loan offers on the Credit Karma personal loan marketplace from third party advertisers from which Credit Karma receives compensation. Credit Karma members are shown offers with Outstanding Approval Odds† when available to them. Offers with Outstanding Approval Odds have rates that range from 5.59% APR to 35.99% APR with terms from 1 to 10 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Credit Karma. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender's terms and conditions for additional details. All loan offers on Credit Karma require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts. PERSONAL LOAN REPAYMENT EXAMPLE. The following example assumes a $15,000 personal loan with a four year (48 month) term. For APRs ranging from 5.59% to 35.99%, monthly payments would range from $349 to $594. Assuming all of the 48 payments are made on-time, the total amount paid would range from $16,774 to $28,492 † Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the card shown, or whether you meet certain criteria determined by the lender. Of course, there's no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don't meet the lender's "ability to pay standard" after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender. 1100 Broadway, STE 1800 - Credit Karma, Oakland, CA 94607 ## Key features - Connect accounts for spending insights - Monitor credit score changes - Compare loan and insurance offers - Simplify tax filing with W-2 upload - Access online banking - Identity monitoring and rate alerts ## Chart rankings - #20 in Top Free · Finance (US App Store) ## What do users think of Intuit Credit Karma? Overall sentiment: mixed **Pros** - 💥 Helpful credit monitoring - 📈 Improved credit scores - 🔍 Fraud detection - 🤑 Free credit reports - 🤓 Informative credit education - 🕰️ Timely credit updates - 🙌 Positive user experience **Cons** - 🚨 Inaccurate credit scores - 🤦‍♀️ Misleading credit card offers - 🔒 Security concerns - 🤯 Confusing credit reporting - 🤬 Poor customer service - 🐢 Slow credit updates - 💰 Aggressive promotion of paid services **Commonly reported bugs** - Login issues - Crashes and freezes - Incorrect account information - Unauthorized account access **Most requested features** - Integrate all 3 credit bureaus - Provide FICO score information - Add more educational resources - Improve dispute resolution process - Offer customizable credit monitoring options ## Recent user reviews (10 of 2,757) All indexed reviews: https://appshunter.io/ios/app/intuit-credit-karma/id519817714/reviews.md ### 5/5 — 👍🏻 *2026-08-25, version 26.35* Great Never done me wrong and pretty spot on ### 2/5 — Gets Worse With Each Update *2026-08-25, version 26.35* Remember when Intuit used to actually offer decent products? Long are those days! CreditKarma doesn’t even bother showing me accurate info anymore. Tells me my monthly mortgage payment is $125//mo HIGHER than it actually is. Can’t be bothered to see that a balance on a 0% APR card has NO INTEREST, but wants to offer me other balance transfer cards. Get a clue. Also, the AI just really bogs down the whole damn app. Slow, glitchy, lags…get rid of it. Or at least give us an option to turn the thing off! ### 5/5 — Ricky Green *2026-08-25, version 26.35* Car for my wife Good morning it would be super. Y’all could help me with some funds to buy my wife a car. She’d be so happy with me make her a day and you know I might even get a good Christmas present this year. That’s not too far away. We’re already four months of Christmas is crazy how fast years go now but yes for the payment for $10,000. We can give us that much that would buy a good card if we got one cheaper, we just have some Mexican money maybe work on dad‘s truck a little bit huh but yeah find it in your heart. Loan will be happy to take care of making payment downtown every month. Appreciate it. ### 5/5 — Credit Karma *2026-08-25, version 26.35* 5 Stars ### 1/5 — Basic addition problems *2026-08-25, version 26.35* I’ve given them well over 4 weeks to resolve the issue I uncovered with their whole spending area. Find an item categorized incorrectly and then fix it, the totals still show up on the original category even though it’s wrong. ### 2/5 — False information *2026-08-25, version 26.35* Credit Karma always have information that’s not true. I don’t have a vehicle and they got seven vehicles on my stuff like I own them ### 1/5 — Worst Customer Support *2026-08-25, version 26.35* I simply asked a question and their customer support continually says we understand how frustrated you are… I wasn’t frustrated until after dealing with them. Very unprofessional staff. ### 5/5 — Satisfied customer *2026-08-24, version 26.35* I am pleased with this app, ### 5/5 — Helpful *2026-08-24, version 26.34* Great app ### 5/5 — VMM *2026-08-24, version 26.34* Good Good Good ## Frequently asked questions about Intuit Credit Karma ### What does Credit Karma do? Credit Karma helps you navigate your financial path by providing insights into your spending, monitoring your credit scores, and offering personalized loan and insurance offers. It also simplifies tax filing and provides access to online banking services. ### What are the key features of Credit Karma? Key features include connecting bank accounts for spending analysis, receiving