# IOB Connect-Mobile Banking App

> Secure mobile banking for account management, fund transfers, and bill payments. (iPhone/iPad app by IOB.)

- Source: https://appshunter.io/ios/app/iob-connect-mobile-banking-app/id6742623314 (this page in markdown: same URL + `.md`)
- Developer: [IOB](https://appshunter.io/developer/991696099)
- Category: Finance, Business
- Price: Free
- Rating: 3.50/5 from 22 App Store ratings · 28 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 152 MB
- Languages: American English, Bangla, Gujarati, Hindi, Kannada, Konkani, Malayalam, Odia, Punjabi, Tamil and 2 more
- Released: 2025-07-04
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/iob-connect-mobile-banking-app/id6742623314/reviews.md

## What is IOB Connect?

1. Enhanced User experience with new design
2. Easy to use and completely secure
3. Enjoy service like Balance Enquiry, Mini statement, Detailed Statement (Email & Download).
4. Fund transfer facility Within bank & other bank using UPI, NEFT, RTGS & IMPS.
5. UPI Registration and other services
6. Online Bill payments (Electricity, Telecom, DTH, Gas, Water bills, Insurance premiums, Mutual funds, School fees, Institution fees, and Credit cards)
7. Enquire cheque status and place request to stop issued cheque.
8. Facility available 24 * 7

## Key features

- Enhanced user experience with new design
- Secure balance enquiry and statements
- Fund transfer via UPI, NEFT, RTGS, IMPS
- Online bill payments for various services
- Cheque status enquiry and stop payment requests
- 24/7 service availability

## Recent user reviews (10 of 28)

All indexed reviews: https://appshunter.io/ios/app/iob-connect-mobile-banking-app/id6742623314/reviews.md

### 1/5 — Registration failed

*2026-07-26*

I have been unable to register on this app for the past one month despite trying multiple times. The registration process consistently fails, making the app completely unusable. I have already tried all the basic troubleshooting steps, but nothing has worked. Please fix this issue as soon as possible and improve the user experience. Kindly help me to resolve my issue

**Developer response:** please contact us at https://spgrs.iob.bank.in/comp/self with your contact details and relevant screenshots, in order for us to help you.

### 3/5 — Enable UPI

*2026-07-08*

Definitely the app design and Ui has got way better
However with this new version. I’m not sure why the bank is pushing us to enable UPI
I mean I don’t want that service. I want to just use the traditional features and that’s it. There is no skip or close for this and I’m unable to use the app hence the rating

### 1/5 — Very bad

*2026-06-28*

This is the worst app I have ever used. If you live in Kerala and use a BSNL SIM, you simply cannot register for this app. First of all, registration is only possible on a mobile network, not on Wi-Fi. Second, it requires an SMS verification. Once the SMS is sent, the BSNL internet goes down for about a minute, causing the app to show an error. Even if you try to send the SMS twice, it hits the daily limit and shows a warning. Under these conditions, registration is impossible, which is incredibly frustrating.

### 3/5 — No Sim Found

*2026-06-18*

I have come to USA on holiday and find that I cannot connect to IOB connect after facial recognition. 

It says no SIM found. 

But for SBI Lite Yono app it gets connected after facial biometrics .
I wish IOB Connect can do something about it which will be useful for customers  going abroad.

### 5/5 — User Friendly Interface

*2026-06-17*

The app is very user friendly and all the major services are available. There is hardly any need to visit branch. Extremely satisfied.

### 1/5 — Bug full application

*2026-06-16*

I tried installing and using the IOB mobile banking application, but the experience has been very frustrating.

The app requests access to all contacts on my phone, and it is not clear why a banking application requires this permission. This raises privacy concerns.

The SMS verification process is also problematic. For security reasons, the input fields are masked, making it difficult to troubleshoot verification issues. On iPhone, the verification SMS is being sent as an iMessage, and there is no option within the app to change this because the input is hidden.

Even after multiple attempts, when verification finally succeeds, the app frequently crashes and becomes unusable. As a result, I have been unable to access or use the app properly.

I hope the developers address these issues, improve stability, and provide more transparency regarding permissions and the verification process.

**Developer response:** Hi,
Thank you for contacting us, Contact access is optional, and users can opt out of it, its not mandatory to access the app. Disabling iMessage can be done from the phone's settings Settings > Apps > Messages.

