# Intuit Credit Karma — user reviews

> 2,757 indexed App Store user reviews of Intuit Credit Karma by Credit Karma, Inc., rated 4.80/5 from 7,711,052 ratings.

- Source: https://appshunter.io/ios/app/intuit-credit-karma/id519817714/reviews
- App overview in markdown: https://appshunter.io/ios/app/intuit-credit-karma/id519817714.md
- Rating breakdown: 5★ 6,971,573 · 4★ 482,589 · 3★ 126,307 · 2★ 34,448 · 1★ 96,135

## What do users think of Intuit Credit Karma?

Overall sentiment: mixed

**Pros**

- 💥 Helpful credit monitoring
- 📈 Improved credit scores
- 🔍 Fraud detection
- 🤑 Free credit reports
- 🤓 Informative credit education
- 🕰️ Timely credit updates
- 🙌 Positive user experience

**Cons**

- 🚨 Inaccurate credit scores
- 🤦‍♀️ Misleading credit card offers
- 🔒 Security concerns
- 🤯 Confusing credit reporting
- 🤬 Poor customer service
- 🐢 Slow credit updates
- 💰 Aggressive promotion of paid services

**Commonly reported bugs**

- Login issues
- Crashes and freezes
- Incorrect account information
- Unauthorized account access

**Most requested features**

- Integrate all 3 credit bureaus
- Provide FICO score information
- Add more educational resources
- Improve dispute resolution process
- Offer customizable credit monitoring options

## Newest reviews (11 of 2,757)

### 2/5 — Gets Worse With Each Update

*2026-08-25, version 26.35*

Remember when Intuit used to actually offer decent products? Long are those days! 

CreditKarma doesn’t even bother showing me accurate info anymore. Tells me my monthly mortgage payment is $125//mo HIGHER than it actually is. Can’t be bothered to see that a balance on a 0% APR card has NO INTEREST, but wants to offer me other balance transfer cards. Get a clue. Also, the AI just really bogs down the whole damn app. Slow, glitchy, lags…get rid of it. Or at least give us an option to turn the thing off!

### 2/5 — False information

*2026-08-25, version 26.35*

Credit Karma always have information that’s not true. I don’t have a vehicle and they got seven vehicles on my stuff like I own them

### 2/5 — Outdated Info

*2026-08-24, version 26.34*

I find my data is always 30 to 60 days outdated. This really does not give me good guidance

### 4/5 — Forgotten Roots

*2026-08-23, version 26.34*

Anybody else miss the good old days when this app recommended credit cards based off of factors other than who pays them the most to push their cards? Seriously, show me one card recommendation for somebody with an 800 credit score that doesn’t have 25%+ interest rates? Honestly a joke with that part. I only use the app to check on my credit now, which it works for.

### 5/5 — Credit

*2026-08-23, version 26.34*

I have the app on my phone so I can see my credit everyday to see what’s going on

### 5/5 — Progress

*2026-08-22, version 26.34*

I’ve owned this app since the beginning of building my credit. This app keeps me up to date and motivated to get my credit higher, it always suggests the best credit cards with there pros n cons. Although it might not tell you the exact number where your credit sits, it will give you an estimate. I’m not getting paid to tell you any of this, so this isn’t a bought review. I would recommend this app for many reasons but mainly for the fact that it’s free, 100% would recommend this app.

### 5/5 — Awesome

*2026-08-22, version 26.34*

The information provided is outstanding ‼️ It keeps your informed and various options available for a specific and successful financial adventure and more✌🏽👍✌🏿👍🏽‼️‼️‼️

### 5/5 — Helpful app

*2026-08-22, version 26.34*

I found the Credit Karma to be helpful to keep track of my credit scores and other things related to credit cards. Great app!

### 2/5 — Not what it once was.

*2026-08-22, version 26.34*

Updates are far and few between. Does not pay if guaranteed offers are rejected as advertised. Positive factors are slow to hit scores, while any credit usage immediately impacts score.

