# IOB Credit Card

> Mobile application for managing Indian Overseas Bank credit cards. (iPhone/iPad app by IOB.)

- Source: https://appshunter.io/ios/app/iob-credit-card/id6479408421 (this page in markdown: same URL + `.md`)
- Developer: [IOB](https://appshunter.io/developer/991696099)
- Category: Finance
- Price: Free
- Rating: 2.72/5 from 46 App Store ratings · 14 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 48 MB
- Languages: American English
- Released: 2024-04-05
- Data updated: 2026-09-07
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/iob-credit-card/id6479408421/reviews.md

## What is IOB Credit Card?

Indian Overseas Bank Credit Card app – Supports Credit Card Management
The functionalities of the application are given below

Secure Login with Multi-factor authentication
View Statement
Transaction details
View Account Summary
Disable card
Activate Card
Service Request
Manage transaction preference
Generate Card PIN
Create EMI
Pay Credit Card Bill

For more details contact - 
Customer Care (Toll Free): 18004257744

Credit Card Division: 044-28519573/9574/9575

E-Mail: creditcard@iobnet.co.in

## Key features

- Secure login with multi-factor authentication
- View credit card statements and transaction details
- Activate and disable credit cards
- Manage transaction preferences
- Generate card PIN
- Pay credit card bills

## Recent user reviews (10 of 14)

All indexed reviews: https://appshunter.io/ios/app/iob-credit-card/id6479408421/reviews.md

### 1/5 — Worst

*2026-07-31*

Such a worst application I can’t contact customer care and I will install and login so many times error came such a worst service

### 2/5 — Authentication failed Error message

*2026-07-27*

Hi can some one please look into this error message

Steps to Reproduce: In login screen, Even after providing a valid Pan no and DOB and sending the message through registered mobile number, I was encountering a Alert message popup says: Authentication Failed please contact customer care.

### 1/5 — Good for nothing

*2026-06-19*

This bank has multiple apps and all of them are of no use. When u call to customer support they give another number and the given number doesn’t work

### 1/5 — Not working

*2026-06-09*

Need to work out many things.

### 2/5 — Rewards

*2026-05-22*

No section for rewards on the IOS app

### 1/5 — Worst app

*2026-02-06*

Most of the time, I am unable to open it, and even converting to EMI results in an error.

### 5/5 — Excellent app

*2026-01-30*

Excellent app

### 1/5 — Unable to log in

*2025-10-26*

I’ve tried more than hundred times to register my card but is unable to do it. Please send help as I have to pay my credit card bill

### 1/5 — Very pathetic

*2025-01-22*

Not user friendly

### 1/5 — Not working

*2024-09-26*

After the update still the error persists “Authentication failed call 901”

## Frequently asked questions about IOB Credit Card

### What can I do with the IOB Credit Card app?

The IOB Credit Card app allows you to securely manage your credit card. You can view statements, transaction details, account summaries, activate or disable your card, manage transaction preferences, generate a PIN, create EMIs, and pay your credit card bill.

### Is the IOB Credit Card app secure?

Yes, the app features secure login with multi-factor authentication to protect your account information and transactions.

### Can I pay my credit card bill through the IOB Credit Card app?

Yes, a key feature of the IOB Credit Card app is the ability to pay your credit card bills directly through the application.

### What devices support the IOB Credit Card app?

The IOB Credit Card app is currently supported on iPhone and iPod devices.

### How often is the IOB Credit Card app updated?

The latest version of the IOB Credit Card app is 1.0.7, and it was last updated on November 5, 2025. Updates typically include bug fixes and performance improvements.

### What is the user rating for the IOB Credit Card app?

The IOB Credit Card app has a rating of 2.7 stars based on 46 user ratings. This suggests a mixed user experience.

### Does the IOB Credit Card app have advertisements?

No, the IOB Credit Card app does not contain advertisements, as indicated by the 'hasAds' flag being false.

### What is the age rating for the IOB Credit Card app?

The IOB Credit Card app has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 5 releases)

### 1.0.7 — 2025-11-05

Security fix

### 1.0.6 — 2025-09-22

Security patch updated

### 1.0.5 — 2025-07-23

Minor bug fixes

### 1.0.4 — 2025-07-15

Security enhancement

### 1.0.3 — 2024-09-25

Enhanced features

## More apps by IOB

- [IOBMobile](https://appshunter.io/ios/app/iobmobile/id991696100)
- [IOBNanban](https://appshunter.io/ios/app/iobnanban/id1370756039)
- [IOBSahayak](https://appshunter.io/ios/app/iobsahayak/id1377519173)
- [IOB THAILAND MOBILE BANKING](https://appshunter.io/ios/app/iob-thailand-mobile-banking/id1562005431)
- [BHIM IOB UPI](https://appshunter.io/ios/app/bhim-iob-upi/id1565773245)
- [IOB UPI Vyapar](https://appshunter.io/ios/app/iob-upi-vyapar/id6468646009)

All apps by IOB: https://appshunter.io/developer/991696099

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*