# IronBalance: Net Worth Tracker — Multi-currency, no bank login > Consolidates multi-currency financial accounts into a single net worth figure. (iPhone/iPad app by Matvei Koniaev.) - Source: https://appshunter.io/ios/app/ironbalance-net-worth-tracker/id6773849467 (this page in markdown: same URL + `.md`) - Developer: [Matvei Koniaev](https://appshunter.io/developer/6773849469) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 2 MB - Languages: American English - Released: 2026-06-10 - Data updated: 2026-07-19 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ironbalance-net-worth-tracker/id6773849467/reviews.md ## What is IronBalance? Know your real net worth today — every account, every currency, one number. You get paid in USD, EUR, or USDT. You live in VND, PHP, or THB. Your money is scattered across bank accounts, cards, cash, crypto exchanges, and wallets — each showing only a slice. IronBalance pulls all of it into a single net worth figure in your primary currency, right now. No bank login. No spreadsheet. No password handed to anyone. You add your accounts; the app does the currency math. Built for freelancers and remote workers who earn in one currency and live in another — the people budgeting apps and bank apps were never designed for. ONE NET WORTH, EVERY CURRENCY Add accounts in any fiat currency or crypto. Live exchange rates are built in. Each account keeps what it actually holds; everything rolls up into one primary-currency total — so you always know where you stand. ALL YOUR ACCOUNTS IN ONE PLACE Bank accounts, cards, cash, crypto exchanges, hardware wallets — add them all and tag each with a custom emoji and color. Up to 2 accounts free. DAILY BALANCE DIFFERENCE The number banks don't show you: how your net worth moved overnight, across every account and currency, as one clean delta. It separates real balance changes from exchange-rate swings — so an FX move never catches you off guard. NET WORTH OVER TIME Watch your total grow. The net worth chart tracks your primary-currency total across any range — grouped by day, month, or year. INCOME VS EXPENSE See what comes in and what goes out, period by period, with clear profit and loss. Understand the pattern, not just the balance. UNLIMITED CATEGORIES Organize income and expenses into the categories you actually use — emoji, colors, and as many subcategories as you want. Never someone else's buckets. SMART SUGGESTIONS Your most-used accounts, categories, and currencies rise to the top automatically — recalculated every day — so logging a transaction is a tap, not a scroll. Nothing to set up. CUSTOM CHARTS Build the views you want. Filter by any mix of accounts and categories, pick the visualization, see your money from any angle. Up to 2 charts free. SCHEDULED PAYMENTS & SUBSCRIPTIONS Set recurring income, expenses, and transfers once — daily, weekly, monthly, or yearly — and they post themselves on time. IronBalance even spots likely subscriptions in your history and offers to track them, so every renewal sits in one list with its next charge date. Pause and resume anytime. SAVINGS GOALS Set a target on any account and the progress bar follows your real balance as it grows. Add a deadline and the app tells you how much to set aside each month to hit it. TRANSFERS BETWEEN ACCOUNTS Move money between your own accounts — even across currencies — at live or custom rates, without distorting your net worth. FREE — NO TIME LIMIT - Up to 2 accounts or wallets - Up to 2 custom charts - 1 savings goal - Up to 3 scheduled payments - Unlimited currencies, fiat and crypto - Unlimited categories - Live exchange rates - Smart suggestions - Net worth across all accounts - Daily balance difference - Income and expense tracking PRO - Unlimited accounts - Unlimited custom charts - Unlimited savings goals - Unlimited scheduled payments - Custom exchange rate per transaction Missing something? Suggest it — we build what users actually ask for. IronBalance is a personal analytics tool, not a crypto wallet or exchange. You record your balances; the app shows the full picture in one currency. Add your accounts and see your real net worth in under three minutes. No setup wizard. No bank connection. ## Key features - Consolidated net worth across all currencies - No bank login required - Track income vs. expenses - Net worth over time charting - Scheduled payments and subscriptions - Savings goals tracking ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/ironbalance-net-worth-tracker/id6773849467/reviews.md ### 5/5 — Clear view of my finances *2026-06-25* As a co-founder and daily user I really value having net worth, transactions, account goals, and subscriptions in one place. It makes it much easier to understand the full financial picture and stay on top of recurring expenses ## Frequently asked questions about IronBalance ### What is IronBalance? IronBalance is a personal finance app designed to track your net worth across multiple currencies and accounts. It consolidates all your financial data into a single, clear net worth figure without requiring bank logins. ### How does IronBalance handle multiple currencies? IronBalance supports unlimited fiat and crypto currencies, using live exchange rates to calculate your total net worth in your primary currency. Each account maintains its original currency balance. ### Is IronBalance secure since it doesn't use bank logins? Yes, IronBalance prioritizes security by not requiring any bank logins or sensitive credentials. You manually add your account details, ensuring your financial information remains private and under your control. ### What are the limitations of the free version of IronBalance? The free version of IronBalance allows up to 2 accounts or wallets, 2 custom charts, 1 savings goal, and up to 3 scheduled payments. It offers unlimited currencies, categories, and live exchange rates. ### Can IronBalance track cryptocurrency holdings? Yes, IronBalance can track cryptocurrency exchanges and wallets alongside traditional bank accounts, cards, and cash, integrating them into your overall net worth calculation. ### How often is IronBalance updated? IronBalance was last updated on July 9, 2026, with version 1.1.0. The release date was June 10, 2026, indicating active development and regular updates. ### What devices does IronBalance support? IronBalance is available for iPhone, iPad, and iPod devices, making it accessible for users within the Apple ecosystem. ### What is the age rating for IronBalance? IronBalance has an age rating of 4+, making it suitable for users of all ages to manage their finances. ## Version history (last 3 releases) ### 1.1.0 — 2026-07-09 • Savings goals: set a target on any account and watch the progress bar follow your real balance • Scheduled payments: set recurring income, expenses, and transfers once — they post themselves on time • Subscriptions: IronBalance spots them in your history and tracks every renewal date • Bug fixes and stability improvements ### 1.0.1 — 2026-06-22 • New features for managing your accounts • Bug fixes and stability improvements ### 1.0 — 2026-06-10 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-19.*