### 1/5 — Not friendly make it difficult

*2026-04-27*

Who designed this app? The app designer seems to have done a poor job. I'm surprised by how poorly the app is made. Nowadays, people can get really frustrated with such designs. An app should be user-friendly, but this one is frustrating. I tried to manage my limit, but there's no option for debit cards, only credit cards. On the internet banking website, why is there an acknowledgment option without a tick box? Due to this poor design, I'm unable to make my payment. Am seafarer i want to sent money am aboard and am middle of the sea i want trnsfer money i have wifi but no sim network what i will dooi?????? Any one please explaining

### 5/5 — Best App for transfer of funds

*2026-02-21*

Have used quite a few apps but this stands out. Never have u ever faced a Big problem that lasted, they are doing a fabulous job in maintaining and updating the app continuously. Way to go Indian Overseas Bank!!!

### 2/5 — Pathetic application

*2025-12-16*

Needs so much improvement. Definitely better than the older version but problem still exists and its annoying when the app can’t even load basic details and calling their support is another task I don’t really know how to get in touch with them

### 3/5 — Money can’t transfer to other

*2025-11-25*

Money can’t transfer to other account . It showing some error like account no can’t blank. Pay from account is blank. No option is available. Please fix the bugs as soon as possible

## Frequently asked questions about IOB Connect

### Is IOB Connect secure for banking transactions?

Yes, IOB Connect is designed to be completely secure for all your banking needs. It offers a secure platform for managing your accounts and performing transactions.

### What types of fund transfers does IOB Connect support?

IOB Connect supports fund transfers within the bank and to other banks using UPI, NEFT, RTGS, and IMPS. This provides flexibility for various transaction needs.

### Can I pay bills through IOB Connect?

Yes, you can make online bill payments for a wide range of services including electricity, telecom, DTH, gas, water, insurance premiums, mutual funds, school fees, institution fees, and credit cards.

### How can I check my account balance and view statements on IOB Connect?

IOB Connect allows for easy balance enquiry and provides access to mini statements, detailed statements which can be emailed or downloaded. These features help you stay updated on your account activity.

### Does IOB Connect offer UPI registration services?

Yes, IOB Connect includes UPI registration and other related services, making it convenient to set up and manage your UPI transactions.

### What are the operating hours for IOB Connect services?

IOB Connect provides facility availability 24/7, ensuring you can manage your banking needs at any time, day or night.

### Can I check the status of a cheque or stop a payment with IOB Connect?

Yes, you can enquire about the status of issued cheques and place requests to stop payment for issued cheques directly through the IOB Connect app.

### What devices is IOB Connect available on?

IOB Connect is currently available on iPhone devices. Users with iPhones can download and utilize the app for their banking needs.

## Version history (last 5 releases)

### 2.9 — 2026-08-21

Bug fixes & Improvements

### 2.8 — 2026-08-12

Bug Fix

### 2.7 — 2026-08-07

Bug Fixes & improvements

### 2.6 — 2026-07-08

Bug fixes & improvements

### 2.5 — 2026-06-17

Add profile for corporate customer on boarding with view only access 
Bug fixes and improvements

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## More apps by IOB

- [IOBMobile](https://appshunter.io/ios/app/iobmobile/id991696100)
- [IOBNanban](https://appshunter.io/ios/app/iobnanban/id1370756039)
- [IOBSahayak](https://appshunter.io/ios/app/iobsahayak/id1377519173)
- [IOB THAILAND MOBILE BANKING](https://appshunter.io/ios/app/iob-thailand-mobile-banking/id1562005431)
- [BHIM IOB UPI](https://appshunter.io/ios/app/bhim-iob-upi/id1565773245)
- [IOB UPI Vyapar](https://appshunter.io/ios/app/iob-upi-vyapar/id6468646009)

All apps by IOB: https://appshunter.io/developer/991696099

## Related topics

[iobmobile](https://appshunter.io/ios/topics/iobmobile) · [indian overseas bank](https://appshunter.io/ios/topics/indian-overseas-bank) · [iob connect](https://appshunter.io/ios/topics/iob-connect) · [iob](https://appshunter.io/ios/topics/iob) · [iob finances](https://appshunter.io/ios/topics/iob-finances) · [bhim iob upi](https://appshunter.io/ios/topics/bhim-iob-upi)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*