# Ipoteka Mobile

> Modern, secure mobile banking for managing finances, transfers, loans, and payments. (iPhone/iPad app by IPOTEKA-BANK ATIB.)

- Source: https://appshunter.io/ios/app/ipoteka-mobile/id6502378970 (this page in markdown: same URL + `.md`)
- Developer: [IPOTEKA-BANK ATIB](https://appshunter.io/developer/1298501703)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 17+
- Requires: iOS 16.0 · 95 MB
- Languages: American English, Russian, Uzbek
- Released: 2026-04-30
- Data updated: 2026-09-04
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/ipoteka-mobile/id6502378970/reviews.md

## What is Ipoteka Mobile?

Ipoteka Mobile is your fast, secure, and modern banking service.

Manage your finances effortlessly with the official Ipoteka Bank mobile app. Make everyday banking simple—from instant transfers to smart financial tools—all in one place.




Key Features

- P2P transfers with 0% commission Instantly send money to any card—commission-free.

- Instant cash loans Apply for cash loans directly in the app and get quick approval without visiting a branch.

- Favorable currency exchange Exchange US dollars and sums at a favorable rate—with 0% markup.

- Full control over your accounts Track your balance, view transaction history, manage your cards, and control your spending.

- Secure login and payments Biometrics, PIN code, and multi-level security ensure the safety of your money.

- 24/7 payments and services Pay for utilities, mobile phone, internet, and much more – anytime.




Why customers choose Ipoteka Mobile * Modern and intuitive interface * Quick registration in just a few steps * High level of security and encryption * Regular updates and new features * Reliable support from one of Uzbekistan's leading banks




Your banking. Your rules.

Download Ipoteka Mobile today and manage your finances with confidence.

## Key features

- P2P transfers with 0% commission
- Instant cash loans
- Favorable currency exchange
- Full account control
- Secure login and payments
- 24/7 payments and services


## Frequently asked questions about Ipoteka Mobile

### What banking services does Ipoteka Mobile offer?

Ipoteka Mobile provides P2P transfers with 0% commission, instant cash loans, favorable currency exchange for USD and sums, and 24/7 bill payments for utilities, mobile, and internet.

### How secure is Ipoteka Mobile?

The app ensures a high level of security with biometrics, PIN code, and multi-level encryption to protect your money and transactions.

### Can I apply for loans through Ipoteka Mobile?

Yes, you can apply for cash loans directly within the app and receive quick approval without needing to visit a physical branch.

### What currency exchange options are available on Ipoteka Mobile?

You can exchange US dollars and sums at a favorable rate directly in the app with a 0% markup.

### Does Ipoteka Mobile have ads?

Yes, Ipoteka Mobile contains advertisements, which is common for free financial applications.

### Is Ipoteka Mobile available on Android devices?

Currently, Ipoteka Mobile is listed as supported on iPhone devices. Information regarding Android availability is not provided in the current data.

### How often is Ipoteka Mobile updated?

The app is regularly updated with new features, with the latest version being 1.0.6 released on August 27, 2026.

### What is the user sentiment for Ipoteka Mobile?

Based on the available data, Ipoteka Mobile has a perfect 5.0-star rating from one review, indicating very positive initial user sentiment.

## Version history (last 5 releases)

### 1.0.6 — 2026-08-27

- Redesigned transfers — faster card selection, clearer confirmation 
- Pay by dynamic QR code 
- Easier, faster registration 
- Manage your trusted devices 
- Clearer messages if an application cannot be approved 
- Performance and stability improvements

### 1.0.5 — 2026-07-22

• Added sign-in and sign-up with Passkey (Face ID, Touch ID, and device biometrics).
• Updated the Cards section — improved design and simplified access to key card management features.
• Added the new "Oddiy" deposit with the option to open short-term deposits.
• Improved app performance and stability, reduced launch time, and enhanced overall responsiveness.

### 1.0.4 — 2026-06-18

We added following features to app: 
- Payment via UzQR and Paynet QR 
- New design for a loan application process, including information about: 
   - outstanding loan balance and unpaid interest;
   - total outstanding balance across all loans in all banks during applying for a microloan.
- Fixed bugs in “Payment History”.

### 1.0.3 — 2026-04-30

- Redesigned Transaction History: new look, advanced filters by period, type and amount, detailed transaction view
- Updated Loans section: new offer page, loan overview, public offer screen, assisting employee support
- Currency Exchange: USD ↔ EUR conversion now available
- Forgot PIN flow with new PIN setup
- UI improvements and overall stability enhancements

### 1.0 — 2026-04-29

No release notes.

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## More apps by IPOTEKA-BANK ATIB

- [IpotekaBank Electron](https://appshunter.io/ios/app/ipotekabank-electron/id1298501704)
- [Ipoteka Retail](https://appshunter.io/ios/app/ipoteka-retail/id1637057203)

All apps by IPOTEKA-BANK ATIB: https://appshunter.io/developer/1298501703

## Related topics

[ipoteka bank](https://appshunter.io/ios/topics/ipoteka-bank) · [atib](https://appshunter.io/ios/topics/atib)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*