# IOU Ledger — Track personal IOUs clearly

> Personal ledger for tracking loans, repayments, and balances. (iPhone/iPad app by 伟贤 杨.)

- Source: https://appshunter.io/ios/app/iou-ledger/id6768232837 (this page in markdown: same URL + `.md`)
- Developer: [伟贤 杨](https://appshunter.io/developer/1896481182)
- Category: Finance, Utilities
- Price: $0.99
- Age rating: 4+
- Requires: iOS 26.2 · 15 MB
- Languages: American English, Japanese, Korean, Chinese (Simplified, China), Chinese (Traditional, Taiwan)
- Released: 2026-05-13
- Data updated: 2026-08-08
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/iou-ledger/id6768232837/reviews.md

## What is IOU Ledger?

Borrow Ledger is a simple personal ledger for small loans and repayments. Whether you cover a meal for friends, help a coworker for a few days, or keep track of family expenses, you can record each transaction quickly and always see who owes you, and who you owe.

Key features:

- Record money lent, borrowed, received, and repaid
- See receivables, payables, and currency totals on the home screen
- View each contact's current balance and full transaction history
- Edit or delete incorrect transactions, with balances recalculated automatically
- Track multiple currencies separately
- Use the app in Simplified Chinese, Traditional Chinese, English, Japanese, or Korean
- Store data in your own private iCloud space and sync across devices using the same Apple ID
- No account required, and the app does not read your system contacts

Borrow Ledger does one thing: it helps you keep personal borrowing and repayment records clear. Balances are recalculated from transaction history instead of a manually maintained total, so every amount can be traced back to its records.

## Key features

- Record money lent, borrowed, received, and repaid
- View receivables, payables, and currency totals
- Track individual contact balances and history
- Edit or delete transactions with automatic recalculation
- Support for multiple currencies
- Data syncs via iCloud

## Chart rankings

- #126 in Top Paid · Finance (US App Store)

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/iou-ledger/id6768232837/reviews.md

### 5/5 — 还不错

*2026-05-14*

功能刚好满足我，简单无广告

## Frequently asked questions about IOU Ledger

### What is IOU Ledger used for?

IOU Ledger is a personal ledger designed to help you clearly track small loans and repayments. You can record money lent, borrowed, received, and repaid, making it easy to see who owes you and who you owe.

### How much does IOU Ledger cost?

IOU Ledger is a paid application, priced at $0.99. This one-time purchase grants you access to all its features for tracking personal loans and debts.

### Does IOU Ledger have ads?

No, IOU Ledger does not contain advertisements. As a paid application, it offers an ad-free experience for managing your personal financial transactions.

### What devices does IOU Ledger support?

IOU Ledger is compatible with both iPhone and iPad devices. It utilizes iCloud for data storage and synchronization across your Apple devices.

### How is my data secured in IOU Ledger?

Your financial data is stored in your own private iCloud space. This ensures that your transaction history and balances are kept secure and only accessible by you via your Apple ID.

### Can I track different currencies with IOU Ledger?

Yes, IOU Ledger allows you to track multiple currencies separately. This feature is useful if you lend or borrow money in various denominations.

### How often is IOU Ledger updated?

The latest version of IOU Ledger is 1.2, last updated on June 2, 2026. While specific update frequency isn't detailed, the app has received updates since its release on May 13, 2026.

### Does IOU Ledger require an account or access to contacts?

No, IOU Ledger does not require you to create an account. It also does not read your system contacts, ensuring your privacy when tracking personal loans.

## Version history (last 3 releases)

### 1.2 — 2026-06-02

Optimize Copy

### 1.1 — 2026-05-18

Optimize user experience

### 1.0 — 2026-05-12

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-08.*