alerts for credit score changes, comparing loan and insurance offers, and uploading W-2s to simplify tax filing. Premium subscribers gain access to identity protection and bill negotiation services. ### Is Credit Karma free to use? The core features of Credit Karma are free to use. However, there is a premium subscription called Credit Karma Plus which offers additional features like enhanced identity protection and bill negotiation. The app also has ads. ### Who is Credit Karma for? This app is designed for individuals who want to gain a better understanding of their financial situation, monitor their creditworthiness, and find competitive offers for financial products like loans and insurance. ### Can I use Credit Karma to file my taxes? Yes, the app allows you to simplify tax filing by uploading a photo of your W-2, which can prefill your profile information. You can then finish filing on your computer. Expert help is available with the premium subscription. ## Version history (last 5 releases) ### 26.35 — 2026-08-24 Thanks for using Intuit Credit Karma! Our app is regularly updated to make it easier for you to track your financial progress. This version includes a number of performance improvements and squashes a few small pesky bugs. Stay tuned for more updates and be sure to share your feedback at comments@creditkarma.com. ### 26.34 — 2026-08-17 Thanks for using Intuit Credit Karma! Our app is regularly updated to make it easier for you to track your financial progress. This version includes a number of performance improvements and squashes a few small pesky bugs. Stay tuned for more updates and be sure to share your feedback at comments@creditkarma.com. ### 26.33 — 2026-08-10 Thanks for using Intuit Credit Karma! Our app is regularly updated to make it easier for you to track your financial progress. This version includes a number of performance improvements and squashes a few small pesky bugs. Stay tuned for more updates and be sure to share your feedback at comments@creditkarma.com. ### 26.32 — 2026-08-04 Thanks for using Intuit Credit Karma! Our app is regularly updated to make it easier for you to track your financial progress. This version includes a number of performance improvements and squashes a few small pesky bugs. Stay tuned for more updates and be sure to share your feedback at comments@creditkarma.com. ### 26.31 — 2026-07-27 Thanks for using Intuit Credit Karma! Our app is regularly updated to make it easier for you to track your financial progress. This version includes a number of performance improvements and squashes a few small pesky bugs. Stay tuned for more updates and be sure to share your feedback at comments@creditkarma.com. ## Apps similar to Intuit Credit Karma | App | Rating | Price | Category | | --- | --- | --- | --- | | [Cash App](https://appshunter.io/ios/app/cash-app/id711923939) | 4.8 (8,634,711) | Free | Finance | | [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,298,440) | Free | Finance | | [Chime® – Mobile Banking](https://appshunter.io/ios/app/chime-mobile-banking/id836215269) | 4.8 (1,558,421) | Free | Finance | | [Venmo](https://appshunter.io/ios/app/venmo/id351727428) | 4.8 (15,469,251) | Free | Finance | | [Experian®](https://appshunter.io/ios/app/experian/id1087101090) | 4.8 (2,695,303) | Free | Finance | | [Possible: Fast Cash & Credit](https://appshunter.io/ios/app/possible-fast-cash-and-credit/id1380384597) | 4.8 (134,258) | Free | Finance | ## More apps by Credit Karma, Inc. - [Credit Karma — Credit Score](https://appshunter.io/ios/app/credit-karma-credit-score/id1398558151) All apps by Credit Karma, Inc.: https://appshunter.io/developer/519816000 ## Related topics [mint com personal finance](https://appshunter.io/ios/topics/mint-com-personal-finance) · [credit karma](https://appshunter.io/ios/topics/credit-karma) · [kredit](https://appshunter.io/ios/topics/kredit) · [credit card payoff planner](https://appshunter.io/ios/topics/credit-card-payoff-planner) · [intuit credit karma](https://appshunter.io/ios/topics/intuit-credit-karma) · [credit card tracker debt](https://appshunter.io/ios/topics/credit-card-tracker-debt) · [credit card tracker budget](https://appshunter.io/ios/topics/credit-card-tracker-budget) · [credit karma money](https://appshunter.io/ios/topics/credit-karma-money) · [credit karma checking account](https://appshunter.io/ios/topics/credit-karma-checking-account) · [credit karma bank](https://appshunter.io/ios/topics/credit-karma-bank) · [credit karma card](https://appshunter.io/ios/topics/credit-karma-card) · [credit karma money checking account](https://appshunter.io/ios/topics/credit-karma-money-checking-account) · [apps to check credit score](https://appshunter.io/ios/topics/apps-to-check-credit-score) · [credit karma business](https://appshunter.io/ios/topics/credit-karma-business) · [credit karma credit score](https://appshunter.io/ios/topics/credit-karma-credit-score) · [credit](https://appshunter.io/ios/topics/credit) · [credit acceptance](https://appshunter.io/ios/topics/credit-acceptance) · [credit score simulator](https://appshunter.io/ios/topics/credit-score-simulator) · [avant](https://appshunter.io/ios/topics/avant) · [experian](https://appshunter.io/ios/topics/experian) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*