### 5/5 — The best

*2026-08-22, version 26.34*

In foco score

### 5/5 — Great experience with karma

*2026-08-21, version 26.34*

The service was helpful and professional

## Most critical reviews (10 lowest-rated)

### 1/5 — Basic addition problems

*2026-08-25, version 26.35*

I’ve given them well over 4 weeks to resolve the issue I uncovered with their whole spending area. Find an item categorized incorrectly and then fix it, the totals still show up on the original category even though it’s wrong.

### 1/5 — Worst Customer Support

*2026-08-25, version 26.35*

I simply asked a question and their customer support continually says we understand how frustrated you are… I wasn’t frustrated until after dealing with them. Very unprofessional staff.

### 1/5 — This apps sucks

*2026-08-23, version 26.34*

• We are currently undergoing scheduled maintenance, please try again in an hour. What does this mean please advise!!

### 1/5 — Signing in

*2026-08-23, version 26.34*

Everytime I try to sign in it tells me that they can’t connect to credit karma or they send me a one time password for me not to get signed in.

### 1/5 — Credit score tracking is only 1% of the app now

*2026-08-22, version 26.34*

Used to be good years ago. With every update lately the credit score section of the app has been shrinking. Now the home page is 95% ads and Credit Karma banking (which is a scam) and credit score only about 5% of the screen

### 1/5 — It’s 2026. Get Dark Mode

*2026-08-22, version 26.34*

Why have your devs not created Dark Mode? Get with it man - I check this app often especially at night. I don’t want to destroy my eyes with Light Mode. 

CREATE A DARK MODE ALREADY

### 1/5 — Please fix this

*2026-08-22, version 26.34*

The app keeps changing where i put my expenses. ie: i mark an item as a “bill” but it changes it to “shopping “. If it was just the current month, no problem because i can just change it back, but it gets changed across all previous months as well. It’s messing up my calculations when i try to figure out my average spending in each category at the end of the year. This is extremely frustrating! Please fix this.

### 1/5 — Fail

*2026-08-22, version 26.34*

App crashes down. 1 star

### 1/5 — Glitchy

*2026-08-21, version 26.34*

So glitchy because I put in my information and it still popped up with another screen to put the information in again, and when I did that it didn’t recognize it

### 1/5 — Misinformative

*2026-08-20, version 26.34*

These stats are never in alignment with what your true score is when your credit is ran. This information is all just a suggestion.

## Most praised reviews (10 highest-rated)

### 5/5 — 👍🏻

*2026-08-25, version 26.35*

Great
Never done me wrong and pretty spot on

### 5/5 — Ricky Green

*2026-08-25, version 26.35*

Car for my wife
Good morning it would be super. Y’all could help me with some funds to buy my wife a car. She’d be so happy with me make her a day and you know I might even get a good Christmas present this year. That’s not too far away. We’re already four months of Christmas is crazy how fast years go now but yes for the payment for $10,000. We can give us that much that would buy a good card if we got one cheaper, we just have some Mexican money maybe work on dad‘s truck a little bit huh but yeah find it in your heart. Loan will be happy to take care of making payment downtown every month. Appreciate it.

### 5/5 — Credit Karma

*2026-08-25, version 26.35*

5 Stars

### 5/5 — Satisfied customer

*2026-08-24, version 26.35*

I am pleased with this app,

### 5/5 — Helpful

*2026-08-24, version 26.34*

Great app

### 5/5 — VMM

*2026-08-24, version 26.34*

Good Good Good

### 5/5 — Happy camper

*2026-08-24, version 26.34*

Love how you keep me updated

### 5/5 — Loving credit karma ❤️❤️

*2026-08-24, version 26.34*

I love how they keep me informed with my credit they be on point

### 5/5 — Always accurate

*2026-08-23, version 26.34*

Always nice to check and keep tabs on my credit

### 5/5 — Real Time Monitoring

*2026-08-23, version 26.34*

I love the fact that you monitor your credit a in real time.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
