# IOBMobile

> Mobile banking service offering account management, fund transfers, and bill payments. (iPhone/iPad app by Indian Overseas Bank.)

- Source: https://appshunter.io/ios/app/iobmobile/id991696100 (this page in markdown: same URL + `.md`)
- Developer: [Indian Overseas Bank](https://appshunter.io/developer/991696099)
- Category: Business
- Price: Free
- Rating: 4.30/5 from 253 App Store ratings · 114 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 92 MB
- Languages: American English
- Released: 2015-06-09
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/iobmobile/id991696100/reviews.md

## What is IOBMobile?

IOB offers ‘’IOBMobile’’ solution the next generation mobile banking service. We aim to be the Bank in the customers pocket with a whole new and exciting range of services and features; taking complete advantage of the latest technology in the market. 
Features:
* User friendly interface with touch screen UI support
* Balance Inquiry 
* Mini Statement 
* Intrabank Funds Transfer (Mobile to Mobile, Mobile to Account)
* NEFT
* Immediate Payment Service (IMPS)
*Bill payments/Topup
*Credit Card Payment
*mPassBook

For Registration please visit your nearest Branch, get your mPIN for activating your Mobile Banking services
(Note: If you are entering the wrong password more than 3 times, your application will be blocked)
For more details please visit http://www.iob.in/

## Key features

- User friendly interface
- Balance Inquiry
- Mini Statement
- Intrabank Funds Transfer
- NEFT & IMPS
- Bill payments/Topup
- Credit Card Payment

## What do users think of IOBMobile?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 👍 Convenient app
- 👍 User friendly
- 👍 Excellent and very easy to use
- 👍 Quick access and very handy
- 👍 Secure, responsive and very intuitive!
- 👍 Useful app
- 👍 Amazing online facility
- 👍 Easy for operation with all needs of customers

**Cons**

- 🐛 Connectivity issues
- 🐛 Slow and buggy
- 🐛 Frequent login issues
- 🐛 Lack of integration between web and mobile
- 🐛 Too many security layers
- 🐛 Poor customer service
- 🐛 Charges for fund transfers
- 🐛 Incompatible with international numbers

**Commonly reported bugs**

- MPIN generation issues
- Blank screen and white screen issues
- Registration problems
- Inability to update the app

**Most requested features**

- Increase transfer limits
- Improve net banking system
- Add more features like bill payments and mobile payments
- Improve UI and layout
- Support for NRI accounts and international numbers

## Recent user reviews (10 of 114)

All indexed reviews: https://appshunter.io/ios/app/iobmobile/id991696100/reviews.md

### 3/5 — Ok not best

*2025-07-02, version 7.4.0*

Online app is bad But I can’t increase my transfer limits over 10k Other banks allow up to 50k anyway , I love the branch employees at Pakhowal road Ludhiana pb, very helpful people at 1123

### 5/5 — Easy to use

*2025-06-17, version 7.4.0*

Very easy to navigate to transactions and other items with less clicks. Good work.

### 5/5 — Mr A Yogachandiran

*2025-06-02, version 7.4.0*

Excellent and very easy to do all the services.

### 5/5 — Good

*2025-05-30, version 7.4.0*

V good

### 5/5 — Satisfied

*2025-05-29, version 7.4.0*

Satisfied

### 5/5 — Babu Palamalai

*2025-04-15, version 7.4.0*

User friendly app

### 5/5 — Enable FT thro’ Mobile App

*2025-03-29, version 7.4.0*

I was able to seamlessly enable S/B account for Funds transfer from IOB Mobile app is no time, with the help of ATM card and setting up a MPIN. Thank you team IOB for the efficient deployment of the app for the consumers.

### 5/5 — best app

*2025-03-16, version 7.4.0*

all are good

### 1/5 — Pathetic app

*2025-03-15, version 7.4.0*

I keep getting connectivity failed error and then the app blanks out with a white screen. It doesn't let me register for mobile banking.

### 5/5 — good

*2025-03-03, version 7.4.0*

good

## Frequently asked questions about IOBMobile

### What can I do with IOBMobile?

IOBMobile provides next-generation mobile banking services. You can check your account balance, view mini statements, transfer funds within the bank (mobile to mobile or mobile to account), and perform NEFT and IMPS transfers. It also allows for bill payments, top-ups, credit card payments, and offers a digital mPassBook.

### How do I register for IOBMobile?

To register for IOBMobile, you need to visit your nearest branch. There, you will receive your mPIN, which is required to activate your mobile banking services. Ensure you have your credentials ready for a smooth registration process.

### Is IOBMobile free to use?

Based on the provided information, the IOBMobile application is offered as a free service. There are no mentions of subscription fees, in-app purchases, or advertisements within the app's description.

### What happens if I enter the wrong password multiple times?

If you enter the wrong password more than three times, your IOBMobile application will be blocked for security reasons. This is a protective measure to prevent unauthorized access to your account. You may need to contact the bank or visit a branch to unblock your access.

### What are the key features of IOBMobile?

Key features include a user-friendly interface with touch screen support, balance inquiry, mini statement access, various fund transfer options (Intrabank, NEFT, IMPS), bill payments and top-ups, credit card payments, and a digital mPassBook for easy record-keeping.

## Version history (last 5 releases)

### 7.5.0 — 2025-07-05

minor bug fix

### 7.4.0 — 2024-08-05

minor bug fix

### 7.3.0 — 2024-07-19

minor bug fix

### 7.1.0 — 2024-07-10

Aeps and ASBA Changes

### 7.0.0 — 2023-12-19

ASBA and MMID changes

## Apps similar to IOBMobile

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [ACT Fibernet](https://appshunter.io/ios/app/act-fibernet/id1135015234) | 4.2 (3,770) | Free | Business |

## More apps by Indian Overseas Bank

- [IOBNanban](https://appshunter.io/ios/app/iobnanban/id1370756039)
- [IOBSahayak](https://appshunter.io/ios/app/iobsahayak/id1377519173)
- [IOB THAILAND MOBILE BANKING](https://appshunter.io/ios/app/iob-thailand-mobile-banking/id1562005431)
- [BHIM IOB UPI](https://appshunter.io/ios/app/bhim-iob-upi/id1565773245)
- [IOBians mCHRIS](https://appshunter.io/ios/app/iobians-mchris/id6502279042)

All apps by Indian Overseas Bank: https://appshunter.io/developer/991696099

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*