# iPKO biznes

> Mobile banking application for PKO Bank Polski business customers. (iPhone/iPad app by PKO BP S.A..)

- Source: https://appshunter.io/ios/app/ipko-biznes/id1207213387 (this page in markdown: same URL + `.md`)
- Developer: [PKO BP S.A.](https://appshunter.io/developer/596463708)
- Category: Finance, Business
- Price: Free
- Rating: 4.00/5 from 4 App Store ratings · 53 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 80 MB
- Languages: American English, Czech, German (Germany), Polish
- Released: 2017-04-27
- Data updated: 2026-08-20
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ipko-biznes/id1207213387/reviews.md

## What is iPKO biznes?

Mobile banking for business customers of PKO Bank Polski.

Do you use the iPKO biznes internet banking system? Activate iPKO biznes mobile app:
- Use mobile authorization that allows you to confirm the ordered transactions, among others, in the iPKO biznes service without the need to rewrite one-time codes generated by the token.
- Order domestic transfers, transfers to the Social Insurance Institution (ZUS), split payment and transfers to own accounts.
- Pay with BLIK online or at payment terminals and withdraw cash from ATMs.
- Review account history and redo or return the transfers.
- Download PDF confirmations of operations from account history.
- Sign and send transactions to be processed (e.g. transfers, transfer bundles, applications).
- Check funds available on the card, the history of transactions and limits on your business cards.
- Confirm online card payments with 3D-Secure.
- Activate your payment cards, assign or change PINs and, if necessary, cancel your cards in the application.
- Use the temporary card block whenever you do not have your card at hand.
- Log in to the application using biometrics.

Do you have a business card issued by PKO Bank Polski? Activate the application mode for payment card users:
- Check funds available, the history of transactions and limits on all your business cards in the bank. 
- Download PDF confirmations of operations from card history.
- Pay with BLIK-code for your online shopping or at payment terminals (only for credit and charge cards).
- Confirm online card payments with 3D-Secure.
- Activate your payment cards, assign or change PINs and, if necessary, cancel your cards in the application.
- Use the temporary card block whenever you do not have your card at hand.
- Log in to the application using biometrics.

More about app activation and features: https://www.pkobp.pl/pkobppl-en/electronic-banking/ipko-biznes/mobile-app/ 
More about authorization methods: https://www.pkobp.pl/pkobppl-en/electronic-banking/ipko-biznes/authentication/
More about BLIK https://www.pkobp.pl/en/ipko-biznes-online-banking/blik

## Key features

- Mobile transaction authorization
- Domestic and ZUS transfers
- BLIK payments and cash withdrawals
- Account history review
- Payment card management
- Biometric login

## Recent user reviews (10 of 53)

All indexed reviews: https://appshunter.io/ios/app/ipko-biznes/id1207213387/reviews.md

### 1/5 — Porażka

*2026-03-30, version 1.27.5*

Aplikacja jak i całe konto to porażka

### 5/5 — Super

*2026-02-25, version 1.26.9*

Aplikacja działa świetnie

### 1/5 — Do bani

*2026-02-05, version 1.26.9*

Nic tu nie ma. Nie wiadomo po co ta aplikacja. Ani blika ani potwierdzeń płatności. Kicha.

Gdzie ten blik, co to ma niby być?

### 2/5 — Mocno średnia

*2026-01-24, version 1.26.9*

MBank jest bezkonkurencyjny. Blik brak jest dużym minusem, historia słaba,

### 3/5 — Słabo na tle konkurencji

*2025-12-04, version 1.25.4*

O ile kwestie płatności przelewów czy wymiany walut jako tako działają to jednak apka zatrważa ubogoscią innych opcji jak choćby dostęp do produktów kredytowych. Nie wspomnę już o innych bardziej zaawansowanych opcjach. Uczyć się od mBanku, Pekao czy Santander.

