# IRS Jovem Optimizer 2026 — Young-Worker Tax Optimizer

> Young-Worker Tax Optimizer (iPhone/iPad app by IVAN BOBAN.)

- Source: https://appshunter.io/ios/app/irs-jovem-optimizer-2026/id6762533816 (this page in markdown: same URL + `.md`)
- Developer: [IVAN BOBAN](https://appshunter.io/developer/1882842325)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 4 MB
- Languages: English, French, German, Portuguese, Spanish
- Released: 2026-05-21
- Data updated: 2026-06-26
- User reviews in markdown: https://appshunter.io/ios/app/irs-jovem-optimizer-2026/id6762533816/reviews.md

## What is IRS Jovem Optimizer 2026?

IRS Jovem can save you up to €95,000 in taxes over 10 years. See how much, year by year, and make a more informed decision: stay in Portugal or emigrate?

IRS JOVEM 2026 CALCULATOR
Enter your gross salary, income category (A or B), and scheme year to see your actual tax liability with and without IRS Jovem — updated for the 2026 brackets and IAS of €537.13.

10-YEAR PROJECTION (Premium)
Track your savings across the 10 eligible years of the regime: 100% → 75% → 50% → 25% exemption, with automatic cap enforcement at €29,542.15 per year.

EMIGRATE OR STAY? (Premium)
Compare your Portugal net income against Germany, Netherlands, Ireland, Luxembourg and UK, with cost-of-living adjustment.

SALARY NEGOTIATION (Premium)
See your true take-home pay for a salary offer and share a simple summary in interviews and negotiations.

FEATURES
• Category A (employment) and B (services, coeff. 0.75)
• 9 IRS tax brackets for 2026 (Art. 68.º CIRS, Law no. 73-A/2025)
• 11% employee social security + €4,587.09 specific deduction
• Portugal vs 5 European destinations comparison

No subscription required: the annual calculator is free. Advanced features unlock with a one-time purchase.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| IRS Jovem Premium | $4.99 | one-time |



## Version history (last 2 releases)

### 1.0.1 — 2026-06-19

Stability and performance improvements.

### 1.0 — 2026-05-21

No release notes.

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All apps by IVAN BOBAN: https://appshunter.io/developer/1882842325

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-26.*