# InvestEngine: ETF Investing — Investment ISA and pensions

> Low-cost, automated ETF investing platform with ISA, Pension, Business, and GIA accounts. (iPhone/iPad app by Investengine.)

- Source: https://appshunter.io/ios/app/investengine-etf-investing/id1394442225 (this page in markdown: same URL + `.md`)
- Developer: [Investengine](https://appshunter.io/developer/1394442224)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 24 App Store ratings · 190 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.1 · 90 MB
- Languages: American English
- Released: 2019-09-25
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/investengine-etf-investing/id1394442225/reviews.md

## What is InvestEngine?

InvestEngine is an award-winning, Which? recommended investment platform, that helps people grow their wealth through powerfully simple investing. 

We focus on what works: low fees, diversified investments, and effortless automation. 

• Zero buying, selling or account fees on any investments, so you keep more of your returns (ETF costs apply)
• A curated range of investments from top brands like J.P. Morgan and Vanguard
• Automatic investing so you can simply set & forget

What products does InvestEngine offer?
• ISA — The tax-free way to boost your investing. Invest up to £20,000 a year and pay nothing on your returns, to us or the taxman.
• Pension — Our Self-Invested Personal Pension (SIPP) allows you to invest up to £60,000 a year for tax-efficient retirement planning.
• Business — Invest your company's surplus cash for the opportunity of higher returns, with access whenever you need it.
• GIA — A General Investment Account (GIA) offers a flexible way to invest from as little as £100, with easy access and no exit charges.

Why InvestEngine?
• (Very) low cost
Ditch the fees. InvestEngine charges nothing for our DIY portfolios - no platform, dealing or account fees. You only have to pay the underlying ETFs fees.

• Rated by experts & investors
InvestEngine is the only Which? Recommended Provider to also be rated as Great Value by Which? customers. The platform has won awards from Finder, Boring Money, Good Money Guide and more, with an “Excellent” rating of 4.5 (from 5) on Trustpilot.

• Build a portfolio with ease
InvestEngine makes investing powerfully simple. Choose from a curated list of investments and get started with InvestEngine’s effortless automation. 

• An account for every goal
Whether you’re saving for a house or building a pot for retirement, there’s a tax-efficient InvestEngine account to suit your plans.

• Safe and trusted
Keeping your money and investments secure is InvestEngine’s top priority. The platform is authorised and regulated by the Financial Conduct Authority (FCA) and covered by the Financial Services Compensation Scheme (FSCS).

As with all investing, your capital is at risk. Tax treatment depends on individual circumstances and may be subject to change in the future.

## Key features

- Zero buying, selling, or account fees
- Curated range of ETFs
- Automatic investing
- ISA, Pension, Business, and GIA accounts
- Low underlying ETF costs
- Expert and investor rated

## What do users think of InvestEngine?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 💡 Comprehensive ETF selection
- 🚀 Smooth onboarding
- 💰 No platform fees
- 📊 Detailed portfolio analytics

**Cons**

- 🐛 Buggy app performance
- ⏱️ Slow transaction processing
- 🤔 Confusing UI navigation
- 🔒 Poor customer support
- 🔍 Limited investment options

**Commonly reported bugs**

- App freezes during login process
- Funds disappearing from accounts
- Inconsistent portfolio performance tracking
- Broken links in the app
- Frequent app crashes after updates

**Most requested features**

- Add iPad app support
- Implement instant fund transfers
- Provide more investment research tools
- Enable in-app chat support
- Introduce more advanced portfolio management features

## Recent user reviews (10 of 190)

All indexed reviews: https://appshunter.io/ios/app/investengine-etf-investing/id1394442225/reviews.md

### 2/5 — Overly complicated

*2026-08-11, version 6.16.0*

Almost completely unintuitive structure

### 2/5 — Sipp transfer

*2026-08-11, version 6.16.0*

My sipp transfer cash has left my investengine account a week ago but hasnt arrived in the destination platform 
I have had no explanation whatsoever from investengine and they have not replied to my emails 
You need to provide live chat and customer tel number for these urgent occasions to save people being worried days on end 
Very unhappy

