# iobook — Simplify Your Finances

> Simplify Your Finances (iPhone/iPad app by Joonhee Cho.)

- Source: https://appshunter.io/ios/app/iobook/id6742841375 (this page in markdown: same URL + `.md`)
- Developer: [Joonhee Cho](https://appshunter.io/developer/1124471697)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 6 MB
- Languages: American English, Korean
- Released: 2025-05-21
- Data updated: 2026-08-26
- User reviews in markdown: https://appshunter.io/ios/app/iobook/id6742841375/reviews.md

## What is iobook?

iobook keeps personal finance simple — only the essentials, with a clean and minimal experience.
Track every transaction, see where your money goes, and sync seamlessly across all your Apple devices.


KEY FEATURES

- Easy Transaction Entry – Add income, expenses, and transfers with a clean, intuitive interface
- AI-Powered Bulk Upload – Paste text or pick a screenshot, and the app parses multiple transactions for you at once
- Apple Intelligence Support – On-device receipt parsing on supported devices for private, offline entry
- Smart Auto-Category – Recognizes similar past transactions to auto-fill categories
- Duplicate Detection – Same-date, same-amount transactions are flagged automatically during bulk upload and skipped on save
- Credit & Debit Cards – Track liabilities and debit card spending separately, with a real-time Assets/Liabilities/Total header
- Customizable Categories – Organize income, expenses, and assets your way with category groups and subcategories
- Visual Analysis – Monthly bar charts with tab navigation, a current-month area chart that includes today, and side-by-side current vs previous month rank charts
- Calendar View – See your spending patterns across the whole month at a glance
- iCloud Sync – Access your data on every Apple device, anytime
- Personalized Look – Choose between multiple app icons to match your home screen


PERFECT FOR THOSE WHO

- Want to simplify personal finance without losing detail
- Feel overwhelmed by complex finance apps
- Need a quick way to track income, expenses, and credit card use
- Prefer visual, chart-based analysis of finances
- Use multiple Apple devices and want seamless data sync


SUBSCRIPTION INFORMATION

- iobook offers an auto-renewing monthly subscription for $1.99(USD)/month and an auto-renewing yearly subscription for $19.99(USD)/year, unlocking unlimited assets and category groups.
- Payment will be charged to your iTunes Account at confirmation of purchase.
- You can manage your subscription and turn off auto-renewal at any time in your Account Settings after purchase.


Terms of Use:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy:
https://sites.google.com/view/iobook/privacy-policy-en

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Basic (Monthly) | $1.99 | per month |
| Basic (Yearly) | $19.99 | per year |



## Version history (last 5 releases)

### 1.11.0 — 2026-08-11

- You can now filter the Calendar tab by asset. Day cells, month totals, and the daily list all follow the asset you pick.
- Switching assets in the Charts tab is much faster. It opens as a sheet instead of a separate screen, so the chart stays visible while you switch.
- The asset picker now shows each asset's balance, and credit cards show the billing cycle that will apply once selected.
- Fixed incorrect amounts being prefilled when registering a card payment.

### 1.10.0 — 2026-07-06

- Each transaction row in the asset detail view now shows a running total right after that transaction, just like a bank statement.
- Credit cards show running totals based on their billing cycle.

### 1.9.5 — 2026-06-14

- Improved input lag in the AI Bulk Upload screen. Only the row you're editing is redrawn now, so typing feels much smoother.
- Horizontal scrolling of the button bar no longer re-evaluates the whole view, making it move more smoothly.
- Duplicate checks and "Auto Categorize" now run in the background, so the screen no longer freezes while you type.

### 1.9.4 — 2026-05-18

- Fixed an issue where tapping a category in credit card charts always reset the detail view to the current billing cycle. The detail view now opens on the cycle you were viewing.

### 1.9.3 — 2026-05-11

- Fixed an issue where the current-month area chart in the Charts tab was excluding today's data point.
- Fixed an issue where the Assets/Liabilities/Total header values in the Assets tab did not update in real-time after adding, editing, or deleting transactions.

## Apps similar to iobook

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Feed MoneyBook Pro](https://appshunter.io/ios/app/feed-moneybook-pro/id6752629903) | — | $3.99 | Finance |
| [1099Buddy](https://appshunter.io/ios/app/1099buddy/id6741720355) | — | Free | Finance |
| [FinFlows](https://appshunter.io/ios/app/finflows/id6473687770) | — | Free | Finance |
| [Chagok: Shared Expense Tracker](https://appshunter.io/ios/app/chagok-shared-expense-tracker/id6504530538) | — | Free | Finance |
| [MoneyLog: Easy Expense Tracker](https://appshunter.io/ios/app/moneylog-easy-expense-tracker/id6743646049) | — | Free | Finance |
| [SimplyBudget AI](https://appshunter.io/ios/app/simplybudget-ai/id6739737478) | — | Free | Finance |

## More apps by Joonhee Cho

- [WORDLOG](https://appshunter.io/ios/app/wordlog/id6468551096)
- [ioplanner](https://appshunter.io/ios/app/ioplanner/id6753170335)
- [iomatrix](https://appshunter.io/ios/app/iomatrix/id6760413591)

All apps by Joonhee Cho: https://appshunter.io/developer/1124471697

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*