# IOU - Shared Expenses

> IOU - Shared Expenses (iPhone/iPad app by GABRIELE BULFON.)

- Source: https://appshunter.io/ios/app/iou-shared-expenses/id6775377871 (this page in markdown: same URL + `.md`)
- Developer: [GABRIELE BULFON](https://appshunter.io/developer/6775377873)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.5 · 88 MB
- Languages: American English
- Released: 2026-08-27
- Data updated: 2026-10-17

## What is IOU?

Track shared expenses with your household, roommates, or travel group — without an account, a cloud, or a subscription.

Add an expense in seconds. Snap a receipt and let on-device OCR fill in the amount. Assign a category, mark who paid, and IOU keeps a running tally of who owes whom. When it's time to settle up, close the period and IOU works out the minimum set of payments to balance everyone out.

HOW SYNC WORKS

IOU never sends your data to a company server. Devices pair with a QR code and sync directly — over your local Wi-Fi, or across the internet via encrypted WebRTC. Public relays are used only for the initial rendezvous; your expenses stay end-to-end encrypted with a secret that only your paired devices know.

FEATURES

• Categorized expenses with custom icons
• Receipt photos with on-device OCR
• Per-member avatars
• Automatic balance calculation and settle-up suggestions
• Historical periods you can revisit
• Local backup and restore
• Light, dark, and dynamic color themes
• Full English and Italian localization

FREE AND PRO

IOU is free forever for a single group. Pro (one-time purchase) unlocks unlimited groups from a single install — great if you split expenses with your household AND a separate circle of friends.

PRIVACY

No account. No advertising. No analytics. All data lives on your devices, encrypted in transit and accessible only to people you've paired with.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| IOU Pro | $2.99 | one-time |


## Is IOU safe?

Not enough ratings yet to assess IOU.

## Is IOU legit?

IOU - Shared Expenses has limited verification signals. The AppsHunter Legitimacy Score for IOU is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.1.3 — 2026-09-20

Fixed bug adding new group causing an internal db error in some circustances.

### 1.1.2 — 2026-08-27

No release notes.

## Apps similar to IOU

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [IOU: Split Receipts & Expense](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294) | 4.4 (17) | Free | Finance |
| [iCompta 6 Lite](https://appshunter.io/ios/app/icompta-6-lite/id1194590088) | 2.5 (2) | Free | Finance |
| [Banana Split, Bill & Expenses](https://appshunter.io/ios/app/banana-split-bill-and-expenses/id497258676) | 4.5 (210) | Free | Finance |

## More apps by GABRIELE BULFON

- [Göbekli Tepe](https://appshunter.io/ios/app/gobekli-tepe/id6775541331)

All apps by GABRIELE BULFON: https://appshunter.io/developer/6775377873

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-17.*