### 4/5 — Jest dobrze

*2025-11-19, version 1.25.4*

Zdecydowanie brakuje wersji na iPada

### 1/5 — Dramat

*2025-08-21, version 1.24.12*

Przestały działać powiadomienia na ekranie pomimo włączonych opcji w ustawieniach. Po przeinstalowaniu aplikacji w ogóle nie można nic zrobić bo nie dochodzi sms do dokończenia aktywowania aplikacji. Czyli niby ma się dostęp do „banku” ale się nie ma bo nie ma jak potwierdzić tożsamości, bez której logowanie do serwisu jest niemożliwe.

### 1/5 — Najgorsza aplikacja jaką widziałem w życiu

*2025-05-15, version 1.22.6*

Poziom skomplikowania tego systemu rozumianego jako całości jest taki, że mimo 30 lat doświadczenia w IT się gubię

### 1/5 — Useless application

*2025-05-15, version 1.22.6*

Poor functionality and absolutely useless application

### 2/5 — Okropna

*2025-04-29, version 1.22.6*

Nieintuicyjna i okropne

## Frequently asked questions about iPKO biznes

### What is iPKO biznes?

iPKO biznes is a mobile banking application designed for business customers of PKO Bank Polski. It allows users to manage their accounts, authorize transactions, and handle payments directly from their mobile devices.

### Is iPKO biznes secure?

Yes, iPKO biznes offers secure mobile authorization for transactions and supports biometric login for enhanced security. It also allows for confirmation of online card payments with 3D-Secure.

### What types of transfers can I make with iPKO biznes?

You can order domestic transfers, transfers to the Social Insurance Institution (ZUS), split payment transfers, and transfers to your own accounts. You can also review account history and redo or return transfers.

### Can I use iPKO biznes for payments and cash withdrawals?

Yes, you can pay with BLIK online or at payment terminals, and withdraw cash from ATMs using the app. For credit and charge cards, BLIK payments are also available for online shopping.

### How can I manage my business cards with iPKO biznes?

The app allows you to check available funds, transaction history, and limits on all your business cards. You can also activate payment cards, assign or change PINs, cancel cards, and use a temporary card block.

### Does iPKO biznes have ads?

No, iPKO biznes does not contain advertisements. It is a free application focused on providing banking services without interruptions from ads.

### What devices is iPKO biznes available on?

Currently, iPKO biznes is supported on iPhones. Information regarding availability on other platforms may be found on the PKO Bank Polski website.

### How often is iPKO biznes updated?

The latest version of iPKO biznes is 1.27.7, which was last updated on April 9, 2026. Updates typically include new features and security enhancements.

## Version history (last 5 releases)

### 1.28.20 — 2026-07-23

App performance improvements
Minor bug fixes and performance improvements, to make your iPKO biznes experience even better.

### 1.28.13 — 2026-07-02

Improvements to the app
We have streamlined the mobile app activation process to make it more intuitive. This will make it easier to start using the iPKO Biznes app on your device.

### 1.27.7 — 2026-04-09

App performance improvements
Minor bug fixes and performance improvements, to make your iPKO biznes experience even better.

### 1.27.5 — 2026-03-12

Transfer to the Social Insurance Institution (ZUS) in the iPKO biznes app
You can now order a transfer to the Social Insurance Institution (ZUS) or retransfer it from your account history in the mobile app.

All business cards in one application
Do you use the application in iPKO biznes user mode? You will now see all your business cards in the Cards tab accessible after logging in.

### 1.26.9 — 2026-01-16

BLIK payments from account
You can now pay with BLIK from company's account. Activate BLIK payments and pay quickly and conveniently online or at payment terminals, and withdraw cash from ATMs.

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## More apps by PKO BP S.A.

- [IKO – PKO Bank Polski](https://appshunter.io/ios/app/iko-pko-bank-polski/id597657968)
- [PKO Junior](https://appshunter.io/ios/app/pko-junior/id1085090139)
- [PKO supermakler](https://appshunter.io/ios/app/pko-supermakler/id1560608797)

All apps by PKO BP S.A.: https://appshunter.io/developer/596463708

## Related topics

[ipko biznes](https://appshunter.io/ios/topics/ipko-biznes) · [ipko](https://appshunter.io/ios/topics/ipko) · [pko bank polski](https://appshunter.io/ios/topics/pko-bank-polski)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*