### 2/5 — App ok but customer service poor

*2026-08-08, version 6.16.0*

App works ok for me, though not keen on only being able to trade once a day. Worst thing is no replies from customer service and even an ISA transfer in seems to not be actioned for weeks and only then after chasing - but still no email response. Surely you can do better than this…

### 1/5 — The money are disappeared

*2026-08-06, version 6.15.1*

I transferred from my previous Aviva account to here and the pension never arrived. Aviva showed me that the transfer was sent successfully and InvestEngine said that they never received and they don’t show me proofs of contact to Aviva pension.This app is a big scam! Stay away from here! I’m proceeding with a lawyer to find out what happened . They destroyed my life

### 2/5 — Takes forever to do anything

*2026-08-04*

I have just setup an account yesterday and put in a deposit which left my bank instantly, the app requires you to build a custom investment pie which I did and gave the order to invest the pending money, I understand the rules and cut off time but I was within them , my payment cleared but waited all do for the investment order to go through and no success, I have now given up and have requested to withdraw my money with I’m hoping doesn’t take too long. I really like the concept of just holding ETF’s so your not tempted to make silly gambles and also like how you can setup a direct debit through the app but I guess this 1 isn’t for me.

### 5/5 — Great app for investing

*2026-07-22, version 6.15.0*

I have been using InvestEngine for 18 months now and it’s just brilliant, so user friendly and easy to navigate 😁

### 2/5 — Customer service non existent

*2026-07-20, version 6.14.0*

Good platform, really let down by ultra slow customer support. 2-3 days easily for a reply and no alternative to this such as phone.

### 1/5 — No iPad app. Bad 2fa flow

*2026-07-19, version 6.14.0*

The platform that first this the best is the iPad but shame there is none available for this product.

Don’t vibe code 2fa flow. it has way too many bugs. Jesus it’s fintech app not a personal project.

### 1/5 — Failed login back after last update

*2026-07-17, version 6.14.0*

Email to report over 24 hours, one auto email reply only as far. What am I supposed to do?

### 1/5 — Broken updates

*2026-07-15, version 6.14.0*

Randomly out of the blue the app is failing to login and restricts access to your account and money for no reasons. It send a verification notification to the same device it is launched on and forgets to login and now stuck in a cycle of login. It would be ideal for the developers to test their updates before implementing them as they are restricting access to funds for no reasons for paying customers. À simple apology is insufficient. Utter nonsense.

## Frequently asked questions about InvestEngine

### What is InvestEngine?

InvestEngine is an award-winning investment platform that simplifies wealth growth through low-cost, diversified, and automated ETF investing. It offers various account types including ISA, Pension, Business, and General Investment Accounts, all designed to help users achieve their financial goals.

### What are the key features of InvestEngine?

Key features include zero buying, selling, or account fees, a curated selection of ETFs from top brands, and effortless automatic investing. It also provides tax-efficient accounts like ISAs and Pensions, making it easy to set and forget your investments.

### How much does InvestEngine cost?

InvestEngine charges no platform, dealing, or account fees for DIY portfolios. Users only pay the underlying ETF costs, which are kept low. This structure ensures users keep more of their returns.

### What types of accounts can I open with InvestEngine?

You can open an ISA for tax-free investing, a Self-Invested Personal Pension (SIPP) for tax-efficient retirement planning, a Business account for company surplus cash, and a General Investment Account (GIA) for flexible investing starting from £100.

### Is InvestEngine safe and regulated?

Yes, InvestEngine is authorized and regulated by the Financial Conduct Authority (FCA) and covered by the Financial Services Compensation Scheme (FSCS), ensuring your money and investments are secure.

## Version history (last 5 releases)

### 6.16.1 — 2026-08-18

Design updates and app performance improvements; 
Bug fixes and interface updates.

### 6.16.0 — 2026-08-08

Design updates and app performance improvements; 
Bug fixes and interface updates.

### 6.15.1 — 2026-08-01

Design updates and app performance improvements; 
Bug fixes and interface updates.

### 6.15.0 — 2026-07-21

Design updates and app performance improvements; 
Bug fixes and interface updates.

### 6.14.0 — 2026-07-13

Design updates and app performance improvements; 
Bug fixes and interface updates.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*