# IRCTC iMudra > Digital wallet and prepaid card for secure, seamless financial transactions. (iPhone/iPad app by Indian Railway Catering and Tourism Corporation Limited.) - Source: https://appshunter.io/ios/app/irctc-imudra/id1479060717 (this page in markdown: same URL + `.md`) - Developer: [Indian Railway Catering and Tourism Corporation Limited](https://appshunter.io/developer/949407036) - Category: Finance - Price: Free - Rating: 3.44/5 from 200 App Store ratings · 20 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 135 MB - Languages: American English - Released: 2019-09-16 - Data updated: 2026-08-13 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/irctc-imudra/id1479060717/reviews.md ## What is IRCTC iMudra? An iMudra account comes with a digital wallet and a prepaid card. Whether you are booking tickets on IRCTC, purchasing goods at a nearby retail store or withdrawing money from an ATM, iMudra makes all these transactions easy, secure and seamless. The key features of the iMudra wallet include: - Multiple, easy top-up options - Free Digital card for a seamless and secure online payment experience - Hassle-free payment experience while booking tickets on IRCTC - Easy OTP capability to ace through the ticket booking without waiting for the OTP sms - Secure and easy payments, both online and offline - Easy Aadhaar based KYC verification process - Send money to friends and family within the iMudra network - Exclusive partner offers Benefits of using iMudra wallet: - Save payment gateway charges by paying a flat Rs.10 (+taxes) booking fee. - Generate virtual cards instantly to shop at online merchants. - Order Physical cards to shop at offline merchant outlets and ATM withdrawals. Generate a physical and/or virtual card by signing up for IRCTC iMudra to enjoy full benefits of the program. Try the iMudra wallet today and open up a world of opportunities! The most secure and easy way to go cashless on every transaction. ## Key features - Digital wallet - Prepaid card - Easy top-up options - Secure online/offline payments - Send money to network - Aadhaar based KYC ## Recent user reviews (10 of 20) All indexed reviews: https://appshunter.io/ios/app/irctc-imudra/id1479060717/reviews.md ### 1/5 — Fraud App *2026-02-02* Straight up fraud application. You put money in the account and the next you are unable to login. Hard to believe it’s a government app. ### 1/5 — The app is dummy *2025-10-20* Not even able to create an account. What the hell people are doing in IRCTC. Guys use the money for some development. Have been paying a lot of money for everything and holding our money for days. Do something at-least make it work in the first place. ### 1/5 — Don’t install *2023-05-20* To begin with it’s a worst app no use always stuck in home page. Can’t even register, if they can’t even create a proper functioning app why they even border releasing it. Pathetic! ### 1/5 — Useless app *2023-05-13* I don’t know why this app still active since it can’t be used. It always says, it can’t process due to technical problems. I notice this for the last few years. ### 1/5 — Never worked, always show’s technical error, please try again later *2023-01-28* Not meeting any quality standards. Very bad effort from IRCTC. Someone higher up needs to step in and take responsibility. ### 1/5 — Waste app *2022-09-30* It is of no use Does not allow you to create a new account ### 1/5 — Application is not working *2022-05-24* I am trying to create my account since last two months but there is always a message display as ‘ We are facing some technical issues. We are working on it and will be back soon. Sorry for the inconvenience.’ This issue is not getting resolved . Useless. ### 1/5 — Waste of time *2022-03-07* I tried registering it but it always shows technical error from last 1 month and these stupid IRCTC people don’t even care to fix the issue useless and waste of money ### 1/5 — Amount Deducted Top Up Failed *2021-11-21* Amount has been deducted from bank but top up failed and no money added. Refund the amount and fix this at the earliest. ### 1/5 — Don’t use this App it completely Waste of money *2021-04-18* I created an account in iMudra app and transferred my money to that account. But I can’t use that money anywhere for any payments. Now that’s money completely useless. Then I reported this issue to their support team, But they didn’t solve the issue anymore. I recommend you to don’t ever download this app. It will make your money useless. ## Frequently asked questions about IRCTC iMudra ### What is IRCTC iMudra? IRCTC iMudra is a digital wallet and prepaid card service that allows users to make easy, secure, and seamless transactions for booking tickets, purchasing goods, and withdrawing money. ### How can I top up my IRCTC iMudra account? The app offers multiple, easy top-up options to add funds to your digital wallet, ensuring you can always make payments without interruption. ### Is IRCTC iMudra secure for online payments? Yes, IRCTC iMudra provides a free digital card for a seamless and secure online payment experience. It also features easy OTP capability for quick transaction verification. ### Can I send money to friends and family with IRCTC iMudra? Yes, you can send money to friends and family members who are within the IRCTC iMudra network, making it convenient for peer-to-peer transfers. ### What are the benefits of using IRCTC iMudra? Benefits include saving payment gateway charges with a flat booking fee, generating virtual cards for online shopping, and ordering physical cards for offline purchases and ATM withdrawals. ### How do I verify my identity with IRCTC iMudra? The app features an easy Aadhaar-based KYC verification process, allowing you to complete your identity verification quickly and conveniently. ### Does IRCTC iMudra have ads? No, IRCTC iMudra does not contain advertisements, providing an ad-free experience for its users. ### What devices does IRCTC iMudra support? IRCTC iMudra is available on iPhones and iPods, offering its financial services to users on these Apple devices. ## Version history (last 5 releases) ### 2.0.9 — 2021-08-19 Bug Fixes. ### 2.0.8 — 2021-05-27 Bug Fixes. ### 2.0.7 — 2021-03-05 Bug Fixes. ### 2.0.6 — 2021-02-17 Bug Fixes. ### 2.0.5 — 2021-02-14 Bug Fixes. ## More apps by Indian Railway Catering and Tourism Corporation Limited - [IRCTC eCatering Food on Track](https://appshunter.io/ios/app/irctc-ecatering-food-on-track/id1077183717) - [IRCTC Air](https://appshunter.io/ios/app/irctc-air/id1267198165) - [Menu On Rails](https://appshunter.io/ios/app/menu-on-rails/id1384917455) - [IRCTC Rail Connect](https://appshunter.io/ios/app/irctc-rail-connect/id1386197253) - [IRCTC Maharajas](https://appshunter.io/ios/app/irctc-maharajas/id1446864475) - [IRCTC Tourism](https://appshunter.io/ios/app/irctc-tourism/id1452471610) All apps by Indian Railway Catering and Tourism Corporation Limited: https://appshunter.io/developer/949407036 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*